FARMINGTON HILLS, Mich. (PRWEB) August 05, 2019

In 2016, RouteOne acquired the assets of MaximTrak to realize the vision shared by the two long-time partners of delivering a seamless vehicle F&I sales process, in store and online. Their complementary strategies have now come together to deliver on the vision of a complete sales and F&I solution that meets OEM, dealer, and consumer needs – any time, any place, and on any device. Jim Maxim, Jr., co-founder of MaximTrak, has now completed his transition work with RouteOne and Imran Mussani has been confirmed to lead the Wayne, PA team as Vice President, MaximTrak Operations. Jim remains in emeritus status and consults on company matters such as digital solutions.

Since the acquisition, Imran Mussani has played a pivotal role in the seamless integration of the RouteOne and MaximTrak solutions, including their Single Sign On process. Mussani has a proven record of success from previous leadership at Harley-Davidson Financial Services, delivering their online digital dealer solutions, which included rolling out the MaximTrak platform to 800 dealers. Prior to that, Mussani spent a number of years at GMAC/Ally Financial, leading DMS integration and eCommerce strategies for their insurance division. He also launched some of the first B2B eCommerce solutions while working at Covisint earlier in his career.

Jim Maxim, Jr. co-founded MaximTrak in 2003. Under Maxim's visionary leadership, the company developed a suite of award winning tools to streamline the aftermarket process for dealers, aftermarket insurance providers, and OEMs. Since the acquisition, the two organizations have validated their integration strategy through product development, market feedback, and customer engagements. Maxim has worked with RouteOne's executive team on a seamless product and leadership transition that will allow the overall organization to expand and enhance its service to the market and their customers.

MaximTrak's portfolio of digital solutions is utilized by leading retailers in the industry in F&I, showroom, and online implementations and includes:

• MenuTrak™ – electronic F&I menus, sales presentation, and compliance management.
• Dashboards™ – Comprehensive DMS enabled reporting platform.
• FLITE® – Digital showroom experience leveraging consumer-interactive drag & drop technology, smart customer survey, predictive decisioning engine, and an intelligent product recommendation solution.
• ENGAGE – Online retail solution that connects consumers and dealership F&I departments earlier in the buying cycle by capturing and engaging via mobile or showroom experiences to deliver a complete, transparent, and efficient digital buying solution.

"Not only is it an incredible honor to know that our technologies will continue to evolve and expand with the investments of RouteOne, but it is a personal comfort to leave MaximTrak in the capable hands of like-minded leaders. I know what is in the pipeline and can't wait to see where MaximTrak's new vision, creativity, and talent takes the industry." Jim Maxim, Jr. "Over the last 30 months, we have been impressed by the unique strategies Jim has built into MaximTrak's solutions," stated Imran Mussani, Vice President of MaximTrak Operations. "The next iteration of MaximTrak is going to advance those strategies, making good on the groundwork Jim has laid, and help innovate in new areas of the industry." "We are grateful for Jim's vision, the alignment that has now come to fruition, and the opportunity that is now available to our customers," stated Justin Oesterle, RouteOne's Chief Executive Officer. "Jim will undoubtedly set the pace with his next endeavors." Key Facts:

• Imran Mussani, Vice President, MaximTrak Operations, will operate as the leader of the MaximTrak team located in Wayne, PA and will join RouteOne's Executive Committee.
• Product Development, Application Delivery, Marketing, IT Operations, Legal, Finance, and HR for MaximTrak will be supported by RouteOne's Farmington Hills team.
• RouteOne and MaximTrak serve: 1,400+ finance sources, 18,000+ dealers, 190+ dealer service providers, 80+ aftermarket insurance providers, and 10+ OEMs.
• RouteOne and MaximTrak employ approximately 400 people with offices in Michigan, Pennsylvania, and Canada, as well as local staff in major markets.
• Directly and through partnerships, RouteOne and MaximTrak have customers in the US, Canada, Puerto Rico, and Mexico.

About RouteOne
RouteOne was formed in 2002 by Ally Financial, Ford Motor Credit Company, TD Auto Finance, and Toyota Financial Services to improve the F&I process for automobile dealers and their customers. Connecting thousands of dealers and finance sources in North America for vehicle financing, RouteOne's platform delivers a comprehensive suite of F&I solutions across multiple channels: in-store, online, mobile, and via third-party solutions. Its product line-up includes credit application, eContracting, menu, online/mobile retail services, and compliance. In addition, RouteOne enables dealer choice across a wide variety of best-in-class providers through open integrations with over 190 DSPs. More information is available at http://www.routeone.com.

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OLDWICK, N.J.--(BUSINESS WIRE)--
AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings of “a+” (Excellent) of the U.S. life/health (L/H) subsidiaries of Aegon Ltd. (Bermuda) [NYSE: AEG]. Aegon Ltd.’s U.S. L/H companies are Transamerica Life Insurance Company (Cedar Rapids, IA) and Transamerica Financial Life Insurance Company (Harrison, NY) both referred to as Aegon USA Group (Aegon USA). The outlook of these Credit Ratings (ratings) is stable.

The ratings reflect Aegon USA’s balance sheet strength, which AM Best assesses as very strong, as well as its strong operating performance, favorable business profile and appropriate enterprise risk management.

AM Best expects Aegon USA to maintain its very strong balance sheet strength assessment in the near term, with strong to very strong levels of risk-adjusted capitalization, as measured by Best’s Capital Adequacy Ratio (BCAR). Aegon USA has additional access to liquidity as a member of the Federal Home Loan Bank, which together with its access to capital markets provides substantial financial flexibility and borrowing capacity. While the asset allocation within Aegon USA’s investment portfolio is typical for the U.S. life insurance industry, there is some continued exposure to higher risk assets, as allocations have continued to decline in recent years. Aegon USA retains some interest rate sensitivity risk on the balance sheet and has significant usage of reinsurance to manage its liabilities.

Aegon USA’s pretax operating earnings have been positive over the longer term with double-digit returns on equity and diversified earnings across different product lines. Aegon USA’s overall top-line premiums increased in 2024, and remained level through the first three quarters of 2025.

Aegon USA’s overall business profile remains favorable. Aegon Ltd. announced plans to relocate its head office and legal seat to the United States, a transition it aims to complete by 2028. Following the completion of the re-domiciliation process, Aegon Ltd., will be renamed Transamerica Inc., and plans to prioritize resources toward building a leading U.S. life insurance and retirement company. Aegon USA has had a long-term strategy toward building a less capital-intensive book of business, driven by targeted growth and strategic exits and buyouts in certain lines, as well as competitive market positions across an array of product lines. The company’s diverse lines of traditional life, indexed universal life, variable annuities (VA) without interest-sensitive living and death benefit riders, mutual funds, retirement plans and accident and health insurance contribute to operating earnings. AM Best continues to view the group’s VAs with living benefit riders as displaying some of the highest risk characteristics, though Aegon USA has taken actions to manage and mitigate these risks through increased hedging, as well as closing this product line for new business.

This press release relates to Credit Ratings that have been published on AM Best’s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best's Credit Ratings. For information on the proper use of Best’s Credit Ratings, Best’s Performance Assessments, Best’s Preliminary Credit Assessments and AM Best press releases, please view Guide to Proper Use of Best’s Ratings & Assessments.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

Copyright © 2026 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260213665353/en/

Louis Silvers
Senior Financial Analyst

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Wayne Kaminski
Associate Director

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Christopher Sharkey
Associate Director, Public Relations

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Al Slavin
Senior Public Relations Specialist

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Source: AM Best