Patent Issued for Systems and methods for autonomous vehicle risk management (USPTO 11947351): United Services Automobile Association
2024 APR 23 (NewsRx) -- By a
The patent’s assignee for patent number 11947351 is
News editors obtained the following quote from the background information supplied by the inventors: “The present disclosure relates generally to autonomous vehicles. More specifically, the present disclosure relates to managing operational aspects and provision of insurance for autonomous vehicles based at least in part on user input.
“Some vehicles (e.g., autonomous vehicles) are capable of controlling driving operations of the vehicle, such that a person may not interact or control the vehicle as the vehicle drives to a destination. In such vehicles, a vehicle control system may control the driving operations of the vehicle based on a set of algorithms. It is now recognized that improvements in the generation of the set of algorithms and the provision of insurance for such vehicles is needed.
“This section is intended to introduce the reader to various aspects of art that may be related to various aspects of the present disclosure, which are described and/or claimed below. This discussion is believed to help provide the reader with background information to facilitate a better understanding of the various aspects of the present disclosure. Accordingly, it is understood that these statements are to be read in this light, and not as admissions of prior art.”
As a supplement to the background information on this patent, NewsRx correspondents also obtained the inventors’ summary information for this patent: “In one embodiment, a system for use with an autonomous vehicle includes one or more processors configured to receive one or more inputs from a driver and to control the autonomous vehicle based on the one or more inputs. Each input is indicative of an anticipated driver response to a driving incident.
“In one embodiment, a system for use with an autonomous vehicle includes one or more processors configured to provide a plurality of prompts to a driver via an output device, wherein each prompt is related to a respective potential driving scenario. The one or more processors are also configured to receive a plurality of inputs from the driver in response to the plurality of prompts, wherein each input is indicative of an anticipated driver response to the respective potential driving scenario. The one or more processors are further configured to determine an insurance cost for the autonomous vehicle based on the one or more inputs.
“In one embodiment, a method of controlling an autonomous vehicle includes receiving, at one or more processors, one or more inputs from a driver of the autonomous vehicle. The method also includes generating, using the one or more processors, at least one driver-specific algorithm based on one or more inputs received from the driver. The method further includes controlling, using the one or more processors, the autonomous vehicle based on the at least one driver-specific algorithm.”
The claims supplied by the inventors are:
“1. A system for use with an autonomous vehicle, comprising: one or more processors configured to: generate an algorithm based on a plurality of inputs indicative of anticipated driver responses to unavoidable driving accident scenarios that have one or more specified conditions comprising an associated crime condition and an associated time of day; access data indicative of one or more current conditions of the autonomous vehicle, wherein the one or more current conditions comprise one or more crime conditions for a current location of the autonomous vehicle and a current time of day; and in response to an occurrence of a driving situation corresponding to at least one of the unavoidable driving accident scenarios, control the autonomous vehicle using the algorithm to cause the autonomous vehicle to move in accordance with the plurality of inputs, the one or more crime conditions for the current location of the autonomous vehicle, and the current time of day.
“2. The system of claim 1, wherein the one or more processors are configured to determine an insurance cost for the autonomous vehicle based on the plurality of inputs and the current time of day.
“3. The system of claim 2, wherein the one or more processors are configured to provide an indication of the insurance cost via a display of the autonomous vehicle, a speaker of the autonomous vehicle, a vibration provided by the autonomous vehicle, a mobile computing device, or a combination thereof.
“4. The system of claim 1, wherein the one or more processors are configured to update the algorithm on a periodic basis based on one or more new inputs indicative of the anticipated driver responses to the unavoidable driving accident scenarios.
“5. The system of claim 1, wherein the one or more specified conditions comprise an occupancy of the autonomous vehicle, traffic conditions, road conditions, weather conditions or any combination thereof, and wherein the one or more processors are configured to: access additional data indicative of one or more additional current conditions, wherein the one or more additional current conditions comprise at least one of a current occupancy of the autonomous vehicle, current traffic conditions, current road conditions, or current weather conditions; and control the autonomous vehicle using the algorithm based on the additional data.
“6. The system of claim 1, wherein the one or more processors are configured to: generate a plurality of algorithms based on the plurality of inputs, wherein the plurality of algorithms comprises the algorithm, and each algorithm of the plurality of algorithm corresponds to a particular driver of the autonomous vehicle; receive an indication of a current driver of the autonomous vehicle; and select the algorithm from the plurality of algorithms based on the indication of the current driver.
“7. The system of claim 1, wherein the one or more processors are configured to: generate a plurality of algorithms based on the plurality of inputs, wherein the plurality of algorithms comprises the algorithm; and select the algorithm from the plurality of algorithms based on the one or more current conditions of the autonomous vehicle.
