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August 7, 2024 Reinsurance No comments

Second Quarter 2024 FR Y-9C

U.S. Markets via PUBT

Last Update: 20240806.123503

Board of Governors of the Federal Reserve System

RSSD ID: 1070345

FR Y-9C

OMB Number 7100-0128

Approval expires September 30, 2026 Page 1 of 73

Consolidated Financial Statements for

Holding Companies-FRY-9C

Report at the close of business as of the last calendar day of the quarter

This Report is required by law: Section 5(c) of the BHC Act	companies meeting certain criteria must file this report (FR Y-9C)
(12 U.S.C. § 1844(c)), section 10 of Home Owners' Loan Act	regardless of size. See page 1 of the general instructions for fur-
(HOLA) (12 U.S.C. § 1467a(b)), section 618 of the Dodd-Frank Act	ther information. However, when such holding companies own or
(12 U.S.C. § 1850a(c)(1)), section 165 of the Dodd-Frank Act	control, or are owned or controlled by, other holding companies,
(12 U.S.C. § 5365), and section 252.153(b)(2) of Regulation YY	only the top-tier holding company must file this report for the con-
(12 CFR 252.153(b)(2)).	solidated holding company organization. The Federal Reserve
This report form is to be filed by holding companies with total	may not conduct or sponsor, and an organization (or a person) is
not required to respond to, a collection of information unless it dis-
consolidated assets of $3 billion or more. In addition, holding	plays a currently valid OMB control number.

NOTE: Each holding company's board of directors and senior man-	Date of Report: June 30, 2024
agement are responsible for establishing and maintaining an effec-		Month / Day / Year (BHCK 9999)
tive system of internal control, including controls over the
Consolidated Financial Statements for Holding Companies. The
Consolidated Financial Statements for Holding Companies is to be
prepared in accordance with instructions provided by the Federal
Reserve System. The Consolidated Financial Statements for Holding
Companies must be signed and attested by the Chief Financial
Officer (CFO) of the reporting holding company (or by the individual
performing this equivalent function).
I, the undersigned CFO (or equivalent) of the named holding
company, attest that the Consolidated Financial Statements for
Holding Companies (including the supporting schedules) for this
report date have been prepared in conformance with the instruc-
tions issued by the Federal Reserve System and are true and
correct to the best of my knowledge and belief.
Bryan D. Preston	FIFTH THIRD BANCORP

Printed Name of Chief Financial Officer (or Equivalent) (BHCK C490)

Signature of Chief Financial Officer (or Equivalent) (BHCK H321)

Legal Title of Holding Company (RSSD 9017)

38 FOUNTAIN SQUARE PLAZA

(Mailing Address of the Holding Company) Street / PO Box (RSSD 9110)

08/06/2024		CINCINNATI		OH		45263
Date of Signature (MM/DD/YYYY) (BHTX J196)		City (RSSD 9130)		State (RSSD 9200) Zip Code (RSSD 9220)

Is confidential treatment requested for any	0=No	BHCK
..................portion of this report submission?	1=Yes	C447	0

In accordance with the General Instructions for this report (check only one),

1. a letter justifying this request is being provided along

with the report (BHCK KY38) ........................................

2. a letter justifying this request has been provided

separately (BHCK KY38) .............................................

For Federal Reserve Bank Use Only

RSSD ID

C.I.S.F.

Person to whom questions about this report should be directed:

Robert Moeddel, Head of Regulatory Reporting

Name / Title (BHTX 8901)

(513) 534-8083

Area Code / Phone Number (BHTX 8902)

(513) 534-3614

Area Code / FAX Number (BHTX 9116)

[email protected]

E-mail Address of Contact (BHTX 4086)

Holding companies must maintain in their files a manually signed and attested printout of the data submitted.

Public reporting burden for this information collection is estimated to vary from 5 to 1,250 hours per response, with an average of 44.79 hours per response for non-Advanced Approaches holding companies with $5 billion or more and an average of 35.59 hours per response for non-Advanced Approaches holding companies with less than $5 billion in total assets and 49.80 hours for Advanced Approaches holding companies, including time to gather and maintain data in the required form and to review instructions and complete the information collection. Comments regarding this burden estimate or any other aspect of this information collection, including suggestions for reducing the burden, may be sent to Secretary, Board of Governors of the Federal Reserve

System, 20th and C Streets, NW, Washington, DC 20551, and to the Office of Management and Budget, Paperwork Reduction Project (7100-0128), Washington, DC 20503.

