Researchers from Central University of Finance and Economics Describe Findings in Health Insurance (Health Insurance and Health Care among the…

Researchers from Central University of Finance and Economics Describe Findings in Health Insurance (Health Insurance and Health Care among the Mid-Aged and Older Chinese: Evidence from the National Baseline Survey of CHARLS)

By a News Reporter-Staff News Editor at Insurance Weekly News -- New research on Health Insurance is the subject of a report. According to news reporting out of Beijing, People's Republic of China, by VerticalNews editors, research stated, "We document the recent profile of health insurance and health care among mid-aged and older Chinese using data from the China Health and Retirement Longitudinal Study conducted in 2011. Overall health insurance coverage is about 93%."

Funders for this research include National Institute on Aging, World Bank Group, National Natural Science Foundation of China.

Our news journalists obtained a quote from the research from the Central University of Finance and Economics, "Multivariate regressions show that respondents with lower income as measured by per capita expenditure have a lower chance of being insured, as do the less-educated, older, and divorced/widowed women and rural-registered people. Premiums and reimbursement rates of health insurance vary significantly by schemes. Inpatient reimbursement rates for urban people increase with total cost to a plateau of 60%; rural people receive much less. Demographic characteristics such as age, education, marriage status, per capita expenditure, and self-reported health status are not significantly associated with share of out-of-pocket cost after controlling community effects. For health service use, we find large gaps that vary across health insurance plans, especially for inpatient service. People with access to urban health insurance plans are more likely to use health services. In general, Chinese people have easy access to median low-level medical facilities."

According to the news editors, the research concluded: "It is also not difficult to access general hospitals or specialized hospitals, but there exists better access to healthcare facilities in urban areas."

For more information on this research see: Health Insurance and Health Care among the Mid-Aged and Older Chinese: Evidence from the National Baseline Survey of CHARLS. Health Economics, 2016;26(4):431-449. (Wiley-Blackwell - www.wiley.com/; Health Economics - onlinelibrary.wiley.com/journal/10.1002/(ISSN)1099-1050)

Our news journalists report that additional information may be obtained by contacting C. Zhang, School of Economics, Central University of Finance and Economics, Beijing, People's Republic of China. Additional authors for this research include X. Lei, J. Strauss and Y. Zhao.

Keywords for this news article include: Asia, Beijing, Hospital, Health Insurance, People's Republic of China.

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