TCF Reports First Quarter Earnings Per Share of $.17
<?xml version="1.0" encoding="UTF-8" ?> <ne-nitf> <ne-auth> <ne-provider id="290"> <ne-publication id="2"/> </ne-provider> </ne-auth> <ne-docdata> <ne-id storyid="o3q84WA6ukZslorysMDa15_3t3pf3KCZMRi_M0AN6kQVGhAoY1GUizw8aRDuvAok"/> <ne-datereceived norm="2009-04-23T12:34:37Z"/> <ne-correction storyid="o3q84WA6ukZslorysMDa15_3t3pf3KCZMRi_M0AN6kQVGhAoY1GUizw8aRDuvAok" type="replace-enhancements" /> </ne-docdata> <nitf baselang="EN"> <head> <title>TCF Reports First Quarter Earnings Per Share of $.17</title> <meta content="united states" name="GeographicName"/> <meta content="north america" name="GeographicName"/> <meta content="arizona" name="GeographicName"/> <meta content="colorado" name="GeographicName"/> <meta content="illinois" name="GeographicName"/> <meta content="indiana" name="GeographicName"/> <meta content="michigan" name="GeographicName"/> <meta content="minnesota" name="GeographicName"/> <meta content="wisconsin" name="GeographicName"/> <meta content="mn" name="GeographicName"/> <meta content="TCF Financial Corporation" name="Source"/> <meta content="NYSE" name="Exchange"/> <meta content="NYSE" name="Exchange"/> <docdata> <doc-id id-string="" regsrc="Business Wire"/> <date.issue norm="2009-04-23T12:34:00Z"/> <doc.copyright year="2009" holder="Business Wire"/> <key-list> <keyword key="professional_serv" /> <keyword key="banking" /> <keyword key="finance" /> <keyword key="earnings" /> <keyword key="conference_call" /> <keyword key="webcast" /> </key-list> </docdata> <pubdata date.publication="2009-04-23T12:34:00Z" name="Business Wire" /> </head> <body> <body.head> <hedline> <hl1>TCF Reports First Quarter Earnings Per Share of $.17</hl1> <hl2>FIRST QUARTER HIGHLIGHTS</hl2> </hedline> </body.head> <body.content> <p> WAYZATA, Minn.--(BUSINESS WIRE)-- TCF Financial Corporation (NYSE: TCB): </p> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_1"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_1_0_3710"> <b>Earnings Summary</b> </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="3">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignright bwsinglebottomborder" colspan="13" id="t5946070_1_0_11530"> <b>Table 1</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextalignleft" id="t5946070_1_1_3710"> ($ in thousands, except per-share data) </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="7"> </td> <td>  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="5" id="t5946070_1_1_11530"> <b>Percent Change</b> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_1_2_5377"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2009</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_1_2_6750"> <p class="bwcellparagraphmargin"> <b>4Q</b><br></br><b>2008</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_1_2_8167"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2008</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_1_2_9517"> <p class="bwcellparagraphmargin"> <b>1Q09 vs</b><br></br><b>4Q08</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_1_2_11530"> <p class="bwcellparagraphmargin"> <b>1Q09 vs</b><br></br><b>1Q08</b> </p> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_1_3_3710"> Net income </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_3_4707"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_3_5040"> 26,647 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_3_6052"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_3_6390"> 27,704 </td> <td> </td> <td>  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_3_7470"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_3_7830"> 47,426 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_3_9180"> (3.8 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_1_3_9517"> )% </td> <td>  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_3_10530"> (43.8 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_1_3_11530"> )% </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_1_4_3710"> Net income available to common stockholders </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_4_5040"> 21,462 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_4_6390"> 25,164 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_4_7830"> 47,426 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_4_9180"> (14.7 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_1_4_9517"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_4_10530"> (54.7 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_1_4_11530"> ) </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_1_5_3710"> Diluted earnings per common share </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_5_5040"> .17 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_5_6390"> .20 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_5_7830"> .38 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_5_9180"> (15.0 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_1_5_9517"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_5_10530"> (55.3 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_1_5_11530"> ) </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_1_7_3710"> <p class="bwcellparagraphmargin"> Financial Ratios <sup>(1)</sup> </p> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_1_8_3710"> Return on average assets </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_8_5040"> .62 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_1_8_5377"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_8_6390"> .68 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_1_8_6750"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_8_7830"> 1.18 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_1_8_8167"> % </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_1_9_3710"> Return on average common equity </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_9_5040"> 7.58 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_9_6390"> 9.00 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_9_7830"> 17.08 </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_1_10_3710"> Net interest margin </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_10_5040"> 3.66 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_10_6390"> 3.84 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_10_7830"> 3.84 </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_1_11_3710"> Net charge-offs as a percentage of </td> <td> </td> <td rowspan="2"> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_11_5040" rowspan="2"> 1.04 </td> <td rowspan="2"> </td> <td> </td> <td rowspan="2"> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_11_6390" rowspan="2"> 1.02 </td> <td rowspan="2"> </td> <td> </td> <td rowspan="2"> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_1_11_7830" rowspan="2"> .44 </td> <td rowspan="2"> </td> <td> </td> <td colspan="2" rowspan="2"> </td> <td> </td> <td colspan="2" rowspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft1 bwverticalaligntop bwtextalignleft" id="t5946070_1_12_3710"> average loans and leases </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_1_14_3710"> (1) Annualized </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="3">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="3">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="3">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="2">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="2">  </td> </tr> </table> <p> TCF Financial Corporation (“TCF”) (NYSE: TCB) today reported first quarter 2009 diluted earnings per common share of 17 cents, compared with 38 cents in the first quarter of 2008 and 20 cents for the fourth quarter of 2008. Net income for the first quarter of 2009 was $26.6 million, compared with $47.4 million in the first quarter of 2008 and $27.7 million in the fourth quarter of 2008. TCF recorded $43.7 million in provision for credit losses for the first quarter of 2009, as compared with $30 million in the first quarter of 2008 and $47.1 million in the fourth quarter of 2008. </p> <p> <b>Chairman’s Statement</b> </p> <p> “During the first quarter of 2009, TCF’s product and marketing strategies drove tremendous growth in deposits. These strategies resulted in over a $1.4 billion increase from year end which shows the power behind TCF’s retail franchise,” said William A. Cooper, TCF Chairman and CEO. “In addition, we continue to experience and expect good growth in demand for loans and leases.” </p> <p> “On April 22, TCF repurchased all of the $361.2 million in preferred stock from the U.S. Treasury,” said William A. Cooper. “TCF entered into the transaction to be a good corporate citizen and help support the government’s program, not out of any need for additional capital. TCF has complied with all aspects of the program. In addition to the $361.2 million, TCF paid a total of $7.9 million of preferred stock dividends. As the rules of the program changed since our participation began on November 14, 2008, it quickly became apparent that continued participation was creating a competitive disadvantage for TCF. TCF is still solidly capitalized and remains a safe and sound franchise. TCF will continue to expand lending and other key areas of our businesses without government assistance. TCF’s earnings per share will improve by over 14 cents per share on an annualized basis as a result of eliminating its preferred stock dividend obligation.” </p> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_2"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" colspan="13" id="t5946070_2_0_7987"> <b>Total Revenue</b> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignright bwsinglebottomborder" colspan="5" id="t5946070_2_0_11320"> <b>Table 2</b> </td> </tr> <tr> <td colspan="13"> </td> <td>  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="5" id="t5946070_2_1_11320"> <b>Percent Change</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_2_2_3690"> ($ in thousands) </td> <td>  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_2_2_5355"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2009</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_2_2_6637"> <p class="bwcellparagraphmargin"> <b>4Q</b><br></br><b>2008</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_2_2_7987"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2008</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_2_2_9330"> <p class="bwcellparagraphmargin"> <b>1Q09 vs</b><br></br><b>4Q08</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_2_2_11320"> <p class="bwcellparagraphmargin"> <b>1Q09 vs</b><br></br><b>1Q08</b> </p> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_2_3_3690"> Net interest income </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_3_4702"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_3_5040"> 145,413 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_3_5985"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_3_6300"> 147,117 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_3_7312"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_3_7650"> 142,829 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_3_9000"> (1.2 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_3_9330"> )% </td> <td>  </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_3_10320"> 1.8 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_3_11320"> % </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_2_4_3690"> Fees and other revenue: </td> <td> </td> <td colspan="3"> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_2_5_3690"> Fees and service charges </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_5_5040"> 57,064 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_5_6300"> 67,448 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_5_7650"> 63,547 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_5_9000"> (15.4 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_5_9330"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_5_10320"> (10.2 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_5_11320"> ) </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_2_6_3690"> Card revenue </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_6_5040"> 24,960 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_6_6300"> 25,243 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_6_7650"> 24,771 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_6_9000"> (1.1 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_6_9330"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_6_10320"> .8 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_2_7_3690"> ATM revenue </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_7_5040"> 7,598 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_7_6300"> 7,688 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_7_7650"> 7,970 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_7_9000"> (1.2 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_7_9330"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_7_10320"> (4.7 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_7_11320"> ) </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_2_8_3690"> Total banking fees </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_8_5040"> 89,622 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_8_6300"> 100,379 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_8_7650"> 96,288 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_8_9000"> (10.7 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_8_9330"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_8_10320"> (6.9 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_8_11320"> ) </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_2_9_3690"> Leasing and equipment finance </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_9_5040"> 12,651 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_9_6300"> 16,298 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_9_7650"> 12,134 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_9_9000"> (22.4 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_9_9330"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_9_10320"> 4.3 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_2_10_3690"> Other </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_10_5040"> 458 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_10_6300"> 130 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_10_7650"> 4,283 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextalignright" id="t5946070_2_10_9000"> <p class="bwcellparagraphmargin"> N.M. </p> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_10_10320"> (89.3 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_10_11320"> ) </td> </tr> <tr> <td class="bwcellpaddingleft2 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_2_11_3690"> Total fees and other revenue </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_11_5040"> 102,731 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_11_6300"> 116,807 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_11_7650"> 112,705 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_11_9000"> (12.1 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_11_9330"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_11_10320"> (8.8 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_11_11320"> ) </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_2_12_3690"> Gains on securities </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_12_5040"> 11,548 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_12_6300"> 8,167 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_12_7650"> 6,286 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_12_9000"> 41.4 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_12_10320"> 83.7 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_2_13_3690"> Visa share redemption </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_13_5040"> - </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_13_6300"> - </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_13_7650"> 8,308 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_13_9000"> - </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_13_10320"> (100.0 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_13_11320"> ) </td> </tr> <tr> <td class="bwcellpaddingleft4 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_2_14_3690"> Total non-interest income </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_14_5040"> 114,279 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_14_6300"> 124,974 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_2_14_7650"> 127,299 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_14_9000"> (8.6 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_14_9330"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_14_10320"> (10.2 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_14_11320"> ) </td> </tr> <tr> <td class="bwcellpaddingleft4 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" id="t5946070_2_15_3690"> Total revenue </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_2_15_4702"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_2_15_5040"> 259,692 </td> <td class="bwdoublebottomborder">  </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_2_15_5985"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_2_15_6300"> 272,091 </td> <td class="bwdoublebottomborder">  </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_2_15_7312"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_2_15_7650"> 270,128 </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_15_9000"> (4.6 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_15_9330"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_15_10320"> (3.9 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_15_11320"> ) </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_2_17_3690"> Net interest margin<sup>(1)</sup> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_17_5040"> 3.66 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_17_5355"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_17_6300"> 3.84 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_17_6637"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_17_7650"> 3.84 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_2_17_7987"> % </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_2_18_3690"> Fees and other revenue as a % of: </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_2_19_3690"> Total revenue </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_19_5040"> 39.56 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_19_6300"> 42.93 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_19_7650"> 41.72 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_2_20_3690"> Average assets <sup>(1)</sup> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_20_5040"> 2.40 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_20_6300"> 2.85 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_2_20_7650"> 2.79 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_2_22_3690"> N.M.