Sub store owners allege 2015 fire was started by an 'off-duty fireman' - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
February 28, 2017 Newswires
Share
Share
Post
Email

Sub store owners allege 2015 fire was started by an ‘off-duty fireman’

Tribune (San Luis Obispo, CA)

Feb. 27--Owners of The Sub novelty store in San Luis Obispo, which was destroyed in a December 2015 fire, allege that a customer who claimed to be an "off-duty fireman" likely started the fire, and they're holding a "photo contest" to prove the man's identity.

San Luis Obispo fire officials have ruled the cause of the fire as "undetermined," based on their decision to turn the property over to the owners immediately following the fire. The Sub owners Richard Ferris and Ray Hanson have been vocal in their criticism of the San Luis Obispo Fire Department and how the city both fought the fire and handled its investigation.

Last week, the owners hung banners on the ruins of their business, which still stands at a busy corner on the 200 block of Higuera Street, offering up to $1,000 in cash for photos of firefighters entering the building to fight the Dec. 27 fire, a "fireball exploding from the front roof," "firemen retreating from fighting fire," and "pictures or information of off-duty fireman (self-described who we think started the fire in window box around 10:40 a.m.)."

On Friday, City Attorney Christine Dietrick wrote in an email: "The First Amendment permits people to speak, and rational reviewers can reach their own conclusions about the merits of such speech."

Dietrick, in reference to any potential lawsuit arising from Ferris and Hanson's allegations, wrote that her office "continues to believe that any legal action against the city related to its fire suppression efforts is meritless."

The city, in its final investigation report on the incident, found that the fire likely started in the front section of the building near a display window and quickly spread through the building thanks in large part to the amount of combustible merchandise and materials inside.

The fire took 15 fire engines and more than 11 hours to extinguish.

Fire Chief Garret Olson told The Tribune in December that the owners requested that the city "preserve the integrity of the scene for the building owners' insurance investigators," adding that the building was too unstable immediately following the fire for investigators to enter safely.

Since there was no credible indication that the property was a crime scene and there were no injuries, the city honored that request, though city officials examined the exterior and interviewed witnesses, Olson said.

However, the Fire Department in its report found that employees reported a customer inside a smoke room near a front display window just moments before the fire is believed to have started. The man, who remains unidentified, is believed to have watched the scene for at least an hour after firefighters began their attack.

"Although no evidence was obtained during the investigation which linked this individual to the cause of the fire, his presence inside the smoke room at the time when the fire was first reported merits further consideration," the report reads.

On Monday, Kjerstin Ferris, daughter of Richard Ferris, wrote in an email that the family is trying to determine that man's identity.

" ... (Zero) efforts have been made to find this crucial witness to the beginning of the fire," she wrote. "We don't know if he's an off-duty firefighter or not -- but we know this is what he told multiple employees. He identified himself to The Sub and Square Deal employees separately as an off-duty firefighter."

Kjerstin Ferris also provided signed declarations from two of the business' private investigators -- John Kabala, a retired arson investigator from Alhambra, and Clyde George, a retired Santa Barbara County sheriff's sergeant.

Both men wrote that physical and photographic evidence collected from the scene indicate arson, with Kabala stating that the "heat and intensity in the early stages of the fire as presented in video footage indicate that an ignitable liquid was used to accelerate the fire."

Kjerstin Ferris also claims that the city has refused to meet with them or examine their investigators' findings.

"So far these letters are going nowhere -- no official will even look at them," she wrote.

She added that the owners never requested that the city stay out of the property, calling the statement an "absolute lie."

"Not only did they never request to come into the building after the fire -- we even specifically requested someone come back and investigate and were denied!" Ferris wrote. "We have no authority that could have stopped, slowed down, or in any way limited their access to a crime scene that they were in charge of."

The city says the main retail building at 295 Higuera St. may need to be demolished, but the property owner has submitted plans to remodel and repair an adjacent building that was only slightly damaged.

Matt Fountain: 805-781-7909, @MattFountain1

___

(c)2017 The Tribune (San Luis Obispo, Calif.)

Visit The Tribune (San Luis Obispo, Calif.) at www.sanluisobispo.com

Distributed by Tribune Content Agency, LLC.

Older

Officials continue to investigate fatal Port Hueneme fire

Newer

Kingsville students plan vigil after deadly crash

Advisor News

  • How smart investments prepare clients for inflation
  • Amid slew of corporate tax ideas, Newsom chose one likely to hit people’s premiums
  • The biggest risk to your clients’ financial plans isn’t market volatility
  • Initiative looks at how caregiving impacts workplace benefits
  • Will rising retirement needs spark an annuity boom?
More Advisor News

Annuity News

  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • Fortitude Re Completes $500 Million FABN Issuance
  • Reframing retirement income for greater certainty
  • Jackson Introduces Dow Jones Industrial Average Index Option, Flexible Premiums, Six-Year Rate Guarantee in Latest Registered Index-Linked Annuity Launch
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
More Annuity News

Health/Employee Benefits News

  • Mark Farrah Associates Analyzed the 2025 Medicare Supplement Market
  • 3 Million Seniors Lost Their Medicare Advantage Plan in 2026: 7 Moves to Make Before Your Coverage Lapses
  • Local drop in ACA coverage among highest in state
  • Agent groups speak out against congresswoman’s call to limit MA compensation
  • A Brooklyn Health Clinic Offers a Safety Net For New Yorkers That May Lose Insurance
More Health/Employee Benefits News

Life Insurance News

  • Appeals court rejects investor payouts in latest decision against STOLI
  • Why premium-financed IUL is failing
  • AM Best Affirms Issue Credit Ratings of Weston2038 LLC’s Credit-Linked Notes
  • Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
  • Greg Lindberg moves to halt $1.65B restitution order, claims he ‘overpaid’
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Maximize Your FIA Case Results
Learn a repeatable process to review, reposition, and present FIA opportunities with confidence.

Aim higher during Annuity Awareness Month
Raise the bar with our diverse portfolio of Ascend annuities, backed by superior financial strength

You Could Be Losing Up to 20% of Your Commissions
GreenWave helps you find, fix, and prevent commission errors.

True Independence Means Having Choices
Cambridge offers flexibility, stability, proven tools—no private equity strings attached.

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Looking for stronger rates, amplified growth & real results?
Sentinel's Accumulation Protector Plus℠ Annuity is for clients wanting more from retirement planning

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet