State insurance exchange Pennie opens for 2023 health care coverage

HARRISBURG – Gov. Tom Wolf is reminding Pennsylvanians of the 2023 open enrollment period that begins Tuesday, Nov. 1, through Pennie, the commonwealth's official online health insurance marketplace. Pennsylvanians can apply, compare plans, and enroll in high-quality health coverage all in one place. This annual open enrollment period is an opportunity for Pennsylvanians to take advantage of substantial savings on 2023 coverage.

"Obtaining affordable, quality health care has never been easier in Pennsylvania thanks to Pennie's one-stop shop design," Wolf said. "Through the online state-based system, Pennsylvanians have instant access to a variety of resources to help them understand how to apply, shop and enroll in health coverage. They also have access to people who can help them through the process right in their own community. My administration is extremely proud to have signed legislation introducing Pennie in July 2019, with the goal of improving access for Pennsylvanians to secure the care they deserve, ultimately giving more people the opportunity to live healthier lives."

Pennie's open enrollment period runs from Nov. 1 to Jan. 15, 2023, with Dec. 15 marking the deadline to select coverage that will begin New Year's Day. For those enrolling between Dec. 16 and Jan. 15, coverage will begin Feb. 1, 2023.

New this open enrollment, a recent change in federal policy has improved the affordability of health insurance for family members with insurance through a spouse or parent's work. In 2023, Pennsylvanians asked to pay more than 9.2% of their household income for a family plan through a family member's job can now come to Pennie to receive premium savings to reduce their cost of coverage. Some families have been locked out of receiving Affordable Care Act subsidies, even if the cost of a family plan was far more than 9.2% of their income. Pennsylvanians previously impacted by this issue can come back to Pennie to apply or update their application to enroll and receive the savings their family deserve.

Nine out of 10 Pennie customers qualify for financial savings, meaning most are eligible for subsidized monthly premiums on their health insurance. Nearly 40% of Pennie customers currently pay less than $75 a month. Amidst rising inflation, Pennie helps keep insurance costs down, and open enrollment is the opportunity for Pennsylvanians to protect their health and wallets by getting the coverage and care they need.

All Pennsylvanians who are interested in affordable premiums on high-quality coverage should visit pennie.com. Pennie's plan comparison tool can provide a quick quote in advance of the application process. With just three simple questions, customers can see filtered plan options as well as the estimated amount of savings for which they qualify.

Pennsylvanians should visit pennie.com before Jan. 15 and enroll in one of the high-quality options available in their area. Pennsylvanians interested in shopping for and purchasing health coverage through Pennie can visit pennie.com 24/7 or call Pennie Customer Service at 1-844-844-8040, which is open 8 a.m. to 7 p.m. Monday through Friday, and on Saturday from 8 a.m. to 1 p.m. during open enrollment.