=Not Meaningful </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_2_23_3690"> (1) Annualized </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> </tr> </table> <p> <b>Net Interest Income</b> </p> <ul> <li class="bwlistitemmarginbottom"> Net interest margin in the first quarter of 2009 was 3.66 percent, compared with 3.84 percent in both the first and fourth quarters of 2008. The decrease in net interest margin from the fourth quarter of 2008 was primarily due to record growth in average deposits of $1 billion, exceeding growth in average loans and leases of $353.1 million, resulting in excess liquidity being placed in low rate deposits with the Federal Reserve. At March 31, 2009, TCF had $742.9 million on deposit with the Federal Reserve which is included in cash and due from banks. </li> <li class="bwlistitemmarginbottom"> TCF purchased $600.1 million of short-term government sponsored enterprise debentures in late March and April of 2009 to minimize the negative effects of excess liquidity and improve net interest margin. </li> <li class="bwlistitemmarginbottom"> Reductions in excess liquidity being placed on deposit with the Federal Reserve as a result of investments in short-term government sponsored enterprise debentures and the repayment of the Capital Purchase Program funds is expected to improve net interest margin and earnings per share going forward. </li> </ul> <p> <b>Non-interest Income</b> </p> <ul> <li class="bwlistitemmarginbottom"> Banking fees and service charges were $57.1 million, down $6.5 million, or 10.2 percent, from the first quarter of 2008 and down $10.4 million, or 15.4 percent, from the fourth quarter of 2008 primarily due to lower transaction activity in deposit accounts. </li> <li class="bwlistitemmarginbottom"> Card revenues totaled $25 million for the first quarter of 2009, essentially flat with the first quarter and fourth quarter of 2008. The flattening of growth in card revenue was primarily due to lower debit card spending, which is reflective of the current economic conditions. </li> <li class="bwlistitemmarginbottom"> ATM revenue was $7.6 million, down $372 thousand, or 4.7 percent, from the first quarter of 2008 and flat with the fourth quarter of 2008 primarily due to fewer fee generating transactions on non-TCF ATM machines by TCF customers. </li> <li class="bwlistitemmarginbottom"> Leasing and equipment finance revenues were $12.7 million for the first quarter of 2009, up $517 thousand, or 4.3 percent, from the first quarter of 2008 and down $3.6 million, or 22.4 percent, from the fourth quarter of 2008. The decline in leasing revenue from the fourth quarter of 2008 is primarily due to lower sales-type lease revenue which varies from period to period based on customer-driven events. </li> <li class="bwlistitemmarginbottom"> Other non-interest income was $458 thousand, down $3.8 million from the first quarter of 2008. This decrease in other non-interest income is primarily due to TCF no longer selling investment and insurance products in the branches. </li> </ul> <p> <b>Loans and Leases</b> </p> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_3"> <tr> <td class="bwcellpaddingleft0 bwverticalalignmiddle bwtextalignleft bwsinglebottomborder" colspan="12" id="t5946070_3_0_7740"> <b>Average Loans and Leases</b> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignright bwsinglebottomborder" colspan="5" id="t5946070_3_0_11530"> <b>Table 3</b> </td> </tr> <tr> <td> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="5" id="t5946070_3_1_11530"> <b>Percentage Change</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_3_2_3060"> ($ in thousands) </td> <td> </td> <td class="bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_3_2_4680"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2009</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_3_2_6300"> <p class="bwcellparagraphmargin"> <b>4Q</b><br></br><b>2008</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_3_2_7740"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2008</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_3_2_9517"> <p class="bwcellparagraphmargin"> <b>1Q09 vs</b><br></br><b>4Q08</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_3_2_11530"> <p class="bwcellparagraphmargin"> <b>1Q09 vs</b><br></br><b>1Q08</b> </p> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_3_3_3060"> Loans and leases: </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td>  </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_3_4_3060"> Consumer real estate </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_3_5_3060"> First mortgage lien </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_5_4680"> $ 4,896,521 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_5_6300"> $ 4,866,309 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_5_7380"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_5_7740"> 4,737,839 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_5_9180"> .6 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_3_5_9517"> % </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_5_10530"> 3.3 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_3_5_11530"> % </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_3_6_3060"> Junior lien </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" colspan="3" id="t5946070_3_6_4680"> 2,399,178 </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" colspan="3" id="t5946070_3_6_6300"> 2,423,873 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_3_6_7740"> 2,366,396 </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_6_9180"> (1.0 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_3_6_9517"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_6_10530"> 1.4 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft4 bwverticalaligntop bwtextalignleft" id="t5946070_3_7_3060"> Total consumer real estate </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_7_4680"> 7,295,699 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_7_6300"> 7,290,182 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_7_7740"> 7,104,235 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_7_9180"> .1 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_7_10530"> 2.7 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_3_8_3060"> Consumer other </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" colspan="3" id="t5946070_3_8_4680"> 39,539 </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" colspan="3" id="t5946070_3_8_6300"> 43,620 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_3_8_7740"> 44,006 </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_8_9180"> (9.4 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_3_8_9517"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_8_10530"> (10.2 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_3_8_11530"> ) </td> </tr> <tr> <td class="bwcellpaddingleft4 bwverticalaligntop bwtextalignleft" id="t5946070_3_9_3060"> Total consumer </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_9_4680"> 7,335,238 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_9_6300"> 7,333,802 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_9_7740"> 7,148,241 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_9_9180"> - </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_9_10530"> 2.6 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_3_10_3060"> Commercial real estate </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_10_4680"> 2,998,516 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_10_6300"> 2,895,935 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_10_7740"> 2,566,415 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_10_9180"> 3.5 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_10_10530"> 16.8 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextalignleft" id="t5946070_3_11_3060"> Commercial business </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" colspan="3" id="t5946070_3_11_4680"> 499,756 </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" colspan="3" id="t5946070_3_11_6300"> 522,636 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_3_11_7740"> 543,688 </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_11_9180"> (4.4 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_3_11_9517"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_11_10530"> (8.1 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_3_11_11530"> ) </td> </tr> <tr> <td class="bwcellpaddingleft4 bwverticalaligntop bwtextalignleft" id="t5946070_3_12_3060"> Total commercial </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_12_4680"> 3,498,272 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_12_6300"> 3,418,571 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_12_7740"> 3,110,103 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_12_9180"> 2.3 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_12_10530"> 12.5 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_3_13_3060"> Leasing and equipment finance </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_13_4680"> 2,632,893 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_3_13_6300"> 2,389,225 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_13_7740"> 2,140,695 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_13_9180"> 10.2 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_13_10530"> 23.0 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_3_14_3060"> Inventory finance </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" colspan="3" id="t5946070_3_14_4680"> 28,475 </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" colspan="3" id="t5946070_3_14_6300"> 158 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_3_14_7740"> - </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextalignright" id="t5946070_3_14_9180"> <p class="bwcellparagraphmargin"> N.M. </p> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextalignright" id="t5946070_3_14_10530"> N.M. </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft4 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" id="t5946070_3_15_3060"> Total Loans and Leases </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" colspan="3" id="t5946070_3_15_4680"> $13,494,878 </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" colspan="3" id="t5946070_3_15_6300"> $13,141,756 </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_3_15_7380"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_3_15_7740"> 12,399,039 </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_15_9180"> 2.7 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_3_15_10530"> 8.8 </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_3_17_3060"> N.M. = Not meaningful </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="3">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="6">  </td> <td class="bwsinglebottomborder" colspan="3">  </td> <td class="bwsinglebottomborder">  </td> </tr> </table> <ul> <li class="bwlistitemmarginbottom"> Residential real estate loans, totaling $428.9 million at March 31, 2009, previously disclosed separately, are now included with the first lien consumer real estate loans due to the relatively small remaining balance and the run-off nature of the residential real estate portfolio. </li> <li class="bwlistitemmarginbottom"> Average consumer real estate loan balances increased $191.5 million, or 2.7 percent, from the first quarter of 2008 and were relatively flat from the fourth quarter of 2008. The flat growth rate from the fourth quarter of 2008 was due in part to declines in Michigan and the run-off of the residential real estate loan portfolio. </li> <li class="bwlistitemmarginbottom"> At March 31, 2009, 67.5 percent of the consumer real estate loan portfolio was secured by first liens. </li> <li class="bwlistitemmarginbottom"> Average commercial loan balances increased $388.2 million, or 12.5 percent, from the first quarter of 2008 and $79.7 million, or 2.3 percent, from the fourth quarter of 2008 as a result of increased opportunities in the marketplace. </li> <li class="bwlistitemmarginbottom"> Average leasing and equipment finance balances increased $492.2 million from the first quarter of 2008 and $243.7 million from the fourth quarter of 2008 which included a $277.4 million portfolio purchase in the first quarter of 2009. This purchased portfolio contributed $115.5 million to first quarter average balances. </li> <li class="bwlistitemmarginbottom"> Average inventory finance loans were $28.5 million for the first quarter. On March 31, 2009, TCF Inventory Finance purchased $41.2 million of receivables. </li> <li class="bwlistitemmarginbottom"> During the first quarter of 2009, TCF originated over $754 million of loans and leases. </li> </ul> <p> <b>Deposits</b> </p> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_4"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" colspan="5" id="t5946070_4_0_4747"> <b>Average Deposits</b> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwverticalalignmiddle bwtextalignright bwsinglebottomborder" colspan="13" id="t5946070_4_0_10960"> <b>Table 4</b> </td> </tr> <tr> <td> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="5" id="t5946070_4_1_10960"> <b>Percentage Change</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_4_2_2656"> ($ in thousands) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_4_2_4747"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2009</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_4_2_6390"> <p class="bwcellparagraphmargin"> <b>4Q</b><br></br><b>2008</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_4_2_7792"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2008</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_4_2_9060"> <p class="bwcellparagraphmargin"> <b>1Q09 vs</b><br></br><b>4Q08</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_4_2_10960"> <p class="bwcellparagraphmargin"> <b>1Q09 vs</b><br></br><b>1Q08</b> </p> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td>  </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_4_4_2656"> Non-interest bearing deposits: </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft1 bwverticalalignbottom bwtextalignleft" id="t5946070_4_5_2656"> Retail </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_5_3904"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_5_4320"> 1,428,453 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_5_5602"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_5_6030"> 1,345,832 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_5_7110"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_5_7470"> 1,415,379 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_5_8760"> 6.1 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_4_5_9060"> % </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_5_9960"> .9 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_4_5_10960"> % </td> </tr> <tr> <td class="bwcellpaddingleft1 bwverticalalignbottom bwtextalignleft" id="t5946070_4_6_2656"> Small business </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_6_4320"> 563,236 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_6_6030"> 593,626 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_6_7470"> 565,148 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_6_8760"> (5.1 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_4_6_9060"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_6_9960"> (.3 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_4_6_10960"> ) </td> </tr> <tr> <td class="bwcellpaddingleft1 bwcellpaddingbottom1 bwverticalalignbottom bwtextalignleft" id="t5946070_4_7_2656"> Commercial and custodial </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_7_4320"> 227,470 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_7_6030"> 234,045 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_7_7470"> 200,624 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_7_8760"> (2.8 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_4_7_9060"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_7_9960"> 13.4 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft3 bwverticalalignbottom bwtextalignleft" id="t5946070_4_8_2656"> Total non-interest bearing </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_8_4320"> 2,219,159 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_8_6030"> 2,173,503 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_8_7470"> 2,181,151 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_8_8760"> 2.1 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_8_9960"> 1.7 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_4_9_2656"> Interest-bearing deposits: </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalalignbottom bwtextalignleft" id="t5946070_4_10_2656"> Interest-bearing checking </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_10_4320"> 1,747,480 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_10_6030"> 1,754,111 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_10_7470"> 1,846,606 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_10_8760"> (.4 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_4_10_9060"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_10_9960"> (5.4 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_4_10_10960"> ) </td> </tr> <tr> <td class="bwcellpaddingleft2 bwcellpaddingbottom1 bwverticalalignbottom bwtextalignleft" id="t5946070_4_11_2656"> Savings and money market </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_11_4320"> 4,446,622 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_11_6030"> 3,473,036 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_11_7470"> 3,314,442 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_11_8760"> 28.0 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_11_9960"> 34.2 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft3 bwverticalalignbottom bwtextalignleft" id="t5946070_4_12_2656"> Subtotal </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_12_4320"> 6,194,102 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_12_6030"> 5,227,147 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_12_7470"> 5,161,048 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_12_8760"> 18.5 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_12_9960"> 20.0 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft1 bwcellpaddingbottom1 bwverticalalignbottom bwtextalignleft" id="t5946070_4_13_2656"> Certificates of deposit </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_13_4320"> 2,463,405 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_13_6030"> 2,448,815 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_13_7470"> 2,500,362 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_13_8760"> .6 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_13_9960"> (1.5 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_4_13_10960"> ) </td> </tr> <tr> <td class="bwcellpaddingleft3 bwcellpaddingbottom1 bwverticalalignbottom bwtextalignleft" id="t5946070_4_14_2656"> Total interest-bearing </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_14_4320"> 8,657,507 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_14_6030"> 7,675,962 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_14_7470"> 7,661,410 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_14_8760"> 12.8 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_14_9960"> 13.0 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft7 bwcellpaddingbottom3 