09/2023

Last Update: 20240806.123503	RSSD ID: 1070345
	FR Y-9C
	Page 2 of 73

Chief Executive Officer Contact Information

This information is being requested so the Board can distribute notifications about policy initiatives and other matters directly to the Chief Executive Officers of reporting institutions. Please provide contact information for the Chief Executive Officer of the reporting institution. Enter "none" for the Chief Executive Officer's email address if not available. Chief Executive Officer contact information is for the confidential use of the Board and will not be released to the public.

Chief Executive Officer

Name (BHCK FT42)

Area Code / Phone Number / Extension (BHCK FT43)

E-mail Address (BHCK FT44)

12/2021

Last Update: 20240806.123503

Report of Income for Holding Companies

Report all Schedules of the Report of Income on a calendar year-to-date basis.

Schedule HI-Consolidated Income Statement

	RSSD ID: 1070345
		FR Y-9C
For Federal Reserve Bank Use Only
Page 3 of 73

RSSD ID
S.F.

Dollar Amounts in Thousands	BHCK	Amount
1. Interest income
a. Interest and fee income on loans:
(1) In domestic offices:
...............................................(a) Loans secured by 1- 4 family residential properties	4435	459000
(b) All other loans secured by real estate	4436	530000
(c) All other loans	F821	2685000
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs	4059	17000
b. Income from lease financing receivables	4065	55000
c. Interest income on balances due from depository institutions1	4115	584000
d. Interest and dividend income on securities:
(1) U.S. Treasury securities and U.S. government agency obligations
(excluding mortgage-backed securities)	B488	104000
(2) Mortgage-backed securities	B489	578000
(3) All other securities	4060	170000
e. Interest income from trading assets2	4069	39000
f. Interest income on federal funds sold and securities purchased under agreements
to resell	4020	0
g. Other interest income	4518	23000
h. Total interest income (sum of items 1.a through 1.g)	4107	5244000
2. Interest expense
a. Interest on deposits:
(1) In domestic offices:
(a) Time deposits of $250,000 or less	HK03	331000
(b) Time deposits of more than $250,000	HK04	20000
(c) Other deposits	6761	1559000
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs	4172	2000
b. Expense on federal funds purchased and securities sold under agreements to repurchase ...	4180	9000
c. Interest on trading liabilities and other borrowed money2
(excluding subordinated notes and debentures)	4185	474000
d. Interest on subordinated notes and debentures and on mandatory convertible
securities2	4397	60000
e. Other interest expense	4398	2000
f. Total interest expense (sum of items 2.a through 2.e)	4073	2457000
3. Net interest income (item 1.h minus item 2.f)	4074	2787000
4. Provision for credit losses3	JJ33	191000
5. Noninterest income:
a. Income from fiduciary activities	4070	204000
b. Service charges on deposit accounts in domestic offices	4483	316000
c. Trading revenue2, 4	A220	125000

1.a.(1)(a)

1.a.(1)(b)

1.a.(1)(c)

1.a.(2)

1.b.

1.c.

1.d.(1)

1.d.(2)

1.d.(3)

1.e.

1.f.

1.g.

1.h.

2.a.(1)(a)

2.a.(1)(b)

2.a.(1)(c)

2.a.(2)

2.b.

2.c.

2.d.

2.e.

2.f.

5.a.

5.b.

5.c.

Includes interest income on time certificates of deposit not held for trading.
To be completed by holding companies with $5 billion or more in total assets. (Asset-size test is based on the prior year June 30 report date). Income and or expenses pertaining to these items should be reported in the "other" categories 1.g, 2.e, and 5.l, respectively by holding companies with less than $5 billion in total assets.
Holding companies should report in item 4, the provisions for credit losses for all financial assets and off-balance sheet credit exposures.
For holding companies required to complete Schedule HI, memoranda item 9, trading revenue reported in Schedule HI, item 5.c must equal the sum of memoranda items 9.a through 9.e.

03/2024

Last Update: 20240806.123503	RSSD ID: 1070345
	FR Y-9C
	Page 4 of 73

Schedule HI-Continued

Dollar Amounts in Thousands	BHCK	Amount
Holding companies with less than $5 billion in total assets should report data items 5.d.(6) and
5.d.(7) only and leave 5.d.(1) through 5.d.(5) blank.
5. d. Income from securities-related and insurance activities:
(1) Fees and commissions from securities brokerage	C886	16000
(2) Investment banking, advisory, and underwriting fees and commissions	C888	115000
(3) Fees and commissions from annuity sales	C887	32000
(4) Underwriting income from insurance and reinsurance activities	C386	0
(5) Income from other insurance activities	C387	10000
(6) Fees and commissions from securities brokerage, investment banking, advisory, and
underwriting fees and commissions	KX46
(7) Income from insurance activities5	KX47
..........................................................................................e. Venture capital revenue6	B491	21000
..................................................................................................f. Net servicing fees	B492	134000
........................................................................................g. Net securitization income6	B493	0
h. Not applicable.
i. Net gains (losses) on sales of loans and lease	8560	14000
j. Net gains (losses) on sales of other real estate owned	8561	0
k. Net gains (losses) on sales of other assets7	B496	5000
l. Other noninterest income8	B497	403000
m. Total noninterest income (sum of items 5.a through 5.l)	4079	1395000
6. a. Realized gains (losses) on held-to-maturity securities	3521	0
b. Realized gains (losses) on available-for-sale debt securities	3196	-7000
7. Noninterest expense:
a. Salaries and employee benefits	4135	1416000
b. Expenses of premises and fixed assets (net of rental income)
(excluding salaries and employee benefits and mortgage interest)	4217	246000
c. (1) Goodwill impairment losses	C216	0
(2) Amortization expense and impairment losses for other intangible assets	C232	18000
d. Other noninterest expense9	4092	887000
e. Total noninterest expense (sum of items 7.a through 7.d)	4093	2567000
8. a. Income (loss) before change in net unrealized holding gains (losses) on equity securities
not held for trading, applicable income taxes, and discontinued operations
(sum of items 3, 5.m, 6.a, 6.b, minus items 4 and 7.e)	HT69	1417000
b. Change in net unrealized holding gains (losses) on equity securities not held for trading10	HT70	6000
c. Income (loss) before applicable income taxes and discontinued operations
(sum of items 8.a and 8.b)	4301	1423000
9. Applicable income taxes (on item 8.c)	4302	302000
10. Income (loss) before discontinued operations (item 8.c minus item 9)	4300	1121000
11. Discontinued operations, net of applicable income taxes11	FT28	0
12. Net income (loss) attributable to holding company and noncontrolling
(minority) interests (sum of items 10 and 11)	G104	1121000
13. LESS: Net income (loss) attributable to noncontrolling (minority) interests
(if net income, report as a positive value; if net loss, report as a negative value)	G103	0
14. Net income (loss) attributable to holding company (item 12 minus item 13)	4340	1121000

5.d.(1)

5.d.(2)

5.d.(3)

5.d.(4)

5.d.(5)

5.d.(6)

5.d.(7)

5.e.

5.f.

5.g.

5.i.

5.j.

5.k.

5.l.

5.m.

6.a.

6.b.

7.a.

7.b.

7.c.(1)

7.c.(2)

7.d.

7.e.

8.a.

8.b.

8.c.

10.

11.

12.

13.

14.

Includes underwriting income from insurance and reinsurance activities.
To be completed by holding companies with $5 billion or more in total assets (Asset-size test is based on the prior year June 30 report date). Income and or expenses pertaining to these items should be reported in the "other" categories.
Excludes net gains (losses) on sales of trading assets and held-to-maturity and available-for-sale debt securities.
See Schedule HI, memoranda item 6.
See Schedule HI, memoranda item 7.
Item 8.b is to be completed by all holding companies. See the instructions for this item and the Glossary entry for "Securities Activities" for further detail on accounting for investments in equity securities.
Describe on Schedule HI, memoranda item 8.