“8. A method of controlling an autonomous vehicle, comprising: generating, using one or more processors, an algorithm based on a plurality of inputs indicative of anticipated driver responses to unavoidable driving accident scenarios that have one or more specified conditions comprising a corresponding time of day; controlling, using the one or more processors, the autonomous vehicle using the algorithm in response to an occurrence of a driving situation predicted to result in damage to the autonomous vehicle; dynamically determining over a course of a time period, using the one or more processors, an insurance cost for the autonomous vehicle based on the plurality of inputs and a current time of day; and instructing, using the one or more processors, an output device to provide an indication of the insurance cost as the insurance cost is dynamically determined over the course of the time period.
“9. The method of claim 8, wherein the corresponding time of day comprises daytime or nighttime, and wherein controlling, using the one or more processors, the autonomous vehicle using the algorithm in response to the occurrence of the driving situation comprises causing the autonomous vehicle to move in a first way based on the corresponding time of day being the daytime and causing the autonomous vehicle to move in a second way based on the corresponding time of day being the nighttime.
“10. The method of claim 8, wherein the one or more specified conditions comprise the current time of day and at least one of an occupancy of the autonomous vehicle, traffic conditions, road conditions, weather conditions, or crime conditions.
“11. The method of claim 10, comprising: accessing, using the one or more processors, data related to at least one of a current occupancy of the autonomous vehicle, current traffic conditions, current road conditions, current weather conditions, or current crime conditions; and controlling, using the one or more processors, the autonomous vehicle using the algorithm based on the data.
“12. The method of claim 8, comprising updating, using the one or more processors, the algorithm on a periodic basis based on one or more new inputs indicative of the anticipated driver responses to the unavoidable driving accident scenarios.
“13. The method of claim 12, comprising: providing, using the one or more processors, a plurality of prompts indicative of the unavoidable driving accident scenarios on the periodic basis; and receiving, using the one or more processors, the one or more new inputs in response to the plurality of prompts.
“14. The method of claim 8, comprising instructing, using the one or more processors, the output device to provide an additional indication of one or more reasons for the insurance cost, one or more factors that if addressed would lower the insurance cost, or both.
“15. A non-transitory computer-readable medium comprising computer readable instructions, that when executed by one or more processors, cause the one or more processors to perform operations comprising: generating an algorithm based on a plurality of inputs indicative of anticipated driver responses to unavoidable driving accident scenarios that have one or more specified conditions comprising a corresponding crime condition and a corresponding time of day; accessing data indicative of one or more current conditions of an autonomous vehicle, wherein the one or more current conditions comprise one or more crime conditions for a current location of the autonomous vehicle and a current time of day; and in response to an occurrence of a driving situation involving the autonomous vehicle and corresponding to at least one of the unavoidable driving accident scenarios, controlling the autonomous vehicle using the algorithm to cause the autonomous vehicle to move in accordance with the plurality of inputs, the one or more crime conditions for the current location of the autonomous vehicle, and the current time of day.
“16. The non-transitory computer-readable medium of claim 15, wherein the operations comprise: determining an insurance cost for the autonomous vehicle based on the plurality of inputs; and providing an indication of the insurance cost via the autonomous vehicle.
“17. The non-transitory computer-readable medium of claim 15, wherein the corresponding time of day comprises daytime or nighttime, and wherein controlling the autonomous vehicle using the algorithm in response to the occurrence of the driving situation comprises causing the autonomous vehicle to move in a first way based on the corresponding time of day being the daytime and causing the autonomous vehicle to move in a second way based on the corresponding time of day being the nighttime.
“18. The non-transitory computer-readable medium of claim 17, wherein the operations comprise providing a plurality of prompts indicative of the unavoidable driving accident scenarios, and the plurality of prompts comprise: one or more first prompts including unavoidable driving accident scenarios occurring during the daytime; and one or more second prompts including unavoidable driving accident scenarios occurring during the nighttime.
“19. The non-transitory computer-readable medium of claim 15, wherein the operations comprise: generating a plurality of algorithms based on the plurality of inputs, wherein the plurality of algorithms comprises the algorithm, and each algorithm of the plurality of algorithms corresponds to a particular driver of the autonomous vehicle; receiving an indication of a current driver of the autonomous vehicle; and selecting the algorithm from the plurality of algorithms based on the indication of the current driver.
“20. The non-transitory computer-readable medium of claim 15, wherein the one or more specified conditions comprise an occupancy of the autonomous vehicle, traffic conditions, road conditions, weather conditions or any combination thereof, and wherein the operations comprise: accessing additional data indicative of one or more additional current conditions, wherein the one or more additional current conditions comprise at least one of a current occupancy of the autonomous vehicle, current traffic conditions, current road conditions, or current weather conditions; and controlling the autonomous vehicle using the algorithm based on the additional data.”
For additional information on this patent, see: Lyle, Ruthie. Systems and methods for autonomous vehicle risk management.
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