bwverticalalignbottom bwtextalignleft" id="t5946070_4_15_2656"> Total deposits </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_4_15_3904"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_4_15_4320"> 10,876,666 </td> <td class="bwdoublebottomborder">  </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_4_15_5602"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_4_15_6030"> 9,849,465 </td> <td class="bwdoublebottomborder">  </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_4_15_7110"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_4_15_7470"> 9,842,561 </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_15_8760"> 10.4 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_4_15_9960"> 10.5 </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_4_17_2656"> Average rate on deposits </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_17_4320"> 1.49 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_4_17_4747"> % </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_17_6030"> 1.51 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_4_17_6390"> % </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_4_17_7470"> 1.99 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_4_17_7792"> % </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="2">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="2">  </td> </tr> </table> <ul> <li class="bwlistitemmarginbottom"> At March 31, 2009, total deposits were a record $11.6 billion. </li> <li class="bwlistitemmarginbottom"> Total average deposits increased a record $1 billion from the fourth quarter of 2008 primarily due to strong growth in checking and savings deposits. </li> <li class="bwlistitemmarginbottom"> The average rate paid on deposits was 1.49 percent in the first quarter of 2009, relatively flat from the fourth quarter of 2008. The weighted average deposit rate was 1.40 percent at March 31, 2009 due to reductions in interest rates paid on certain deposit products. </li> <li class="bwlistitemmarginbottom"> The number of checking accounts opened was up 43.7 percent in the first quarter of 2009 as compared to the first quarter of 2008. </li> </ul> <p> <b>Non-interest Expense</b> </p> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_5"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" colspan="11" id="t5946070_5_0_7920"> <b>Non-interest Expense</b> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextalignright bwsinglebottomborder" colspan="5" id="t5946070_5_0_11530"> <b>Table 5</b> </td> </tr> <tr> <td> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="5" id="t5946070_5_1_11530"> Percent Change </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_5_2_2970"> ($ in thousands) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_5_2_4410"> <p class="bwcellparagraphmargin"> 1Q<br></br>2009 </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_5_2_5940"> <p class="bwcellparagraphmargin"> 4Q<br></br>2008 </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_5_2_7920"> <p class="bwcellparagraphmargin"> 1Q<br></br>2008 </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_5_2_9382"> <p class="bwcellparagraphmargin"> 1Q09 vs<br></br>4Q08 </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_5_2_11530"> <p class="bwcellparagraphmargin"> 1Q09 vs<br></br>1Q08 </p> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_5_3_2970"> Compensation and </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td>  </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_5_4_2970"> employee benefits </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_4_4050"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_4_4410"> 86,190 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_4_5557"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_4_5940"> 83,323 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_4_7155"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_4_7560"> 88,718 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_4_9000"> 3.4 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_4_9382"> % </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_4_10530"> (2.8 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_4_11530"> )% </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_5_5_2970"> Occupancy and equipment </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_5_4410"> 32,047 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_5_5940"> 32,503 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_5_7560"> 32,413 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_5_9000"> (1.4 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_5_9382"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_5_10530"> (1.1 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_5_11530"> ) </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_5_6_2970"> Deposit account premiums </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_6_4410"> 6,576 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_6_5940"> 5,659 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_6_7560"> 1,496 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_6_9000"> 16.2 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignmiddle bwtextalignright" id="t5946070_5_6_10530"> N.M. </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_5_7_2970"> Advertising and promotions </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_7_4410"> 4,445 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_7_5940"> 4,643 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_7_7560"> 4,801 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_7_9000"> (4.3 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_7_9382"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_7_10530"> (7.4 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_7_11530"> ) </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_5_8_2970"> Operating lease depreciation </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_8_4410"> 4,024 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_8_5940"> 4,269 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_8_7560"> 4,514 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_8_9000"> (5.7 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_8_9382"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_8_10530"> (10.9 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_8_11530"> ) </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_5_9_2970"> FDIC insurance premiums </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_9_4410"> 3,795 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_9_5940"> 1,706 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_9_7560"> 421 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_9_9000"> 122.5 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignmiddle bwtextalignright" id="t5946070_5_9_10530"> N.M. </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_5_10_2970"> Other </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_5_10_4410"> 37,131 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_5_10_5940"> 47,707 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_5_10_7560"> 39,679 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_10_9000"> (22.2 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_10_9382"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_10_10530"> (6.4 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_10_11530"> ) </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_5_11_2970"> Subtotal </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_11_4410"> 174,208 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_11_5940"> 179,810 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_11_7560"> 172,042 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_11_9000"> (3.1 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_11_9382"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_11_10530"> 1.3 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_5_12_2970"> Visa indemnification </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_5_12_4410"> - </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_5_12_5940"> - </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_5_12_7560"> (3,766 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_5_12_7920"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_12_9000"> - </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_12_10530"> (100.0 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_12_11530"> ) </td> </tr> <tr> <td class="bwcellpaddingleft2 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" id="t5946070_5_13_2970"> Total non-interest expense </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_5_13_4050"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_5_13_4410"> 174,208 </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_5_13_5557"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_5_13_5940"> 179,810 </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_5_13_7155"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_5_13_7560"> 168,276 </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_13_9000"> (3.1 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_5_13_9382"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_5_13_10530"> 3.5 </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_5_15_2970"> N.M. = Not meaningful </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="2">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="2">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="3">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="2">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> </tr> </table> <ul> <li class="bwlistitemmarginbottom"> Compensation and benefits expenses continue to be well controlled and decreased $2.5 million, or 2.8 percent, from the first quarter of 2008 primarily due to headcount reductions and lower volume related incentives, partially offset by increases from the new inventory finance business. </li> <li class="bwlistitemmarginbottom"> Compensation and benefits expenses increased $2.9 million, or 3.4 percent, from the fourth quarter of 2008 primarily due to a 4.3 percent reduction in salaries from headcount reductions being more than offset by increases in various benefits expenses which primarily includes a seasonal increase in payroll tax expenses. </li> <li class="bwlistitemmarginbottom"> Deposit account premiums were $6.6 million for the 2009 first quarter, up $5.1 million from the first quarter of 2008 and up $917 thousand, or 16.2 percent, from the fourth quarter of 2008 due to new marketing campaigns resulting in record checking account production. </li> <li class="bwlistitemmarginbottom"> FDIC insurance premiums were up $3.4 million from the first quarter of 2008 and up $2.1 million from the fourth quarter of 2008 primarily attributable to increased deposit insurance rates, increased deposit balances and no remaining credit from the FDIC as in 2008. The FDIC has proposed a one-time special assessment of 10 bps on all assessable deposits as of June 30, 2009. If imposed, approximately $12 million of additional FDIC insurance expense is expected to be recognized in the second quarter of 2009. </li> <li class="bwlistitemmarginbottom"> Other expenses decreased $2.5 million from the first quarter of 2008 primarily due to a $1.4 million decrease in deposit account losses, which reflects lower transaction activity in deposit accounts as well as improved loss mitigation programs. Other expenses decreased $10.6 million from the fourth quarter of 2008 primarily due to decreases in foreclosed real estate expense and severance and separation costs. </li> </ul> <p> <b>Credit Quality</b> </p> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_6"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_6_0_3690"> <b>Credit Quality Summary</b> </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="7">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignright bwsinglebottomborder" colspan="9" id="t5946070_6_0_11080"> <b>Table 6</b> </td> </tr> <tr> <td> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="5" id="t5946070_6_1_11080"> <b>Percent Change</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_6_2_3690"> ($ in thousands) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_6_2_5308"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2009</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_6_2_6636"> <p class="bwcellparagraphmargin"> <b>4Q</b><br></br><b>2008</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_6_2_7929"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2008</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_6_2_9135"> <p class="bwcellparagraphmargin"> <b>1Q09 vs</b><br></br><b>4Q08</b> </p> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignmiddle bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_6_2_11080"> <p class="bwcellparagraphmargin"> <b>1Q09 vs</b><br></br><b>1Q08</b> </p> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_6_3_3690"> Allowance for Loan and Lease Losses </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td>  </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_6_4_3690"> Balance at beginning of period </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_4_4654"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_4_4976"> 172,442 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_4_5972"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_4_6304"> 158,978 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_4_7300"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_4_7632"> 80,942 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_4_8820"> 8.5 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_4_9135"> % </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_4_10080"> 113.0 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_4_11080"> % </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_6_5_3690"> Charge-offs </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_5_4976"> (38,881 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_5_5308"> ) </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_5_6304"> (37,100 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_5_6636"> ) </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_5_7632"> (17,822 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_5_7929"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_5_8820"> 4.8 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_5_10080"> 118.2 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_6_6_3690"> Recoveries </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_6_4976"> 3,943 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_6_6304"> 3,514 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_6_7632"> 4,275 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_6_8820"> 12.2 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_6_10080"> (7.8 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_6_11080"> ) </td> </tr> <tr> <td class="bwcellpaddingleft5 bwverticalaligntop bwtextalignleft" id="t5946070_6_7_3690"> Net charge-offs </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_7_4976"> (34,938 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_7_5308"> ) </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_7_6304"> (33,586 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_7_6636"> ) </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_7_7632"> (13,547 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_7_7929"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_7_8820"> 4.0 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_7_10080"> 157.9 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_6_8_3690"> Provision for credit losses </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_8_4976"> 43,712 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_8_6304"> 47,050 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_8_7632"> 29,995 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_8_8820"> (7.1 </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_8_9135"> ) </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_8_10080"> 45.7 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" id="t5946070_6_9_3690"> Balance at end of period </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_9_4654"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_9_4976"> 181,216 </td> <td class="bwdoublebottomborder">  </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_9_5972"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_9_6304"> 172,442 </td> <td class="bwdoublebottomborder">  </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_9_7300"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_9_7632"> 97,390 </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_9_8820"> 5.1 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_9_10080"> 86.1 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_6_10_3690"> <p class="bwcellparagraphmargin">  </p> </td> <td> </td> <td rowspan="2"> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_10_4976" rowspan="2"> 1.31 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_10_5308" rowspan="2"> % </td> <td> </td> <td rowspan="2"> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_10_6304" rowspan="2"> 1.29 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_10_6636" rowspan="2"> % </td> <td> </td> <td rowspan="2"> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_10_7632" rowspan="2"> .77 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_10_7929" rowspan="2"> % </td> <td> </td> <td rowspan="2"> </td> <td> </td> <td> </td> <td rowspan="2"> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_6_11_3690"> <p class="bwcellparagraphmargin"> Allowance as a percentage of period end loans and leases </p> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_6_12_3690"> Ratio of allowance to net charge offs<sup>(1)</sup> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_6_12_5308"> 1.3X </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_6_12_6636"> 1.3X </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_6_12_7929"> 1.8X </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_6_14_3690"> Credit Loss Reserves </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_6_15_3690"> Allowance for loan and lease losses </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_15_4654"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_15_4976"> 181,216 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_15_5972"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_15_6304"> 172,442 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_15_7300"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_15_7632"> 97,390 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_15_8820"> 5.1 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_15_10080"> 86.1 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_6_16_3690"> Reserves recorded in other liabilities </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_16_4976"> 1,730 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_16_6304"> 1,510 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_16_7632"> 1,060 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_16_8820"> 14.6 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_16_10080"> 