Police pursuits cost lives and taxpayers money: Law enforcement agencies weigh policies - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
January 24, 2020 Newswires
Share
Share
Post
Email

Police pursuits cost lives and taxpayers money: Law enforcement agencies weigh policies

Chattanooga Times Free Press (TN)

Jan. 24--Read part one of this series: Family continues to mourn loss of Collegedale man killed after 2019 police chase

High-speed pursuits have long been a Catch-22 in law enforcement. On the one hand, police have to avoid putting the public in danger by operating a 2-ton vehicle at high speed while pursuing an erratic driver who is also in a 2-ton vehicle. On the other hand, police don't want to send the message that perpetrators can get away if they flee.

"That police vehicle is a much more dangerous weapon than any police handgun," said Fred Shenkman, an emeritus professor of criminology at the University of Florida who has taught and consulted with law enforcement agencies across the country for more than 40 years.

"You've got sort of an unguided missile, compared to a handgun," he said. "The damage that could be done with two, 4,000-pound vehicles going 90 mph. And you're out there trying to make things safer. But on the other hand, you can't just let people go."

From 1996-2015, an average of 355 people, or about one person per day, were killed annually in pursuit-related crashes, according to a 2017 U.S. Department of Justice report.

Between 2013 and 2018, Hamilton County saw only one fatal police pursuit, according to the National Highway Traffic Safety Administration. Across the state, there were 51.

Whether to engage in a high-speed chase becomes a question of weighing the potential danger to the officer and the public against the potential advantage of apprehending a fleeing suspect.

"For anyone other than a violent felon, the balance weighs against the high-speed chase," the National Institute of Justice has said.

In one recent case, 32-year-old Randy Goforth was killed after being pursued last summer in Collegedale. Goforth, who had recently been released from prison, was traveling 70-80 mph in a 30 mph zone when he was spotted by Officer Burlon Hayworth with the Collegedale Police Department. After a brief chase, Goforth crashed his car. He died three days later.

Records show Goforth wasn't suspected of doing anything more than speeding, but a toxicology report later showed his blood alcohol content was at 0.11%, just under twice the legal limit.

A significant number of people who flee police end up getting charged with driving under the influence.

But Hodgson said that threat isn't great enough to encourage a chase.

"Chase someone, get them excited, get them scared, and they're under the influence of drugs or alcohol. Nothing good can come out of that," he said.

A 'real tragedy'

Aside from potential loss of life, pursuits come at a high price.

"These pursuits cost departments and cities and you and I, as taxpayers," Hodgson said.

The cost can sometimes be so much that a lot of insurance companies are telling law enforcement agencies, "'If you're going to continue to pursue this many people a year under these circumstances, we can no longer cover you.' Or, 'We'll cover you, but we're going to quadruple your amount of liability,'" Hodgson said.

Across the country, the need to protect against liability brought on by civil lawsuits has driven a need to establish better policies. Without a policy, governments can often be held liable for their officers' lack of training.

So more and more departments have adopted policies for pursuits. And those with already established policies are limiting the circumstances under which pursuits can occur, with some departments even implementing no-chase policies.

Just this year, Atlanta police Chief Erika Shields announced a zero-pursuit policy after several deadly incidents, according to the Atlanta Journal-Constitution. She noted a potential rise in crime but added that suspects who are out on bond often become repeat offenders, and that she couldn't justify those pursuits "when the courts aren't even going to hold them accountable."

The reform in pursuit policies is being guided by more evidence-based research, Hodgson said. Most national and state-level accreditation agencies require departments to establish specific policies for their practices, including for pursuits.

A big piece of best practice is preparing officers to determine when a pursuit is worthwhile, Hodgson said. Collegedale, like many departments, offers some guidelines but ultimately lets officers make on-the-spot judgments about whether to chase based on their perception of a driver's danger to the public.

In Officer Hayworth's case, the department reviewed the pursuit months later and found him to be in compliance with department policy.

But while other agencies have made their pursuit policies more strict, Collegedale has made its more lenient. In 2016, Chief Brian Hickman approved a policy that removed specific conditions for when to engage in a high-speed pursuit, including removing the need for probable cause that the suspect has committed or is going to commit a felony.

Now it is left solely up to officer discretion.

"You can train and try to teach [discretion], but -- in some cases it works out well, in some cases not," Hodgson said.

That's why a good number of departments are moving toward removing the decision to chase from the officer's discretion, he said.

"They'll have a [supervisor] who will immediately take administrative control over the pursuit and make that determination -- without having that adrenaline and emotion of being on the road and being in the car driving at break-neck speeds."

