Should Drivers File Claims For Vey Minor Accidents – Find Out More
Car insurance is supposed to provide financial support whenever the vehicle is damaged by covered event (collision, vandalism, animal attacks or extreme weather). But does it really worth the money to file claims for minor damage? Find out more and get the best coverage deals from http://compare-autoinsurance.org.
When a serious accident happens and the car is seriously damaged, the driver should immediately contact the insurance company and file a claim. But what happens if the car is just scratched or the paint is damaged a bit? Does it make sense to contact the insurer and ask for reimbursement?
It all resumes to basic math. How much does it cost to fix the damage without involving the insurance company? It the repair more expensive than the deductible? Will the premium increase be more expensive than the repair?
If all it takes to fix a scratch is something around
Filling multiple claims for minor damage or in a relatively short time will heavily impact the premiums. Keep in mind that auto insurance is based on the risk of making a claim. Plus, it will affect future bonuses, like no-claim discounts.
"Paying from your own pockets for minor damage is something quite usual. Always asking for financial compensation for scratches or dents will make car insurance more expensive", said
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For more information, please visit http://compare-autoinsurance.org.
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SOURCE Compare-autoinsurance.org
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