63.2 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_6_17_3690"> <p class="bwcellparagraphmargin"> Reserves netted against portfolio asset balances </p> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_17_4976"> 15,102 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_17_6304"> - </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_17_7632"> - </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextalignright" id="t5946070_6_17_8820"> N.M. </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextalignright" id="t5946070_6_17_10080"> N.M. </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft5 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" id="t5946070_6_18_3690"> Total credit loss reserves </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_18_4654"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_18_4976"> 198,048 </td> <td class="bwdoublebottomborder">  </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_18_5972"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_18_6304"> 173,952 </td> <td class="bwdoublebottomborder">  </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_18_7300"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_18_7632"> 98,450 </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_18_8820"> 13.9 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_18_10080"> 101.2 </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_6_20_3690"> Total credit loss reserves as a percentage of period end loans and leases </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_20_4976"> 1.43 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_20_5308"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_20_6304"> 1.30 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_20_6636"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_20_7632"> .78 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_20_7929"> % </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_6_21_3690"> Ratio of total credit loss reserves to net charge offs<sup>(1)</sup> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_6_21_5308"> 1.4X </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_6_21_6636"> 1.3X </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignright" colspan="3" id="t5946070_6_21_7929"> 1.8X </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_6_23_3690"> <p class="bwcellparagraphmargin"> Net Charge-offs as a Percentage of Average Loans and Leases<sup>(1)</sup> </p> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_6_24_3690"> Consumer real estate: </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft5 bwverticalaligntop bwtextalignleft" id="t5946070_6_25_3690"> First mortgage lien </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_25_4976"> .86 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_25_5308"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_25_6304"> .84 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_25_6636"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_25_7632"> .36 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_25_7929"> % </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft5 bwverticalaligntop bwtextalignleft" id="t5946070_6_26_3690"> Junior lien </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_26_4976"> 1.98 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_26_6304"> 1.76 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_26_7632"> .84 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft8 bwverticalaligntop bwtextalignleft" id="t5946070_6_27_3690"> Total consumer real estate </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_27_4976"> 1.22 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_27_6304"> 1.14 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_27_7632"> .52 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_6_28_3690"> Total consumer </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_28_4976"> 1.29 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_28_6304"> 1.32 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_28_7632"> .58 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_6_29_3690"> Commercial real estate </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_29_4976"> .49 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_29_6304"> .41 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_29_7632"> .07 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_6_30_3690"> Commercial business </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_30_4976"> 2.39 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_30_6304"> 2.01 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_30_7632"> .44 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_6_31_3690"> Leasing and equipment finance </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_31_4976"> .71 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_31_6304"> .64 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_31_7632"> .39 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_6_32_3690"> Inventory finance </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_32_4976"> - </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_32_6304"> - </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_32_7632"> - </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft5 bwverticalaligntop bwtextalignleft" id="t5946070_6_33_3690"> Total </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_33_4976"> 1.04 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_33_6304"> 1.02 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_33_7632"> .44 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_6_35_3690"> Other Credit Quality Data </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_6_36_3690"> Delinquencies<sup>(2)</sup> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft10 bwverticalaligntop bwtextalignleft" id="t5946070_6_37_3690"> 30+days </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_37_4654"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_37_4976"> 178,475 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_37_5972"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_37_6304"> 149,284 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_37_7300"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_37_7632"> 104,337 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_37_8820"> 19.6 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_37_10080"> 71.1 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft10 bwverticalaligntop bwtextalignleft" id="t5946070_6_38_3690"> 60+days </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_38_4976"> 82,270 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_38_6304"> 79,470 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_38_7632"> 46,947 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_38_8820"> 3.5 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_38_10080"> 75.2 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft10 bwverticalaligntop bwtextalignleft" id="t5946070_6_39_3690"> 90+days </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_39_4976"> 38,344 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_39_6304"> 37,619 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_39_7632"> 23,538 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_39_8820"> 1.9 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_39_10080"> 62.9 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_6_40_3690"> <p class="bwcellparagraphmargin"> Delinquencies as a percentage of Loan and lease portfolio<sup>(2)</sup>: </p> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft10 bwverticalaligntop bwtextalignleft" id="t5946070_6_41_3690"> 30+days </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_41_4976"> 1.31 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_41_5308"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_41_6304"> 1.13 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_41_6636"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_41_7632"> .83 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_41_7929"> % </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft10 bwverticalaligntop bwtextalignleft" id="t5946070_6_42_3690"> 60+days </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_42_4976"> .60 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_42_6304"> .60 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_42_7632"> .38 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft10 bwverticalaligntop bwtextalignleft" id="t5946070_6_43_3690"> 90+days </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_43_4976"> .28 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_43_6304"> .28 </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_43_7632"> .19 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_6_45_3690"> Non-accrual loans and leases </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_45_4654"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_45_4976"> 205,916 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_45_5972"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_45_6304"> 172,518 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_45_7300"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_45_7632"> 86,226 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_45_8820"> 19.4 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_45_10080"> 138.8 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_6_46_3690"> Real estate owned </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_46_4976"> 70,748 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_46_6304"> 61,665 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_6_46_7632"> 47,815 </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_46_8820"> 14.7 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_46_10080"> 48.0 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft5 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" id="t5946070_6_47_3690"> Total non-performing assets </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_47_4654"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_47_4976"> 276,664 </td> <td class="bwdoublebottomborder">  </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_47_5972"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_47_6304"> 234,183 </td> <td class="bwdoublebottomborder">  </td> <td class="bwdoublebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_47_7300"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_6_47_7632"> 134,041 </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_47_8820"> 18.1 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_47_10080"> 106.4 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" id="t5946070_6_48_3690"> Non-performing assets as a percentage of net loans and leases </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_48_4976"> 2.03 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_48_5308"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_48_6304"> 1.78 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_48_6636"> % </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_6_48_7632"> 1.07 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_6_48_7929"> % </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_6_49_3690"> (1) Annualized </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_6_50_3690"> (2) Excludes non-accrual loans and leases </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="3">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="3">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" colspan="9" id="t5946070_6_50_11080"> N.M. = Not meaningful </td> </tr> </table> <p> At March 31, 2009, TCF’s: </p> <ul> <li class="bwlistitemmarginbottom"> Allowance for loan and lease losses was $181.2 million, or 1.31 percent of loans and leases, up from $172.4 million, or 1.29 percent of loans and leases at December 31, 2008. </li> <li class="bwlistitemmarginbottom"> Loans and leases include $15.1 million of valuation reserves for credit losses related to the $277.4 million leasing portfolio acquisition. </li> <li class="bwlistitemmarginbottom"> Over-30-day delinquency rate was 1.31 percent, up from 1.13 percent at December 31, 2008 primarily due to increased delinquencies in commercial real estate and leasing and equipment finance. The over-30-day delinquency rate excluding delinquencies from the $277.4 million portfolio acquisition was 1.25 percent at March 31, 2009. </li> <li class="bwlistitemmarginbottom"> TCF’s over-60-day and over-90-day delinquency rates were unchanged from December 31, 2008. During the first quarter of 2009, TCF completed 1,627 loan modifications and extensions on over $251 million of consumer real estate loans to help customers avoid home foreclosure. </li> <li class="bwlistitemmarginbottom"> Non-accrual loans and leases increased $33.4 million, or 19.4 percent, from December 31, 2008 primarily due to increases for consumer and commercial real estate and leasing and equipment finance. </li> <li class="bwlistitemmarginbottom"> Real estate owned increased $9.1 million, or 14.7 percent, from December 31, 2008 primarily due to an increase in consumer real estate properties. </li> </ul> <p> For the quarter ended March 31, 2009, TCF’s: </p> <ul> <li class="bwlistitemmarginbottom"> Provision for credit losses was $43.7 million, up from $30 million in the first quarter of 2008, primarily due to higher consumer real estate net charge-offs and the resulting portfolio reserve rate increases and increased leasing and equipment finance net charge-offs and related reserves. </li> <li class="bwlistitemmarginbottom"> Net loan and lease charge-offs were $34.9 million, or 1.04 percent annualized, of average loans and leases, up from $13.5 million, or .44 percent annualized, of average loans and leases, in the same period of 2008, primarily due to a $13.2 million increase in consumer real estate net charge-offs and a $5.6 million increase in commercial net charge-offs. </li> <li class="bwlistitemmarginbottom"> Net loan and lease charge-offs were up 4 percent from the fourth quarter of 2008 due to increases in commercial net charge-offs that were provided for in 2008 and increases in leasing and equipment finance net charge-offs. </li> </ul> <p> <b>Income Taxes</b> </p> <ul> <li class="bwlistitemmarginbottom"> Income tax expense was 36.2 percent of pre-tax income for the first quarter of 2009, compared with 34 percent for the comparable 2008 period and 38.8 percent for the fourth quarter of 2008. </li> <li class="bwlistitemmarginbottom"> The lower effective income tax rate for the first quarter of 2009, as compared with the fourth quarter of 2008, was primarily due to a net $599 thousand reduction in income tax expense for changes in uncertain tax positions and changes in state tax laws in the first quarter of 2009 and a $1.5 million charge recorded to income tax expense for distributions from the termination of the company’s deferred compensation plans in the fourth quarter of 2008. Excluding these items, the effective income tax rates for the first quarter of 2009 and the fourth quarter of 2008 were 37.6 percent and 35.5 percent, respectively, reflecting higher state income taxes. </li> </ul> <p> <b>Capital</b> </p> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_7"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_7_0_4560"> <b>Capital Information</b> </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="3">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="2">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder" colspan="3">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignright bwsinglebottomborder" colspan="2" id="t5946070_7_0_11633"> <b>Table 7</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_7_1_4560"> At period end </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td>  </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_7_2_4560"> ($ in thousands, except per-share data) </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="6" id="t5946070_7_2_7440" rowspan="2"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2009</b> </p> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="6" id="t5946070_7_2_11633" rowspan="2"> <p class="bwcellparagraphmargin"> <b>1Q</b><br></br><b>2008</b> </p> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_7_4_4560"> Total stockholders’ equity </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_4_5640"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_4_6000"> 1,499,956 </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_4_8902"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_4_9270"> 1,129,870 </td> <td> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_7_5_4560"> Total stockholders’ equity to total assets </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_5_6000"> 8.30 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_7_5_6330"> % </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_5_9270"> 6.90 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_7_5_9610"> % </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_7_6_4560"> Book value per common share </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_6_5640"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_6_6000"> 9.00 </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_6_8902"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_6_9270"> 8.94 </td> <td> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_7_7_4560"> Tangible common equity to assets </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_7_6000"> 5.52 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_7_7_6330"> % </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_7_9270"> 5.97 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_7_7_9610"> % </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_7_9_4560"> Risk-based capital </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="2"> </td> </tr> <tr> <td class="bwcellpaddingleft3 bwverticalaligntop bwtextalignleft" id="t5946070_7_10_4560"> Tier 1 </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_10_5640"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_10_6000"> 1,460,157 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_10_7320"> 11.20 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_7_10_7440"> % </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_10_8902"> $ </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_10_9270"> 980,270 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_10_10633"> 8.34 </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_7_10_11633"> % </td> </tr> <tr> <td class="bwcellpaddingleft3 bwverticalaligntop bwtextalignleft" id="t5946070_7_11_4560"> Total </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_11_6000"> 1,819,420 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_11_7320"> 13.95 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_11_9270"> 1,278,720 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_11_10633"> 10.87 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft3 bwverticalaligntop bwtextalignleft" id="t5946070_7_12_4560"> Total stated “well-capitalized” requirement </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_12_6000"> 1,303,972 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_12_7320"> 10.00 </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_12_9270"> 1,176,003 </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_7_12_10633"> 10.00 </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft3 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_7_13_4560"> Excess over stated “well-capitalized” requirement </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_7_13_6000"> 515,448 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_7_13_7320"> 3.95 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_7_13_9270"> 102,717 </td> <td class="bwsinglebottomborder">  </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_7_13_10633"> .87 </td> <td class="bwsinglebottomborder">  </td> </tr> </table> <ul> <li class="bwlistitemmarginbottom"> TCF’s total risk-based capital at March 31, 2009 of $1.8 billion, or 13.95 percent of risk-weighted assets, is $515.4 million in excess of the stated “well-capitalized” requirement. </li> <li class="bwlistitemmarginbottom"> On April 22, 2009, TCF redeemed all of the 361,172 outstanding shares of its Fixed-Rate Cumulative Perpetual Preferred Stock, Series A, $.01 Par Value, plus a final pro rata dividend of $3.4 million. Since receiving the Capital Purchase Program funds on November 14, 2008, TCF paid the U.S. Department of the Treasury $7.9 million in dividends. TCF has the right to repurchase the common stock warrant issued to the U.S. Treasury under its Capital Purchase Program. If TCF does not repurchase the warrant, the U.S. Treasury is required by law to liquidate it. </li> <li class="bwlistitemmarginbottom"> At March 31, 2009, TCF’s tier 1 and total risk-based capital ratios, adjusted for the redemption of the Fixed-Rate Cumulative Perpetual Preferred Stock, were 8.43 percent and 11.18 percent, respectively. </li> <li class="bwlistitemmarginbottom"> In accordance with recently published banking industry guidance from the Federal Reserve Board, TCF reduced the regular quarterly cash dividend on common stock from 25 cents to 5 cents per share payable on May 29, 2009 to stockholders of record at the close of business on May 1, 2009. </li> </ul> <p> <b>Website Information</b> </p> <p> A live webcast of TCF’s conference call to discuss first quarter earnings will be hosted at TCF’s website, www.tcfbank.com, on April 23, 2009 at 10:00 a.m., CT. Additionally, the webcast is available for replay at TCF’s website after the conference call. The website also includes free access to company news releases, TCF’s annual report, quarterly reports, investor presentations and SEC filings. </p> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_16"> <tr> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft bwsinglebottomborder" id="t5946070_16_1_677600"> <p class="bwcellparagraphmargin"> <i>TCF is a Wayzata, Minnesota-based national financial holding company with $18.1 billion in total assets. TCF has 449 banking offices in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota, providing retail and commercial banking services. TCF also conducts commercial leasing and equipment finance business in all 50 states and commercial inventory finance business in the U.S. and Canada. For more information about TCF, please visit www.tcfbank.com.</i> </p> </td> </tr> </table> <p> <b>Forward-looking Information</b> </p> <p> <i>This earnings release and other reports issued by the Company, including reports filed with the SEC, may contain “forward-looking” statements that deal with future results, plans or performance. In addition, TCF’s management may make such statements orally to the media, or to securities analysts, investors or others. Forward-looking statements deal with matters that do not relate strictly to historical facts. TCF’s future results may differ materially from historical performance and forward-looking statements about TCF’s expected financial results or other plans and are subject to a number of risks and uncertainties. These include, but are not limited to, continued or deepening deterioration in general economic and banking industry conditions; continued increases in unemployment in TCF’s primary banking markets; limitations on TCF’s ability to pay dividends or to increase dividends in the future because of financial performance deterioration, regulatory restrictions or limitations; increased deposit insurance premiums, special assessments or other costs related to deteriorating conditions in the banking industry and the economic impact on banks of the Emergency Economic Stabilization Act, as amended (“EESA”) or other related legislative and regulatory developments; the imposition of requirements with an adverse financial impact relating to TCF’s lending, loan collection and other business activities as a result of the EESA,</i> <i>or other legislative or regulatory developments such as mortgage foreclosure moratorium laws; possible legislative changes and adverse economic, business and competitive developments such as shrinking interest margins, deposit outflows, an inability to increase the number of deposit accounts and the possibility that deposit account losses (fraudulent checks, etc.) may increase; impact of legislative, regulatory or other changes affecting customer account charges and fee income; legislative changes to bankruptcy laws which would result in the loss of all or part of TCF’s security interest due to collateral value declines (so-called “cramdown” provisions); reduced demand for financial services and loan and lease products; adverse developments affecting TCF’s supermarket banking relationships or any of the supermarket chains in which TCF maintains supermarket branches; changes in accounting standards or interpretations of existing standards; monetary, fiscal or tax policies of the federal or state governments, including adoption of state legislation that would increase state taxes; adverse findings in tax audits or regulatory examinations and resulting enforcement actions; changes in credit and other risks posed by TCF’s loan, lease, investment, and securities available for sale portfolios, including continuing declines in commercial or residential real estate values or changes in allowance for loan and lease losses methodology dictated by new market conditions or regulatory requirements; lack of or inadequate insurance coverage for claims against TCF; technological, computer related or operational difficulties or loss or theft of information; adverse changes in securities markets directly or indirectly affecting TCF’s ability to sell assets or to fund its operations; results of litigation, including potential class action litigation concerning TCF’s lending or deposit activities or employment practices and possible increases in indemnification obligations for certain litigation against Visa U.S.A. (“covered litigation”) and potential reductions in card revenues resulting from covered litigation or other litigation against Visa; heightened regulatory practices, requirements or expectations, including, but not limited to, requirements related to the Bank Secrecy Act and anti-money laundering compliance activity; or other significant uncertainties. Investors should consult TCF’s Annual Report on Form 10-K, and Forms 10-Q and 8-K for additional important information about the Company.</i> </p> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_8"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="16" id="t5946070_8_0_11464"> <b>TCF FINANCIAL CORPORATION AND SUBSIDIARIES</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="16" id="t5946070_8_1_11464"> <b>CONSOLIDATED STATEMENTS OF INCOME</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="16" id="t5946070_8_2_11464"> <b>(Dollars in thousands, except per-share data)</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="16" id="t5946070_8_3_11464"> <b>(Unaudited)</b> </td> <td> </td> </tr> <tr> <td>  </td> <td>  </td> <td>  </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="5" id="t5946070_8_6_7084"> <b>Three Months Ended</b> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="5" id="t5946070_8_7_7084"> <b>March 31,</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="6" id="t5946070_8_7_12464"> <b>Change</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_8_8_5461"> <b>2009</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_8_8_7084"> <b>2008</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_8_8_8964"> <b>$</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_8_8_12464"> <b>%</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_8_9_4276"> <b>Interest income:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_10_4276"> <b>Loans and leases</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_10_5164"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_10_5461"> <b>209,377</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_10_6787"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_10_7084"> <b>211,777</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_10_8540"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_10_8855"> <b>(2,400</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_10_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_10_11464"> <b>(1.1</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_10_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_11_4276"> <b>Securities available for sale</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_11_5461"> <b>25,701</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_11_7084"> <b>28,279</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_11_8855"> <b>(2,578</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_11_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_11_11464"> <b>(9.1</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_11_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_12_4276"> <b>Education loans held for sale</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_12_5461"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_12_7084"> <b>3,452</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_12_8855"> <b>(3,452</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_12_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_12_11464"> <b>(100.0</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_12_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_13_4276"> <b>Investments and other</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_13_5461"> <b>856</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_13_7084"> <b>1,642</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_13_8855"> <b>(786</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_8_13_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_13_11464"> <b>(47.9</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_13_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_8_14_4276"> <b>Total interest income</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_14_5461"> <b>235,934</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_14_7084"> <b>245,150</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_14_8855"> <b>(9,216</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_8_14_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_14_11464"> <b>(3.8</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_14_12464"> <b>)</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_8_15_4276"> <b>Interest expense:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_16_4276"> <b>Deposits</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_16_5461"> <b>40,084</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_16_7084"> <b>48,728</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_16_8855"> <b>(8,644</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_16_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_16_11464"> <b>(17.7</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_16_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_17_4276"> <b>Borrowings</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_17_5461"> <b>50,437</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_17_7084"> <b>53,593</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_17_8855"> <b>(3,156</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_8_17_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_17_11464"> <b>(5.9</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_17_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_8_18_4276"> <b>Total interest expense</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_18_5461"> <b>90,521</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_18_7084"> <b>102,321</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_18_8855"> <b>(11,800</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_8_18_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_18_11464"> <b>(11.5</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_18_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_8_19_4276"> <b>Net interest income</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_19_5461"> <b>145,413</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_19_7084"> <b>142,829</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_19_8855"> <b>2,584</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_19_11464"> <b>1.8</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_8_20_4276"> <b>Provision for credit losses</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_20_5461"> <b>43,712</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_20_7084"> <b>29,995</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_20_8855"> <b>13,717</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_20_11464"> <b>45.7</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_8_21_4276"> <p class="bwcellparagraphmargin"> <b>Net interest income after provision for credit losses</b> </p> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_21_5461"> <b>101,701</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_21_7084"> <b>112,834</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_21_8855"> <b>(11,133</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_8_21_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_21_11464"> <b>(9.9</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_21_12464"> <b>)</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_8_22_4276"> <b>Non-interest income:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_23_4276"> <b>Fees and service charges</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_23_5461"> <b>57,064</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_23_7084"> <b>63,547</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_23_8855"> <b>(6,483</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_23_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_23_11464"> <b>(10.2</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_23_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_24_4276"> <b>Card revenue</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_24_5461"> <b>24,960</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_24_7084"> <b>24,771</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_24_8855"> <b>189</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_24_11464"> <b>.8</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_25_4276"> <b>ATM revenue</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_25_5461"> <b>7,598</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_25_7084"> <b>7,970</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_25_8855"> <b>(372</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_8_25_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_25_11464"> <b>(4.7</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_25_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_8_26_4276"> <b>Subtotal</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_26_5461"> <b>89,622</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_26_7084"> <b>96,288</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_26_8855"> <b>(6,666</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_26_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_26_11464"> <b>(6.9</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_26_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_27_4276"> <b>Leasing and equipment finance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_27_5461"> <b>12,651</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_27_7084"> <b>12,134</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_27_8855"> <b>517</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_27_11464"> <b>4.3</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_28_4276"> <b>Other</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_28_5461"> <b>458</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_28_7084"> <b>4,283</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_28_8855"> <b>(3,825</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_8_28_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_28_11464"> <b>(89.3</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_28_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_8_29_4276"> <b>Fees and other revenue</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_29_5461"> <b>102,731</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_29_7084"> <b>112,705</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_29_8855"> <b>(9,974</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_29_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_29_11464"> <b>(8.8</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_29_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_30_4276"> <b>Visa share redemption</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_30_5461"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_30_7084"> <b>8,308</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_30_8855"> <b>(8,308</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_30_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignright" id="t5946070_8_30_11464"> <b>N.M.</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_31_4276"> <b>Gains on securities</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_31_5461"> <b>11,548</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_31_7084"> <b>6,286</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_31_8855"> <b>5,262</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_31_11464"> <b>83.7</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_8_32_4276"> <b>Total non-interest income</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_32_5461"> <b>114,279</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_32_7084"> <b>127,299</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_32_8855"> <b>(13,020</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_8_32_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_32_11464"> <b>(10.2</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_32_12464"> <b>)</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_8_33_4276"> <b>Non-interest expense:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_34_4276"> <b>Compensation and employee benefits</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_34_5461"> <b>86,190</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_34_7084"> <b>88,718</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_34_8855"> <b>(2,528</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_34_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_34_11464"> <b>(2.8</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_34_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_35_4276"> <b>Occupancy and equipment</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_35_5461"> <b>32,047</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_35_7084"> <b>32,413</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_35_8855"> <b>(366</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_35_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_35_11464"> <b>(1.1</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_35_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_36_4276"> <b>Deposit account premiums</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_36_5461"> <b>6,576</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_36_7084"> <b>1,496</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_36_8855"> <b>5,080</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignright" id="t5946070_8_36_11464"> <b>N.M.