03/2022

Last Update: 20240806.123503	RSSD ID: 1070345
	FR Y-9C
	Page 5 of 73

Schedule HI-Continued

Memoranda

		Dollar Amounts in Thousands	BHCK	Amount
Memo Items 1 and 2 are to be reported by holding companies with $5 billion or more in
total assets.1
1. Net interest income (item 3 above) on a fully taxable equivalent basis	4519	2799000
2. Net income before applicable income taxes, and discontinued operations (item 8.c above)
................................................................................on a fully taxable equivalent basis	4592	1436000
3. Income on tax-exempt loans and leases to states and political subdivisions in the U.S.
........................................................(included in Schedule HI, items 1.a and 1.b, above)	4313	27000
4. Income on tax-exempt securities issued by states and political subdivisions in the U.S.
................................................................(included in Schedule HI, item 1.d.(3), above)	4507	18000
5. Number of full-time equivalent employees at end of current period	BHCK	Number
.................................................................................(round to nearest whole number)	4150	18607
Memo Items 6.a through 6.j are to be completed annually on a calendar year-to-date basis in the
December report only by holding companies with less than $5 billion in total assets. Holding
companies with $5 billion or more in total assets should report these items on a quarterly basis.1
6. Other noninterest income (from Schedule HI, item 5.l, above) (only report amounts greater
than $100,000 that exceed 7 percent of Schedule HI, item 5.l):	BHCK	Amount
...................................................a. Income and fees from the printing and sale of checks	C013	0
............................b. Earnings on/increase in value of cash surrender value of life insurance	C014	33000
..............................................c. Income and fees from automated teller machines (ATMs)	C016	0
....................................................d. Rent and other income from other real estate owned	4042	0
e. Safe deposit box rent	C015	0
f. Bank card and credit card interchange fees	F555	178000
g. Income and fees from wire transfers	T047	0
	TEXT	Commercial commitment fees
h.	8562		8562	67000
	TEXT	Operating lease income
i.	8563		8563	54000
	TEXT	See Notes to the Income Statement (other) Lines 4 though 6
j.	8564		8564	-50000
Memo Items 7.a through 7.p are to be completed annually on a calendar year-to-date basis in the
December report only by holding companies with less than $5 billion in total assets. Holding
companies with $5 billion or more in total assets should report these items on a quarterly basis.1
7. Other noninterest expense (from Schedule HI, item 7.d, above) (only report amounts greater
than $100,000 that exceed 7 percent of the sum of Schedule HI, item 7.d):
a. Data processing expenses	C017	0
b. Advertising and marketing expenses	0497	66000
c. Directors' fees	4136	0
d. Printing, stationery, and supplies	C018	0
e. Postage	8403	0
f. Legal fees and expenses	4141	0
g. FDIC deposit insurance assessments2	4146
h. Accounting and auditing expenses	F556	0
i. Consulting and advisory expenses	F557	0
j. Automated teller machine (ATM) and interchange expenses	F558	0
................................................................................k. Telecommunications expenses	F559	0
l. Other real estate owned expenses	Y923	0

1. Asset-size test is based on the total assets reported as of prior year June 30 report date.

2. Amounts reported in Memorandum item 7.g will not be made available to the public on an individual institution basis.

M.1.

M.2.

M.3.

M.4.

M.5.

M.6.a.

M.6.b.

M.6.c.

M.6.d.

M.6.e.

M.6.f.

M.6.g.

M.6.h.

M.6.i.

M.6.j.

M.7a.

M.7.b.

M.7.c.

M.7.d.

M.7.e.

M.7.f.

M.7.g.

M.7.h. M.7. i. M.7. j. M.7.k. M.7. l.

