Patent Issued for System and method for a fast rental application (USPTO 11410225): State Farm Mutual Automobile Insurance Company

2022 AUG 30 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News -- A patent by the inventors Bobsin, Angela Rachelle (Scottsdale, AZ, US), Clark, Troy (Bloomington, IL, US), Lawson, Matt (Chicago, IL, US), Wooden, Abigail R. (Bloomington, IL, US), filed on January 13, 2016, was published online on August 9, 2022, according to news reporting originating from Alexandria, Virginia, by NewsRx correspondents.

Patent number 11410225 is assigned to State Farm Mutual Automobile Insurance Company (Bloomington, Illinois, United States).

The following quote was obtained by the news editors from the background information supplied by the inventors: “The background description provided herein is for the purpose of generally presenting the context of the disclosure. Work of the presently named inventors, to the extent it is described in this background section, as well as aspects of the description that may not otherwise qualify as prior art at the time of filing, are neither expressly nor impliedly admitted as prior art against the present disclosure.

“When applying to rent housing, a renter may need to provide a variety of personal information such as rental history, job history, references and other personal data. Providing such information can be cumbersome because a renter may not be able to remember all of the necessary information and because such information may not be easily accessible. In turn, an apartment search can become a chore, especially if each apartment rental application requires different information.”

In addition to the background information obtained for this patent, NewsRx journalists also obtained the inventors’ summary information for this patent: “This Summary is provided to introduce a selection of concepts in a simplified form that are further described below in the Detailed Description. This Summary is not intended to identify key features or essential features of the claimed subject matter, nor is it intended to be used to limit the scope of the claimed subject matter.

“One embodiment of the techniques of this disclosure is a computer-implemented method for a fast rental application. The method may include receiving, via a computer network, a login corresponding to a profile in a profile repository, wherein each profile includes a plurality of categories and wherein the categories include at least personal information, rental history, and employment history. The method may further include retrieving data associated with the profile via one or more databases provided by an insurance provider. The method may include receiving, via a computer network, an indication that a profile is to be transmitted to a property manager, wherein the indication can specify that the profile is to be transmitted as one or more of an email, an image, or a web-page. The method may also include transmitting, by one or more processors and via a computer network, the profile to the property manager.

“In another embodiment of the disclosure a fast rental application system including a data server including one or more processors and one or more memories, the memories including instructions executed on the one or more processors. The instructions cause the processors to receive a login corresponding to a profile in a profile repository, wherein each profile includes a plurality of categories and wherein the categories include at least personal information, rental history and employment history. The instructions may also cause the one or more processors to retrieve data associated with the profile from one or more databases provided by an insurance provider. The instructions further causing the one or more processors to receive an indication that a profile is to be transmitted to a property manager, wherein the indication can specify that the profile is to be transmitted as one or more of an email, an image, or a web-page. The instructions may also cause the one or more processors to transmit the profile to the property manager.

“In yet another embodiment of the disclosure a non-transitory, computer-readable medium stores instructions that specifically configure one or more processors of a computer system. When executed by one or more processors, the instructions cause the computer system to receive a login corresponding to a profile in a profile repository, wherein each profile includes a plurality of categories and wherein the categories include at least personal information, rental history and employment history. The instructions may also cause the system to retrieve data associated with the profile from one or more databases provided by an insurance provider. The instructions further causing the system to receive an indication that a profile is to be transmitted to an intended recipient, wherein the indication can specify that the profile is to be transmitted as one or more of an email, an image, or a web-page. The instructions may also cause the system to transmit the profile to an intended recipient.

“Advantages will become more apparent to those skilled in the art from the following description of the preferred embodiments which have been shown and described by way of illustration. As will be realized, the present embodiments may be capable of other and different embodiments, and their details are capable of modification in various respects. Accordingly, the drawings and description are to be regarded as illustrative in nature and not as restrictive.”

The claims supplied by the inventors are:

“1. A computer-implemented method for displaying a rental application in a preferred format, the method comprising: receiving, at a backend server via a computer network, a login corresponding to a profile in a profile repository, wherein each profile includes first data corresponding to a user associated with the profile and a plurality of categories, and wherein the categories include at least personal information, rental history and employment history; receiving, at the backend server by one or more processors, second data corresponding to the user associated with the profile, wherein the second data is received in the form of one or more of photos, images, text or audio files, wherein the second data is analyzed using at least optical character recognition to determine the category of the second data, and wherein a new category in the profile is created if the second data is determined to belong to the new category which previously did not exist in the profile, retrieving, at the backend server by one or more processors, the first data corresponding to the user associated with the profile from one or more remote databases; storing, at the backend server, the first data and the second data corresponding to the user associated with the profile; receiving, at the backend server via the computer network, an indication from a property manager of a preferred format for a rental application corresponding to the user associated with the profile, the indication of the preferred format corresponding with formatting instructions, and an indication of a preferred method of transmission of the rental application; receiving, at the backend server via the computer network, an indication from the user associated with the profile that the rental application corresponding to the user associated with the profile is to be transmitted to the property manager; creating, by the one or more processors, a display interface corresponding to the rental application based on the profile, the retrieved data associated with the profile, and the received preferred format, where creating the display interface includes: selecting display data for display from the first data and the second data corresponding to the user associated with the profile to be included in the display interface based on the received preferred format, verifying the display data by accessing the one or more remote databases to determine if the display data is accurate and pertinent to the user, and automatically customizing the format of the display data for display based on the received preferred format and using the formatting instructions to customize at least the order in which the display data is organized; and transmitting, from the backend server to a client device corresponding to the property manager, the display interface based on the preferred method of transmission, wherein the preferred method of transmission is one of an email, a fax, a webpage, or a PDF.