</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_37_4276"> <b>Advertising and promotions</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_37_5461"> <b>4,445</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_37_7084"> <b>4,801</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_37_8855"> <b>(356</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_37_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_37_11464"> <b>(7.4</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_37_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_38_4276"> <b>Operating lease depreciation</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_38_5461"> <b>4,024</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_38_7084"> <b>4,514</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_38_8855"> <b>(490</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_38_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_38_11464"> <b>(10.9</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_38_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_39_4276"> <b>FDIC insurance premiums</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_39_5461"> <b>3,795</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_39_7084"> <b>421</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_39_8855"> <b>3,374</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignright" id="t5946070_8_39_11464"> <b>N.M.</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_40_4276"> <b>Other</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_40_5461"> <b>37,131</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_40_7084"> <b>35,913</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_40_8855"> <b>1,218</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_40_11464"> <b>3.4</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_8_41_4276"> <b>Total non-interest expense</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_41_5461"> <b>174,208</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_41_7084"> <b>168,276</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_41_8855"> <b>5,932</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_41_11464"> <b>3.5</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_8_42_4276"> <b>Income before income tax expense</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_42_5461"> <b>41,772</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_42_7084"> <b>71,857</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_42_8855"> <b>(30,085</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_42_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_42_11464"> <b>(41.9</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_42_12464"> <b>)</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_8_43_4276"> <b>Income tax expense</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_43_5461"> <b>15,125</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_43_7084"> <b>24,431</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_43_8855"> <b>(9,306</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_8_43_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_43_11464"> <b>(38.1</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_43_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_8_44_4276"> <b>Net income</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_44_5461"> <b>26,647</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_44_7084"> <b>47,426</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_44_8855"> <b>(20,779</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_44_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_44_11464"> <b>(43.8</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_44_12464"> <b>)</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_8_45_4276"> <b>Preferred stock dividends</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_45_5461"> <b>5,185</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_45_7084"> <b>-</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_8_45_8855"> <b>5,185</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignright" id="t5946070_8_45_11464"> <b>N.M.</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_8_46_4276"> <b>Net income available to common stockholders</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_8_46_5164"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_8_46_5461"> <b>21,462</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_8_46_6787"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_8_46_7084"> <b>47,426</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_8_46_8540"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_8_46_8855"> <b>(25,964</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwdoublebottomborder" id="t5946070_8_46_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_46_11464"> <b>(54.7</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_46_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_47_5461"> <b>21,462</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_47_7084"> <b>47,426</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_47_8855"> <b>(25,964</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_47_8964"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_8_48_4276"> <b>Net income per common share:</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_8_48_5461"> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_8_48_7084"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_49_4276"> <b>Basic</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_49_5164"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_49_5461"> <b>.17</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_49_6787"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_49_7084"> <b>.38</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_49_8540"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_49_8855"> <b>(.21</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_49_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_49_11464"> <b>(55.3</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_49_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_8_50_4276"> <b>Diluted</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_50_5461"> <b>.17</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_50_7084"> <b>.38</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_50_8855"> <b>(.21</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_50_8964"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_50_11464"> <b>(55.3</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_8_50_12464"> <b>)</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_8_52_4276"> <b>Dividends declared per common share</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_52_5164"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_52_5461"> <b>.25</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_52_6787"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_52_7084"> <b>.25</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_52_8540"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_52_8855"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_52_11464"> <b>-</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_8_54_4276"> <p class="bwcellparagraphmargin"> <b>Average common and common equivalent shares outstanding (in thousands):</b> </p> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_8_55_4276"> <b>Basic</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_55_5461"> <b>125,939</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_55_7084"> <b>124,645</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_55_8855"> <b>1,294</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_55_11464"> <b>1.0</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_8_56_4276"> <b>Diluted</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_56_5461"> <b>125,939</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_56_7084"> <b>125,120</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_56_8855"> <b>819</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_8_56_11464"> <b>.7</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_8_59_4276"> <b>N.M. Not meaningful</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> </tr> </table> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_9"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="23" id="t5946070_9_0_12592"> <b>TCF FINANCIAL CORPORATION AND SUBSIDIARIES</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="23" id="t5946070_9_1_12592"> <b>CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="23" id="t5946070_9_2_12592"> <b>(Dollars in thousands, except per-share data)</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="23" id="t5946070_9_3_12592"> <b>(Unaudited)</b> </td> </tr> <tr> <td>  </td> <td>  </td> <td>  </td> <td> </td> <td>  </td> <td> </td> <td colspan="2"> </td> <td>  </td> <td> </td> <td colspan="2"> </td> <td>  </td> <td> </td> <td colspan="2"> </td> <td>  </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_9_6_5170"> <b>At</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_9_6_6534"> <b>At</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_9_6_8063"> <b>At</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="5" id="t5946070_9_6_11492"> <b>% Change From</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_9_7_5170"> <b>March 31,</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_9_7_6534"> <b>December 31,</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_9_7_8063"> <b>March 31,</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_9_7_9373"> <b>December 31,</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_9_7_11492"> <b>March 31,</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_9_8_5170"> <b>2009</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_9_8_6534"> <b>2008</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_9_8_8063"> <b>2008</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_9_8_9373"> <b>2008</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_9_8_11492"> <b>2008</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_9_3887"> <b>ASSETS</b> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_11_3887"> <b>Cash and due from banks</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_11_4084"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_11_5072"> <b>1,024,741</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_11_5466"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_11_6436"> <b>342,380</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_11_6836"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_11_7936"> <b>331,185</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignright" id="t5946070_9_11_9246"> <b>N.M.</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_11_9500"> <b>%</b> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignright" id="t5946070_9_11_10393"> <b>N.M.</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_11_12592"> <b>%</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_12_3887"> <b>Investments</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_12_5072"> <b>166,879</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_12_6436"> <b>155,725</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_12_7936"> <b>144,165</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_12_9246"> <b>7.2</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_12_10393"> <b>15.8</b> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_13_3887"> <b>Securities available for sale</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_13_5072"> <b>2,098,628</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_13_6436"> <b>1,966,104</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_13_7936"> <b>2,177,262</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_13_9246"> <b>6.7</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_13_10393"> <b>(3.6</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_13_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_14_3887"> <b>Education loans held for sale</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_14_5072"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_14_6436"> <b>757</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_14_7936"> <b>223,333</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_14_9246"> <b>(100.0</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_14_9373"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_14_10393"> <b>(100.0</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_14_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_15_3887"> <b>Loans and leases:</b> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_16_3887"> <b>Consumer real estate and other</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_16_5072"> <b>7,363,436</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_16_6436"> <b>7,363,583</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_16_7936"> <b>7,291,015</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_16_9246"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_16_10393"> <b>1.0</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_17_3887"> <b>Commercial real estate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_17_5072"> <b>3,039,480</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_17_6436"> <b>2,984,156</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_17_7936"> <b>2,596,050</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_17_9246"> <b>1.9</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_17_10393"> <b>17.1</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_18_3887"> <b>Commercial business</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_18_5072"> <b>493,943</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_18_6436"> <b>506,887</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_18_7936"> <b>535,014</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_18_9246"> <b>(2.6</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_18_9373"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_18_10393"> <b>(7.7</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_18_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_19_3887"> <b>Leasing and equipment finance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_19_5072"> <b>2,798,134</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_19_6436"> <b>2,486,082</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_19_7936"> <b>2,180,782</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_19_9246"> <b>12.6</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_19_10393"> <b>28.3</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_20_3887"> <b>Inventory finance</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_20_5072"> <b>100,624</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_20_6436"> <b>4,425</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_20_7936"> <b>-</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignright" id="t5946070_9_20_9246"> <b>N.M.</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignright" id="t5946070_9_20_10393"> <b>N.M.</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_9_21_3887"> <b>Total loans and leases</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_21_5072"> <b>13,795,617</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_21_6436"> <b>13,345,133</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_21_7936"> <b>12,602,861</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_21_9246"> <b>3.4</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_21_10393"> <b>9.5</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_22_3887"> <b>Allowance for loan and lease losses</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_22_5072"> <b>(181,216</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_9_22_5170"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_22_6436"> <b>(172,442</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_9_22_6534"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_22_7936"> <b>(97,390</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_9_22_8063"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_22_9246"> <b>(5.1</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_22_9373"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_22_10393"> <b>(86.1</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_22_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_9_23_3887"> <b>Net loans and leases</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_23_5072"> <b>13,614,401</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_23_6436"> <b>13,172,691</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_23_7936"> <b>12,505,471</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_23_9246"> <b>3.4</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_23_10393"> <b>8.9</b> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_24_3887"> <b>Premises and equipment, net</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_24_5072"> <b>448,047</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_24_6436"> <b>447,826</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_24_7936"> <b>439,532</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_24_9246"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_24_10393"> <b>1.9</b> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_25_3887"> <b>Goodwill</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_25_5072"> <b>152,599</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_25_6436"> <b>152,599</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_25_7936"> <b>152,599</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_25_9246"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_25_10393"> <b>-</b> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_26_3887"> <b>Other assets</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_26_5072"> <b>577,046</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_26_6436"> <b>502,275</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_26_7936"> <b>396,817</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_26_9246"> <b>14.9</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_26_10393"> <b>45.4</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" id="t5946070_9_27_3887"> <b>Total