RUSNOCK BILL TO BOOST FLOOD INSURANCE AWARENESS PASSES HOUSE

The following information was released by Pennsylvania House of Representatives, Democratic Caucus:

Pennsylvania House Democratic Caucus

Legislation introduced by state Rep. Jacklyn Rusnock, D-Berks, that would require insurance companies to disclose the availability and cost of flood insurance to homeowners passed the House today.

Flooding is the most common and costly natural disaster in the United States. Weve seen homes, businesses, and schools devastated in my district and across Pennsylvania, said Rusnock. While FEMA designates certain properties as flood zones, we know floodwaters dont stop at lines on a map.

Rusnock said that while some homeowners are required to have flood insurance because of their homes location, many homes outside of these designated zones are still at a significant risk, and the homeowners are unaware that affordable flood insurance is available to them.

House Bill 1260 would require insurance companies offering or issuing homeowners insurance policies to notify homeowners of the availability and pricing of flood insurance. Additionally, it would require annual notice be given to individuals with homeowners insurance.

This legislation addresses the existing knowledge gap by empowering homeowners to make careful, informed decisions about protecting their property and well-being, said Rusnock.

The bill now moves to the state Senate for consideration.