Some workers skip company health plans to save funds

Jessica Balcerzak, a 33- year-old nurse who works for a hospital in Buffalo, N.Y., decided to waive her employer’ s insurance in 2025. Her job covered 55 percent of the plan’ s premiums, deducting $585 every two weeks for insurance for herself, her self-employed husband, and their three kids. Balcerzak said that $15,000 in annual wages would be better used in the family’ s…