assets</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_27_4084"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_27_5072"> <b>18,082,341</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_27_5466"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_27_6436"> <b>16,740,357</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_27_6836"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_27_7936"> <b>16,370,364</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_27_9246"> <b>8.0</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_27_10393"> <b>10.5</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_29_3887"> <b>LIABILITIES AND STOCKHOLDERS' EQUITY</b> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_31_3887"> <b>Deposits:</b> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_32_3887"> <b>Checking</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_32_4084"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_32_5072"> <b>4,101,540</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_32_5466"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_32_6436"> <b>3,969,768</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_32_6836"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_32_7936"> <b>4,288,960</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_32_9246"> <b>3.3</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_32_10393"> <b>(4.4</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_32_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_33_3887"> <b>Savings and money market</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_33_5072"> <b>5,309,325</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_33_6436"> <b>3,677,301</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_33_7936"> <b>3,468,653</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_33_9246"> <b>44.4</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_33_10393"> <b>53.1</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_9_34_3887"> <b>Subtotal</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_34_5072"> <b>9,410,865</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_34_6436"> <b>7,647,069</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_34_7936"> <b>7,757,613</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_34_9246"> <b>23.1</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_34_10393"> <b>21.3</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_35_3887"> <b>Certificates of deposit</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_35_5072"> <b>2,236,338</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_35_6436"> <b>2,596,283</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_35_7936"> <b>2,599,456</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_35_9246"> <b>(13.9</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_35_9373"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_35_10393"> <b>(14.0</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_35_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_9_36_3887"> <b>Total deposits</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_36_5072"> <b>11,647,203</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_36_6436"> <b>10,243,352</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_36_7936"> <b>10,357,069</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_36_9246"> <b>13.7</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_36_10393"> <b>12.5</b> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_37_3887"> <b>Short-term borrowings</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_37_5072"> <b>26,299</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_37_6436"> <b>226,861</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_37_7936"> <b>138,442</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_37_9246"> <b>(88.4</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_37_9373"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_37_10393"> <b>(81.0</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_37_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_38_3887"> <b>Long-term borrowings</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_38_5072"> <b>4,311,568</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_38_6436"> <b>4,433,913</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_38_7936"> <b>4,414,644</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_38_9246"> <b>(2.8</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_38_9373"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_38_10393"> <b>(2.3</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_38_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_9_39_3887"> <b>Total borrowings</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_39_5072"> <b>4,337,867</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_39_6436"> <b>4,660,774</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_39_7936"> <b>4,553,086</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_39_9246"> <b>(6.9</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_39_9373"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_39_10393"> <b>(4.7</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_39_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_40_3887"> <b>Accrued expenses and other liabilities</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_40_5072"> <b>597,315</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_40_6436"> <b>342,455</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_40_7936"> <b>330,339</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_40_9246"> <b>74.4</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_40_10393"> <b>80.8</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_9_41_3887"> <b>Total liabilities</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_41_5072"> <b>16,582,385</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_41_6436"> <b>15,246,581</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_41_7936"> <b>15,240,494</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_41_9246"> <b>8.8</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_41_10393"> <b>8.8</b> </td> <td> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_42_3887"> <b>Stockholders' equity:</b> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_43_3887"> <p class="bwcellparagraphmargin"> <b>Preferred stock, par value $.01 per share, 30,000,000 authorized; 361,172 issued</b> </p> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_43_5072"> <b>349,007</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_43_6436"> <b>348,437</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_43_7936"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_43_9246"> <b>.2</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignright" id="t5946070_9_43_10393"> <b>N.M.</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_9_44_3887"> <b>outstanding</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_44_5072"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_44_6436"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_44_9246"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_44_10393"> <b>-</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_45_3887"> <p class="bwcellparagraphmargin"> <b>Common stock, par value $.01 per share, 280,000,000 shares authorized; 130,410,951; 130,839,378 and 131,065,676 shares issued</b> </p> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_45_5072"> <b>1,304</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_45_6436"> <b>1,308</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_45_7936"> <b>1,311</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_45_9246"> <b>(.3</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_45_9373"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_45_10393"> <b>(.5</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_45_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_46_3887"> <b>Additional paid-in capital</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_46_5072"> <b>315,025</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_46_6436"> <b>330,474</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_46_7936"> <b>349,392</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_46_9246"> <b>(4.7</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_46_9373"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_46_10393"> <b>(9.8</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_46_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_47_3887"> <b>Retained earnings, subject to certain restrictions</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_47_5072"> <b>917,762</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_47_6436"> <b>927,893</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_47_7936"> <b>942,937</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_47_9246"> <b>(1.1</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_47_9373"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_47_10393"> <b>(2.7</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_47_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_48_3887"> <b>Accumulated other comprehensive income (loss)</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_48_5072"> <b>4,391</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_48_6436"> <b>(3,692</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_48_6534"> <b>)</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_48_7936"> <b>(3,000</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_48_8063"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignright" id="t5946070_9_48_9246"> <b>N.M.</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignright" id="t5946070_9_48_10393"> <b>N.M.</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_9_49_3887"> <p class="bwcellparagraphmargin"> <b>Treasury stock at cost, 2,573,813; 3,413,855 and 4,752,480 shares, and other</b> </p> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_49_5072"> <b>(87,533</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_9_49_5170"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_49_6436"> <b>(110,644</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_9_49_6534"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_49_7936"> <b>(160,770</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_9_49_8063"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_49_9246"> <b>(20.9</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_49_9373"> <b>)</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_49_10393"> <b>(45.6</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_9_49_11492"> <b>)</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_9_50_3887"> <b>Total stockholders' equity</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_50_5072"> <b>1,499,956</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_50_6436"> <b>1,493,776</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_9_50_7936"> <b>1,129,870</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_50_9246"> <b>.4</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_50_10393"> <b>32.8</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" id="t5946070_9_51_3887"> <b>Total liabilities and stockholders' equity</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_51_4084"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_51_5072"> <b>18,082,341</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_51_5466"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_51_6436"> <b>16,740,357</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_51_6836"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_9_51_7936"> <b>16,370,364</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_51_9246"> <b>8.0</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_9_51_10393"> <b>10.5</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_9_54_3887"> <b>N.M. Not meaningful.</b> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> </table> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_10"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="41" id="t5946070_10_0_10518"> <b>TCF FINANCIAL CORPORATION AND SUBSIDIARIES</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="41" id="t5946070_10_1_10518"> <b>CREDIT QUALITY DATA</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="41" id="t5946070_10_2_10518"> <b>(Dollars in thousands)</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="41" id="t5946070_10_3_10518"> <b>(Unaudited)</b> </td> </tr> <tr> <td>  </td> <td>  </td> <td>  </td> <td>  </td> <td>  </td> <td>  </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_10_7_1751"> <p class="bwcellparagraphmargin"> <b>Allowance for loan and lease losses</b> </p> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="8" id="t5946070_10_7_9212"> <b>Allowance as % of Portfolio</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="5" id="t5946070_10_8_4072"> <b>At March 31, 2009</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="6" id="t5946070_10_8_5694"> <b>At December 31, 2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="6" id="t5946070_10_8_7326"> <b>At March 31, 2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="8" id="t5946070_10_8_9212"> <b>Change from</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="5" id="t5946070_10_9_4072"> <b>Allowance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="6" id="t5946070_10_9_5694"> <b>Allowance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="6" id="t5946070_10_9_7326"> <b>Allowance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_10_9_8331"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_9_9212"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_10_3256"> <b>Balance</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_10_4072"> <p class="bwcellparagraphmargin"> <b>% of Portfolio</b> </p> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_10_4888"> <b>Balance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_10_5694"> <p class="bwcellparagraphmargin"> <b>% of Portfolio</b> </p> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_10_6510"> <b>Balance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_10_7326"> <p class="bwcellparagraphmargin"> <b>% of Portfolio</b> </p> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_10_10_8331"> <b>2008</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_10_9212"> <b>2008</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_11_1751"> <b>Consumer real estate</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_11_2929"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_11_3256"> <b>103,475</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_11_4072"> <b>1.42</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_11_4235"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_11_4561"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_11_4888"> <b>98,436</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_11_5694"> <b>1.35</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_11_5857"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_11_6183"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_11_6510"> <b>39,592</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_11_7326"> <b>.55</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_11_7547"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_11_8207"> <b>7</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_11_8456"> <b>bps</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_11_9212"> <b>87</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_11_10518"> <b>bps</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_12_1751"> <b>Consumer other</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_12_3256"> <b>2,519</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_12_4072"> <b>4.53</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_12_4888"> <b>2,664</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_12_5694"> <b>4.31</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_12_6510"> <b>1,893</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_12_7326"> <b>3.07</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_12_8207"> <b>22</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_12_9212"> <b>146</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_10_13_354"> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_13_1751"> <b>Total consumer real estate and other</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_13_3256"> <b>105,994</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_13_4072"> <b>1.44</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_13_4888"> <b>101,100</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_13_5694"> <b>1.37</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_13_6510"> <b>41,485</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_13_7326"> <b>.57</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_13_8207"> <b>7</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_13_9212"> <b>87</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_14_1751"> <b>Commercial real estate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_14_3256"> <b>40,354</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_14_4072"> <b>1.33</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_14_4888"> <b>39,386</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_14_5694"> <b>1.32</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_14_6510"> <b>33,051</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_14_7326"> <b>1.27</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_14_8207"> <b>1</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_14_9212"> <b>6</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_15_1751"> <b>Commercial business</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_15_3256"> <b>10,281</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_15_4072"> <b>2.08</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_15_4888"> <b>11,865</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_15_5694"> <b>2.34</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_15_6510"> <b>6,912</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_15_7326"> <b>1.29</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_15_8207"> <b>(26</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_15_8331"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_15_9212"> <b>79</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_16_1751"> <b>Leasing and equipment finance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_16_3256"> <b>24,140</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_16_4072"> <b>.86</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_16_4888"> <b>20,058</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_16_5694"> <b>.81</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_16_6510"> <b>15,942</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_16_7326"> <b>.73</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_16_8207"> <b>5</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_16_9212"> <b>13</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_17_1751"> <b>Inventory