“2. The computer-implemented method of claim 1, further comprising: receiving a request for the first data corresponding to the user associated with the profile from the client device of the property manager; transmitting the request for the first data corresponding to the user associated with the profile to a client device corresponding to the user associated with the profile; receiving an indication via the client device corresponding to the user associated with the profile that the request is accepted; and transmitting the profile to the client device of the property manager.

“3. The computer-implemented method of claim 1, further comprising: storing, by one or more processors, the second data to the determined category of the profile.

“4. The computer-implemented method of claim 1, wherein analyzing the second data further includes one or more of QR code scanning, bar-code scanning or computer speech recognition.

“5. The computer-implemented method of claim 1, the categories of the profile can further include one or more of credit history, insurance history, references or preferences.

“6. The computer-implemented method of claim 1, wherein transmitting the display interface includes generating a private identification number to access the profile.

“7. The method of claim 1, further comprising: converting the display interface into a new media format based on the received preferred method of transmission.

“8. The method of claim 7, wherein the new media format is one of an email, a fax, an image, or a webpage.

“9. A rental application system, the system comprising: a first client device corresponding to a user, a second client device corresponding to a property manager, a data server including one or more processors and one or more memories, the memories including instructions executed on the one or more processors to: receive, from the first client device via a computer network, a login corresponding to a profile in a profile repository, wherein each profile includes first data corresponding to a user associated with the profile and a plurality of categories, and wherein the categories include at least personal information, rental history and employment history; receive, from the first client device via a computer network, second data corresponding to the user associated with the profile, wherein the second data is received in the form of one or more of photos, images, text or audio files, wherein the second data is analyzed to determine the category of the second data, and wherein a new category in the profile is created if the second data is determined to belong to the new category which previously did not exist in the profile, retrieve the first data corresponding to the user associated with the profile from one or more remote databases communicatively coupled to the data server; store, at the data server, the first data and the second data corresponding to the user associated with the profile; receive, from the second client device via the computer network, an indication from the property manager of a preferred format for a rental application corresponding to the user associated with the profile, the indication of the preferred format corresponding with formatting instructions, and an indication of a preferred method of transmission of the rental application; receive, from the first client device via the computer network, an indication from the user associated with the profile that the rental application corresponding to the user associated with the profile is to be transmitted to the property manager; create a display interface corresponding to the rental application based on the profile, the retrieved data associated with the profile, and the received preferred format, where creating the display interface includes: selecting display data for display from the first data and the second data corresponding to the user associated with the profile to be included in the display interface based on the received preferred format, verifying the display data for display by accessing the one or more remote databases to determine if the display data is accurate and pertinent to the user, and automatically customizing the format of the display data for display based on the received preferred format and using the formatting instructions to customize at least the order in which the display data is organized; and transmit the display interface to the second client device corresponding to the property manager based on the preferred method of transmission, wherein the preferred method of transmission is one of an email, a fax, a webpage, or a PDF.

“10. The computer-system of claim 9, wherein the memories include further instructions to: receive a request for the first data corresponding to the user associated with the profile from the second client device corresponding to the property manager; transmit the request for the first data corresponding to the user associated with the profile to the first client device corresponding with the user associated with the profile; receive an indication via the first client device corresponding to the user associated with the profile that the request is accepted; and transmit the profile to the second client device corresponding to the property manager.

“11. The computer-system of claim 9, wherein the memories include further instructions to: store the second data to the determined category of the profile.

“12. The computer-system of claim 9, wherein the categories of the profile further include one or more of credit history, insurance history, references or preferences.

“13. The computer-system of claim 9, wherein analyzing the second data includes one or more of optical character recognition, QR code scanning, bar-code scanning or computer speech recognition.”

There are additional claims. Please visit full patent to read further.

URL and more information on this patent, see: Bobsin, Angela Rachelle. System and method for a fast rental application. U.S. Patent Number 11410225, filed January 13, 2016, and published online on August 9, 2022. Patent URL: http://patft.uspto.gov/netacgi/nph-Parser?Sect1=PTO1&Sect2=HITOFF&d=PALL&p=1&u=%2Fnetahtml%2FPTO%2Fsrchnum.htm&r=1&f=G&l=50&s1=11410225.PN.&OS=PN/11410225RS=PN/11410225

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