Reports from Chongqing University Add New Data to Findings in Health Insurance (Potential Effect of Medical Insurance on Medicare: Evidence from…

Reports from Chongqing University Add New Data to Findings in Health Insurance (Potential Effect of Medical Insurance on Medicare: Evidence from China)

By a News Reporter-Staff News Editor at Managed Care Weekly Digest -- Research findings on Health Insurance are discussed in a new report. According to news originating from Chongqing, People's Republic of China, by NewsRx correspondents, research stated, "With the increased range of medical insurance coverage in China, the proportion of medical expenditure shouldered by individuals is declining. The problem is the rapidly growing scale of medical expenditures challenges the sustainability of medical insurance funds."

Our news journalists obtained a quote from the research from Chongqing University, "This study used the Heckman selection model, survival analysis, and ordered probit model to evaluate the effect of medical insurance on the expenditures in outpatient and inpatient health care, survival time, and improvement of self-rated health of test subjects, respectively. Medical insurance exerts a differential effect on the expenditures in outpatient and inpatient health care. On average, the expenditures in outpatient and inpatient health care of test subjects participating in premium health insurance plans increased by 38.6% and 72.6%, respectively. Participation in medical insurance plans exhibits no significant correlation with the survival time of test subjects, but their self-rated health shows a significant correlation (<0.01). Although medical insurance does not significantly reduce mortality or prolong the survival time of test subjects, it improves their health status."

According to the news editors, the research concluded: "This study suggests that the Chinese government should eliminate deductible medical insurance payments and utilize medical resources on minor ailment treatment and disease prevention to improve the health status of people."

For more information on this research see: Potential Effect of Medical Insurance on Medicare: Evidence from China. Iranian Journal of Public Health, 2016;45(10):1247-1260 (see also Health Insurance).

The news correspondents report that additional information may be obtained from Y. Wu, College of Economics and Business Administration, Chongqing University, Chongqing, People's Republic of China. Additional authors for this research include Y. Huang and J. Lu.

Keywords for this news article include: Medicare, Chongqing, Health Policy, Health Insurance, Medical Insurance, People's Republic of China.

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