03/2022

Last Update: 20240806.123503	RSSD ID: 1070345
	FR Y-9C
	Page 6 of 73

Schedule HI-Continued

Memoranda-Continued

			Dollar Amounts in Thousands		BHCK	Amount
7. m. Insurance expenses (not included in employee expenses, premises and fixed assets
	expenses, and other real estate owned expenses)		Y924	0
		TEXT	Software expense
n.		8565			8565	217000
		TEXT
o.		8566			8566	0
		TEXT
p.		8567			8567	0

Memo items 8.a.(1) through Memo item 8.b.(2) is reported by holding companies with $5 billion or more in total assets.1

8. Discontinued operations and applicable income tax effect (from Schedule HI, item 11) (itemize and describe each discontinued operation):

	TEXT
a. (1)	FT29			FT29	0
.......................................(2) Applicable income tax effect	BHCK	FT30	0
	TEXT
b. (1)	FT31			FT31	0
.......................................(2) Applicable income tax effect	BHCK	FT32	0

9. Trading revenue (from cash instruments and derivative instruments) (Sum of items 9.a through 9.e must equal Schedule HI, item 5.c.)

Memorandum items 9.a through 9.e are to be completed by holding companies with $5 billion or more in total assets1 that reported total trading assets of $10 million or more for any quarter of the preceding calendar year:

..........................................................................................a. Interest rate exposures	8757	63000
b. Foreign exchange exposures	8758	40000
c. Equity security and index exposures	8759	13000
d. Commodity and other exposures	8760	9000
e. Credit exposures	F186	0
Memoranda items 9.f and 9.g are to be completed by holding companies with $100 billion or
more in total assets that are required to complete Schedule HI, Memorandum items 9.a
through 9.e, above.1
f. Impact on trading revenue of changes in the creditworthiness of the holding company's
derivatives counterparties on the holding company's derivative assets (included in
Memorandum items 9.a through 9.e above)	K090	4000
g. Impact on trading revenue of changes in the creditworthiness of the holding company
on the holding company's derivative liabilities
(included in Memorandum items 9.a through 9.e above)	K094	0

Memorandum items 10.a and 10.b are to be completed by holding companies with $10 billion or more in total consolidated assets.1

10. Net gains (losses) recognized in earnings on credit derivatives that economically hedge credit exposures held outside the trading account:

a. Net gains (losses) on credit derivatives held for trading	C889	0
b. Net gains (losses) on credit derivatives held for purposes other than trading	C890	0
Memorandum item 11 is to be completed by holding companies with $5 billion or more in
total assets.1
11. Credit losses on derivatives (see instructions)	A251	0

M.7.m.

M.7.n.

M.7.o.

M.7.p.

M.8.a.(1)

M.8.a.(2)

M.8.b.(1)

M.8.b.(2)

M.9.a.

M.9.b.

M.9.c.

M.9.d.

M.9.e.

M.9.f.

M.9.g.

M.10.a.

M.10.b.

M.11.

1. Asset-size test is based on the total assets reported as of prior year June 30 report date.

03/2022

Last Update: 20240806.123503	RSSD ID: 1070345
	FR Y-9C
	Page 7 of 73

Schedule HI-Continued

Memoranda-Continued

Dollar Amounts in Thousands

Memorandum items 12.a through 12.c are to be completed by holding companies with $5 billion or more in total assets.1

12. a. Income from the sale and servicing of mutual funds and annuities (in domestic offices)

(1) Premiums on insurance related to the extension of credit..........................................
1. All other insurance premiums ..............................................................................
Benefits, losses, and expenses from insurance-related activities...............................................

BHCK	Amount

8431	42000	M.12.a.
C242	0	M.12.b.(1)
C243	0	M.12.b.(2)
B983	0	M.12.c.

13. Does the reporting holding company have a Subchapter S election in effect for		0=No			BHCK
...............federal income tax purposes for the current tax year? (Enter "1" for Yes; enter "0" for No.)		1=Yes	A530		0	M.13.
Dollar Amounts in Thousands
BHCK		Amount
Memorandum items 14(a) through 14(b)(1) are to be completed by holding companies with $5 billion
or more in total assets that have elected to account for assets and liabilities under a fair value option.1
14. Net gains (losses) recognized in earnings on assets and liabilities that are reported at
fair value under a fair value option:
a. Net gains (losses) on assets	F551		6000	M.14.a.
(1) Estimated net gains (losses) on loans attributable to changes in instrument-specific								M.14.a.(1)
.......................................................................................................credit risk	F552						0
.................................................................................b. Net gains (losses) on liabilities	F553						0	M.14.b.
(1) Estimated net gains (losses) on liabilities attributable to changes in instrument-specific								M.14.b.(1)
credit risk	F554						0
Memorandum item 15 is to be completed by holding companies with $5 billion or more in
total assets.1
15. Stock-based employee compensation expense (net of tax effects) calculated for all
.............................................................................awards under the fair value method	C409		81000	M.15.