Collegedale police do have a field supervisor who "is in command of the pursuit."

Chattanooga police also are to be in constant contact with a supervisor. But Chattanooga has gone a step further and directed its officers to pursue only when there is reasonable suspicion that the suspect has committed or is committing a violent felony. And the department has defined those felonies as "murder, manslaughter, aggravated assault, armed robbery, rape, aggravated kidnapping, child sexual assaults, and aggravated arson."

It further adds that officers "shall not initiate or become involved in pursuits for traffic offenses, misdemeanors, non-forcible felonies or when the suspect flees for an unknown reason."

Ultimately, though, high-speed pursuits will always be a lose-lose situation, Hodgson said.

"Your chances of property damage, chances of personal injury, if not death, are quite high. Much higher than any other form of apprehending a suspect," he said. "You can train your police officers all you want, but don't forget you're chasing someone -- who maybe isn't [a good driver], not to mention they're scared, driving too fast; and don't forget, it's not like it's a closed course. They're driving in your streets and mine, with my kids and your kids walking up and down the streets."

"You start factoring in all those variables, and I think you start seeing the real tragedy in this -- the lose-lose part."

Contact Rosana Hughes at [email protected] or 423-757-6327 with tips or story ideas. Follow her on Twitter @HughesRosana.

___

(c)2020 the Chattanooga Times/Free Press (Chattanooga, Tenn.)

Visit the Chattanooga Times/Free Press (Chattanooga, Tenn.) at www.timesfreepress.com

Distributed by Tribune Content Agency, LLC.

Newer

County taxpayers could bear burden of higher Medicaid costs

Advisor News

  • IRS CEO FRANK J. BISIGNANO VISITS OHIO TO TOUT WORKING FAMILIES TAX CUTS PROVISIONS ON NO TAX ON CAR LOAN INTEREST, NO TAX ON OVERTIME, ENHANCED DEDUCTION FOR SENIOR CITIZENS
  • The hidden flaw in insurance AI adoption for advisors and carriers
  • Rising healthcare costs impact 401(k) accounts
  • What advisors think about pooled employer plans, alternative investments
  • AI, stablecoins and private market expansion may reshape financial services by 2030
More Advisor News

Annuity News

  • How annuities can help protect retirees from financial scams
  • MetLife Inc. (NYSE: MET) Climbs to New 52-Week High
  • The Standard and Pacific Guardian Life Announce Entry into Agreement to Transition Individual Annuities Business
  • AuguStar Retirement launches StarStream Variable Annuity
  • Prismic Life Announces Completion of Oversubscribed Capital Raise
More Annuity News

Health/Employee Benefits News

  • Bay Area braces for Trump’s tougher CalFresh rules
  • Mom blames Florida Blue, Broward Health dispute for daughter’s $11,500 ER bill
  • ASHLEY HINSON FAILS TO FOOL IOWANS WITH HER MISLEADING SENATE CAMPAIGN TV AD
  • NEW: "ASHLEY HINSON AD MISLEADS VOTERS ABOUT HER RECORD"
  • Idaho farmers can band together to buy cheaper health insurance through Farm Bureau deal
More Health/Employee Benefits News

Life Insurance News

  • Kansas official running for governor received $300K in donations before key decision
  • Investigators say C.R. man's life insurance claims for 3 children were fraudulent
  • Shocking death of Kyle Busch renews debate over IUL plan
  • WoodmenLife launches final expense life insurance offering
  • The Standard and Pacific Guardian Life Announce Entry into Agreement to Transition Individual Annuities Business
More Life Insurance News

- Presented By -

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Why Blend in When You Can Make a Splash?
Pacific Life’s registered index-linked annuity offers what many love about RILAs—plus more!

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Bring a Real FIA Case. Leave Ready to Close.
A practical working session for agents who want a clearer, repeatable sales process.

Discipline Over Headline Rates
Discover a disciplined strategy built for consistency, transparency, and long-term value.

You Could Be Losing Up to 20% of Your Commissions
GreenWave helps you find, fix, and prevent commission errors.

Press Releases

  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
  • Sequent Planning Recognized on USA TODAY’s Best Financial Advisory Firms 2026 List
  • Highland Capital Brokerage Acquires Premier Financial, Inc.
  • ePIC Services Company Joins wealth.com on Featured Panel at PEAK Brokerage Services’ SPARK! Event, Signaling a Shift in How Advisors Deliver Estate and Legacy Planning
  • Hexure Offers Real-Time Case Status Visibility and Enhanced Post-Issue Servicing in FireLight Through Expanded DTCC Partnership
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet