Patent Issued for Multi-computer processing system for dynamically executing response actions based on movement data (USPTO 11785417): Allstate Insurance Company

2023 NOV 01 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News -- A patent by the inventors Chintakindi, Sunil (Menlo Park, CA, US), Gibson, Tim (Barrington, IL, US), Hayes, Howard (Glencoe, IL, US), Kumar, Surender (Palatine, IL, US), Rosanwo, Soton Ayodele (Chicago, IL, US), filed on April 23, 2021, was published online on October 10, 2023, according to news reporting originating from Alexandria, Virginia, by NewsRx correspondents.

Patent number 11785417 is assigned to Allstate Insurance Company (Northbrook, Illinois, United States).

The following quote was obtained by the news editors from the background information supplied by the inventors: “Entities are using mobile device data to increasingly personalize services provided to users. Many entities are using mobile device data, with permission of the associated user, to evaluate user behaviors, movement, and the like, to generate customized or personalized outputs for the user. Entities are also looking for ways to improve the accuracy of the data and analysis performed on the data. Accordingly, in arrangements in which movement data is used to evaluate, for example, driving behaviors of a user, it is important to accurately determine whether the user was a driver of the vehicle or a non-driver passenger in order to accurately evaluate driving behaviors and generate outputs.”

In addition to the background information obtained for this patent, NewsRx journalists also obtained the inventors’ summary information for this patent: “The following presents a simplified summary in order to provide a basic understanding of some aspects of the disclosure. The summary is not an extensive overview of the disclosure. It is neither intended to identify key or critical elements of the disclosure nor to delineate the scope of the disclosure. The following summary merely presents some concepts of the disclosure in a simplified form as a prelude to the description below.

“Aspects of the disclosure relate to efficient, scalable, methods, computer-readable media, systems, and apparatuses for evaluating movement data captured by a mobile device to determine whether a user associated with the mobile device was a driver of a vehicle during the time period of the data or was a non-driver passenger in the vehicle. For instance, movement data may be received from a mobile device of a user. The movement data may include sensor data including location data, such as global positioning system (GPS) data, accelerometer and/or gyroscope data, and the like. Additional data may be retrieved from one or more other sources. For instance, additional data such as usage of applications on the mobile device, public transportation schedules and routes, image data, vehicle operation data, and the like, may be received and analyzed with the movement data to determine whether the user of the mobile device was a driver or non-driver passenger of the vehicle. Based on the determination, the data may be deleted in some examples or may be further processed to generate one or more outputs.

“These and other features and advantages of the disclosure will be apparent from the additional description provided herein.”

The claims supplied by the inventors are:

“1. A computing platform, comprising: a processing unit comprising a processor; and a memory unit storing computer-executable instructions, which when executed by the processing unit, cause the computing platform to: receive, from at least an accelerometer associated with a mobile device, sensor data associated with movement of the mobile device during a first time period; analyze the received sensor data to determine whether the movement of the mobile device corresponds to a user of the mobile device being a driver of a vehicle during the first time period wherein the mobile device is not changing position during the first time period or the user of the mobile device being a non-driver passenger of the vehicle during the first time period wherein the mobile device is changing position during the first time period; responsive to determining that the movement of the mobile device corresponds to the user being the driver of the vehicle during the first time period, analyze the received sensor data to evaluate driving behaviors of the user associated with operation of the vehicle and generate a first output, including a first offer for a product or service, associated with the driving behaviors of the user; and responsive to determining that the movement of the mobile device corresponds to the user being the non-driver passenger of the vehicle during the first time period, generate a second output including a second offer for a product or service, different from the first output.

“2. The computing platform of claim 1, further including instructions that, when executed, cause the computing platform to: identify a number of other devices available to be paired with the mobile device; and analyze the number of other devices, wherein analyzing the identified number of other devices available to be paired with the mobile device includes comparing the number of other devices to a threshold and, responsive to determining that the number of other devices is greater than the threshold, determining that the user is traveling on public transportation.

“3. The computing platform of claim 1, further including instructions that, when executed, cause the computing platform to: receive, from the mobile device, image data including an image of the user; identify a number of other devices available to be paired with the mobile device; and analyze the number of other devices, wherein analyzing the received sensor data further includes analyzing the image data including comparing the received image data to pre-stored image data to determine a position of the user within the vehicle.

“4. The computing platform of claim 1, further including instructions that, when executed, cause the computing platform to: identify a number of other devices available to be paired with the mobile device; receive, from one or more external computing systems, public transportation schedules and routes; and analyze the number of other devices, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the public transportation schedules and routes including comparing stoppage points within received sensor data to public transportation stops identified from the public transportation schedules and routes.

“5. The computing platform of claim 1, further including instructions that, when executed, cause the computing platform to: identify a number of other devices available to be paired with the mobile device; receive, from an on-board vehicle computing device, data indicating an identity of a user performing at least one of: unlocking the vehicle and starting the vehicle; and analyze the number of other devices, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the data indicating the identity of the user performing at least one of: unlocking the vehicle and starting the vehicle including comparing the identity of the user performing one of: unlocking the vehicle and starting the vehicle to the user of the mobile device.

“6. The computing platform of claim 1, further including instructions that, when executed, cause the computing platform to: identify a number of other devices available to be paired with the mobile device; receive, from an on-board vehicle computing device, data indicating an operating mode of the vehicle; and analyze the number of other devices, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the data indicating the operating mode of the vehicle including determining whether the operating mode is an autonomous operating mode.

“7. The computing platform of claim 1, further including instructions that, when executed, cause the computing platform to: identify a number of other devices available to be paired with the mobile device; receive additional data from a plurality of sources; and analyze the number of other devices, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the additional data from the plurality of sources including applying a weighting factor to different types of data in the additional data from the plurality of sources.

“8. One or more non-transitory computer-readable media storing computer-executable instructions that, when executed by a computing device, cause the computing device to: receive, from at least an accelerometer associated with a mobile device, sensor data associated with movement of the mobile device during a first time period; analyze the received sensor data to determine whether the movement of the mobile device corresponds to a user of the mobile device being a driver of a vehicle during the first time period wherein the mobile device is not changing position during the first time period or the user of the mobile device being a non-driver passenger of the vehicle during the first time period wherein the mobile device is changing position during the first time period; responsive to determining that the movement of the mobile device corresponds to the user being the driver of the vehicle during the first time period, analyze the received sensor data to evaluate driving behaviors of the user associated with operation of the vehicle and generate a first output, including a first offer for a product or service, associated with the driving behaviors of the user; and responsive to determining that the movement of the mobile device corresponds to the user being the non-driver passenger of the vehicle during the first time period, generate a second output, including a second offer for a product or service, different from the first output.

“9. The one or more non-transitory computer-readable media of claim 8, further including instructions that, when executed, cause the computing device to: identify a number of other devices available to be paired with the mobile device; and analyze the number of other devices, wherein analyzing the identified number of other devices available to be paired with the mobile device includes comparing the number of other devices to a threshold and, responsive to determining that the number of other devices is greater than the threshold, determining that the user is traveling on public transportation.

“10. The one or more non-transitory computer-readable media of claim 8, further including instructions that, when executed, cause the computing device to: receive, from the mobile device, image data including an image of the user; identify a number of other devices available to be paired with the mobile device; and analyze the number of other devices, wherein analyzing the received sensor data further includes analyzing the image data including comparing the received image data to pre-stored image data to determine a position of the user within the vehicle.

“11. The one or more non-transitory computer-readable media of claim 8, further including instructions that, when executed, cause the computing device to: receive, from one or more external computing systems, public transportation schedules and routes; identify a number of other devices available to be paired with the mobile device; and analyze the number of other devices, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the public transportation schedules and routes including comparing stoppage points within the received sensor data to public transportation stops identified from the public transportation schedules and routes.

“12. The one or more non-transitory computer-readable media of claim 8, further including instructions that, when executed, cause the computing device to: receive, from an on-board vehicle computing device, data indicating an identity of a user performing at least one of: unlocking the vehicle and starting the vehicle; identify a number of other devices available to be paired with the mobile device; and analyze the number of other devices, wherein analyzing the received sensor data and the identified number of other devices available to be paired with the mobile device further includes analyzing the data indicating the identity of the user performing at least one of: unlocking the vehicle and starting the vehicle including comparing the identity of the user performing one of: unlocking the vehicle and starting the vehicle to the user of the mobile device.”

There are additional claims. Please visit full patent to read further.

URL and more information on this patent, see: Chintakindi, Sunil. Multi-computer processing system for dynamically executing response actions based on movement data. U.S. Patent Number 11785417, filed April 23, 2021, and published online on October 10, 2023. Patent URL (for desktop use only): https://ppubs.uspto.gov/pubwebapp/external.html?q=(11785417)&db=USPAT&type=ids

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