16. and 17. Not applicable.

1. Asset-size test is based on the total assets reported as of prior year June 30 report date.

03/2024

Last Update: 20240806.123503	RSSD ID: 1070345
	FR Y-9C
	Page 8 of 73

Schedule HI-A-Changes in Holding Company Equity Capital

	Dollar Amounts in Thousands	BHCK	Amount
1.	Total holding company equity capital most recently reported for the end of previous
	...................................calendar year (i.e., after adjustments from amended Reports of Income)	3217	19172000
2.	Cumulative effect of changes in accounting principles and corrections of material accounting errors	B507	-10000
3.	Balance end of previous calendar year as restated (sum of items 1 and 2)	B508	19162000
		BHCT
4.	Net income (loss) attributable to holding company (must equal Schedule HI, item 14)	4340	1121000
5.	Sale of perpetual preferred stock (excluding treasury stock transactions):	BHCK
	a. Sale of perpetual preferred stock, gross	3577	0
	b. Conversion or retirement of perpetual preferred stock	3578	0
6.	Sale of common stock:
	a. Sale of common stock, gross	3579	0
	b. Conversion or retirement of common stock	3580	49000
7.	Sale of treasury stock	4782	0
8.	LESS: Purchase of treasury stock	4783	125000
9.	Changes incident to business combinations, net	4356	0
10.	LESS: Cash dividends declared on preferred stock	4598	81000
11.	LESS: Cash dividends declared on common stock	4460	486000
12.	Other comprehensive income1	B511	-414000
13.	Change in the offsetting debit to the liability for Employee Stock Ownership Plan (ESOP) debt
	...................................................................................guaranteed by the holding company	4591	0
14.	........................................................Other adjustments to equity capital (not included above)	3581	0
15.	Total holding company equity capital end of current period (sum of items 3, 4, 5, 6, 7, 9, 12,	BHCT
	.............................13, and 14, less items 8, 10, and 11) (must equal item 27.a on Schedule HC)	3210	19226000

1. Includes, but is not limited to, changes in net unrealized holding gains (losses) on available-for-sale debt securities, changes in accumulated net gains (losses) on cash flow hedges, foreign currency translation adjustments, and pension and other postretirement plan related changes other than net periodic benefit cost.

5.a.

5.b.

6.a.

6.b.

10.

11.

12.

13.

14.

15.

12/2020

Last Update: 20240806.123503	RSSD ID: 1070345
	FR Y-9C
	Page 9 of 73

Schedule HI-B-Charge-Offs and Recoveries on Loans and

Leases and Changes in Allowances for Credit Losses

Part I. Charge-offs and Recoveries on Loans and Leases (Fully Consolidated)

Part I includes charge-offs and recoveries through
the allocated transfer risk reserve.
	(Column A)		(Column B)

		Charge-offs1		Recoveries
Dollar Amounts in Thousands	BHCK	Amount	BHCK	Amount
1. Loans secured by real estate:
a. Construction, land development, and other land loans
in domestic offices:
(1) 1- 4 family residential construction loans	C891	0	C892	0
(2) Other construction loans and all land development and
other land loans	C893	0	C894	0
b. Secured by farmland in domestic offices	3584	0	3585	0
c. Secured by 1- 4 family residential properties in domestic offices:
(1) Revolving, open-end loans secured by 1- 4 family residential
...........................properties and extended under lines of credit	5411	2000	5412	2000
(2) Closed-end loans secured by 1- 4 family residential
properties in domestic offices:
......................................................(a) Secured by first liens	C234	1000	C217	2000
....................................................(b) Secured by junior liens	C235	0	C218	0
d. Secured by multifamily (5 or more) residential properties in
......................................................................domestic offices	3588	0	3589	0
e. Secured by nonfarm nonresidential properties in domestic offices:
(1) Loans secured by owner-occupied nonfarm nonresidential
..........................................................................properties	C895	0	C896	0
(2) Loans secured by other nonfarm nonresidential properties	C897	0	C898	0
f. In foreign offices	B512	0	B513	0
2. Not applicable.
3. Loans to finance agricultural production and other loans to farmers	4655	0	4665	0
Holding companies with less than $5 billion should report Item 4.c only
and leave 4.a and 4.b blank.2
4. Commercial and industrial loans:
a. To U.S. addressees (domicile)	4645	123000	4617	7000
b. To non-U.S. addressees (domicile)	4646	0	4618	0
c. To U.S. addressees (domicile) and non-U.S. addressees (domicile)...	KX48		KX49
5. Loans to individuals for household, family, and other personal
expenditures:
a. Credit cards	B514	46000	B515	10000
b. Automobile loans	K129	45000	K133	20000
c. Other consumer loans (includes single payment, installment,
all student loans, and revolving credit plans other than
..........................................................................credit cards)	K205	111000	K206	32000
Item 6 is to be completed by holding companies with $5 billion or more in
total consolidated assets.2
6. Loans to foreign governments and official institutions	4643	0	4627	0
7. All other loans	4644	0	4628	1000

1. Include write-downs arising from transfers of loans to a held-for-sale account.

2. Asset-size test is based on the total assets reported as of prior year June 30 report date.

1.a.(1)

1.a.(2)

1.b.

1.c.(1)

1.c.(2)(a)

1.c.(2)(b)

1.d.

1.e.(1)

1.e.(2)

1.f.

4.a.

4.b.

4.c.

5.a.

5.b.

5.c.

03/2022

Last Update: 20240806.123503	RSSD ID: 1070345
	FR Y-9C
	Page 10 of 73

Schedule HI-B-Continued

PartI-Continued

		(Column A)		(Column B)
		Charge-offs1		Recoveries
Dollar Amounts in Thousands	BHCK	Amount	BHCK	Amount
Holding companies with less than $5 billion in total assets should
report data item 8.c and leave item 8.a and 8.b blank. 2
8. Lease financing receivables:
a. Leases to individuals for household, family, and other personal
expenditures	F185	0	F187	0
b. All other leases	C880	0	F188	0
c. Leases to individuals for household, family, and other personal
...............................................expenditures and all other leases	KX50		KX51
9. Total (sum of items 1 through 8.b)3	4635	328000	4605	74000

Include write-downs arising from transfers of loans to a held-for-sale account.
Asset-sizetest is based on the total assets reported as of prior year June 30 report date.
For holding companies with less than $5 billion in total assets, Total loans and leases (sum of items 1 through 7 plus 8c.)

8.a.

8.b.

8.c.

Memoranda

Dollar Amounts in Thousands

1. Loans to finance commercial real estate, construction, and land development activities (not secured by real estate) included in Schedule HI-B, part I, items 4 and 7 above .........................................................

Memorandum item 2 is to be completed by holding companies with $5 billion or more in total assets.2

2. Loans secured by real estate to non-U.S. addressees (domicile) (included in Schedule HI-B, part I, item 1, above) ....................................................

	(Column A)			(Column B)
	Charge-offs1			Recoveries
		Date
BHCK	Amount		BHCK	Amount

5409		0	5410	0

4652		0	4662	0

M.1.

M.2.

Memorandum item 3 is to be completed by (1) holding companies with $5 billion or more in total assets2 that, together with affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that exceed $500 million as of the report date or

(2) holding companies that on a consolidated basis are credit card specialty holding companies (as defined in the instructions).

3. Uncollectible retail credit card fees and finance charges reversed against income

(i.e., not included in charge-offs against the allowance for credit losses on loans and leases)...........
Include write-downs arising from transfers of loans to a held-for-sale account.
Asset-sizetest is based on the total assets reported as of prior year June 30 report date.

	Year-to-date
BHCK	Amount
C388	8000

M.3.

03/2024

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Fifth Third Bancorp published this content on 07 August 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 07 August 2024 16:58:07 UTC.