finance</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_17_3256"> <b>447</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_17_4072"> <b>.44</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_17_4888"> <b>33</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_17_5694"> <b>.75</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_17_6510"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_17_7326"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_17_8207"> <b>(31</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_17_8331"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_17_9212"> <b>44</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_18_1751"> <b>Total allowance for loan and lease losses</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_18_2929"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_18_3256"> <b>181,216</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_18_4072"> <b>1.31</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_18_4561"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_18_4888"> <b>172,442</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_18_5694"> <b>1.29</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_18_6183"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_18_6510"> <b>97,390</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_18_7326"> <b>.77</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_18_8207"> <b>2</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_18_9212"> <b>54</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_10_22_1751"> <p class="bwcellparagraphmargin"> <b>Credit Loss Reserves</b> </p> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="5" id="t5946070_10_22_4072"> <b>At March 31, 2009</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="6" id="t5946070_10_22_5694"> <b>At December 31, 2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="6" id="t5946070_10_22_7326"> <b>At March 31, 2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="8" id="t5946070_10_22_9212"> <b>Change from</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="5" id="t5946070_10_23_4072"> <b>Credit loss reserve</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="6" id="t5946070_10_23_5694"> <b>Credit loss reserve</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="6" id="t5946070_10_23_7326"> <b>Credit loss reserve</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_10_23_8331"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_23_9212"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_24_3256"> <b>Balance</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_24_4072"> <p class="bwcellparagraphmargin"> <b>% of Portfolio</b> </p> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_24_4888"> <b>Balance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_24_5694"> <p class="bwcellparagraphmargin"> <b>% of Portfolio</b> </p> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_24_6510"> <b>Balance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_24_7326"> <p class="bwcellparagraphmargin"> <b>% of Portfolio</b> </p> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_10_24_8331"> <b>2008</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_24_9212"> <b>2008</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_25_1751"> <b>Allowance for loan and lease losses</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_25_2929"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_25_3256"> <b>181,216</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_25_4072"> <b>1.31</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_25_4235"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_25_4561"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_25_4888"> <b>172,442</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_25_5694"> <b>1.29</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_25_5857"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_25_6183"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_25_6510"> <b>97,390</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_25_7326"> <b>.77</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_25_7547"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_25_8207"> <b>2</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_25_8456"> <b>bps</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_25_9212"> <b>54</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_25_10518"> <b>bps</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_26_1751"> <b>Reserves recorded in other liabilities</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_26_3256"> <b>1,730</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_26_4072"> <b>.01</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_26_4888"> <b>1,510</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_26_5694"> <b>.01</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_26_6510"> <b>1,060</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_26_7326"> <b>.01</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_26_8207"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_26_9212"> <b>-</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_27_1751"> <p class="bwcellparagraphmargin"> <b>Reserves netted against portfolio asset balances</b> </p> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_27_3256"> <b>15,102</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_27_4072"> <b>.11</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_27_4888"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_27_5694"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_27_6510"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_27_7326"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_27_8207"> <b>11</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_27_9212"> <b>11</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_28_1751"> <b>Total credit loss reserves</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_28_2929"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_28_3256"> <b>198,048</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_28_4072"> <b>1.43</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_28_4561"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_28_4888"> <b>173,952</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_28_5694"> <b>1.30</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_28_6183"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_28_6510"> <b>98,450</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_28_7326"> <b>.78</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_28_8207"> <b>13</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_28_9212"> <b>65</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_10_31_1751"> <p class="bwcellparagraphmargin"> <b>Net Charge-Offs</b> </p> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="18" id="t5946070_10_31_7326"> <b>Quarter Ended</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="8" id="t5946070_10_31_9212"> <b>Change from</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_32_4072"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_32_4888"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_32_5694"> <b>Sep. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_32_6510"> <b>Jun. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_32_7326"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_10_32_8331"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_32_9212"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_33_4072"> <b>2009</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_33_4888"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_33_5694"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_33_6510"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_33_7326"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_33_8207"> <b>2008</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_33_9212"> <b>2008</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_34_1751"> <b>Consumer real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_35_1751"> <b>First mortgage lien</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_3745"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_4072"> <b>10,477</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_4561"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_4888"> <b>10,198</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_5367"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_5694"> <b>8,841</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_6183"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_6510"> <b>6,803</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_6999"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_7326"> <b>4,211</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_7877"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_8207"> <b>279</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_8834"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_35_9212"> <b>6,266</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_36_1751"> <b>Junior lien</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_36_4072"> <b>11,849</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_36_4888"> <b>10,664</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_36_5694"> <b>9,469</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_36_6510"> <b>7,205</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_36_7326"> <b>4,973</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_36_8207"> <b>1,185</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_36_9212"> <b>6,876</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_10_37_1751"> <b>Total consumer real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_37_4072"> <b>22,326</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_37_4888"> <b>20,862</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_37_5694"> <b>18,310</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_37_6510"> <b>14,008</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_37_7326"> <b>9,184</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_37_8207"> <b>1,464</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_37_9212"> <b>13,142</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_38_1751"> <b>Consumer other</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_38_4072"> <b>1,290</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_38_4888"> <b>3,303</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_38_5694"> <b>3,282</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_38_6510"> <b>1,525</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_38_7326"> <b>1,195</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_38_8207"> <b>(2,013</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_10_38_8331"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_38_9212"> <b>95</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_10_39_354"> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_39_1751"> <b>Total consumer real estate and other</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_39_4072"> <b>23,616</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_39_4888"> <b>24,165</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_39_5694"> <b>21,592</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_39_6510"> <b>15,533</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_39_7326"> <b>10,379</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_39_8207"> <b>(549</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_39_8331"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_39_9212"> <b>13,237</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_40_1751"> <b>Commercial real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_40_4072"> <b>3,640</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_40_4888"> <b>2,958</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_40_5694"> <b>2,694</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_40_6510"> <b>5,736</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_40_7326"> <b>466</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_40_8207"> <b>682</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_40_9212"> <b>3,174</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_41_1751"> <b>Commercial business</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_41_4072"> <b>2,981</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_41_4888"> <b>2,631</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_41_5694"> <b>65</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_41_6510"> <b>2,308</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_41_7326"> <b>597</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_41_8207"> <b>350</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_41_9212"> <b>2,384</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_42_1751"> <b>Leasing and equipment finance</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_42_4072"> <b>4,701</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_42_4888"> <b>3,832</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_42_5694"> <b>2,413</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_42_6510"> <b>3,071</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_42_7326"> <b>2,105</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_42_8207"> <b>869</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_42_9212"> <b>2,596</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_43_1751"> <b>Inventory finance</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_43_4072"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_43_4888"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_43_5694"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_43_6510"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_43_7326"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_43_8207"> <b>-</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_43_9212"> <b>-</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_44_1751"> <b>Total</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_3745"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_4072"> <b>34,938</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_4561"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_4888"> <b>33,586</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_5367"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_5694"> <b>26,764</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_6183"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_6510"> <b>26,648</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_6999"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_7326"> <b>13,547</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_7877"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_8207"> <b>1,352</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_8834"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_44_9212"> <b>21,391</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="10" id="t5946070_10_47_3256"> <p class="bwcellparagraphmargin"> <b>Net Charge-Offs as a Percentage of Average Loans and Leases</b> </p> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="18" id="t5946070_10_49_7326"> <b>Quarter Ended </b><sup>(1)</sup> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="8" id="t5946070_10_49_9212"> <p class="bwcellparagraphmargin"> <b>Change from</b> </p> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_50_4072"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_50_4888"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_50_5694"> <b>Sep. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_50_6510"> <b>Jun. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_50_7326"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_10_50_8331"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_50_9212"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_51_4072"> <b>2009</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_51_4888"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_51_5694"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_51_6510"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_51_7326"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_10_51_8331"> <b>2008</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_51_9212"> <b>2008</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_52_1751"> <b>Consumer real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_53_1751"> <b>First mortgage lien</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_53_4072"> <b>.86</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_53_4235"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_53_4888"> <b>.84</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_53_5041"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_53_5694"> <b>.73</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_53_5857"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_53_6510"> <b>.56</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_53_6673"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_53_7326"> <b>.36</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_53_7547"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_53_8207"> <b>2</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_53_8456"> <b>bps</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_53_9212"> <b>50</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_53_10518"> <b>bps</b> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_54_1751"> <b>Junior lien</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_54_4072"> <b>1.98</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_54_4888"> <b>1.76</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_54_5694"> <b>1.56</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_54_6510"> <b>1.19</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_54_7326"> <b>.84</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_54_8207"> <b>22</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_54_9212"> <b>114</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_10_55_1751"> <b>Total consumer real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_55_4072"> <b>1.22</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_55_4888"> <b>1.14</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_55_5694"> <b>1.00</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_55_6510"> <b>.77</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_55_7326"> <b>.52</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_55_8207"> <b>8</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_55_9212"> <b>70</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_56_1751"> <b>Consumer other</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwverticalaligntop bwtextalignright" colspan="2" id="t5946070_10_56_4072"> <b>N.M.</b> </td> <td> </td> <td> </td> <td class="bwverticalaligntop bwtextalignright" colspan="2" id="t5946070_10_56_4888"> <b>N.M.</b> </td> <td> </td> <td> </td> <td class="bwverticalaligntop bwtextalignright" colspan="2" id="t5946070_10_56_5694"> <b>N.M.</b> </td> <td> </td> <td> </td> <td class="bwverticalaligntop bwtextalignright" colspan="2" id="t5946070_10_56_6510"> <b>N.M.</b> </td> <td> </td> <td> </td> <td class="bwverticalaligntop bwtextalignright" colspan="2" id="t5946070_10_56_7326"> <b>N.M.</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignright" colspan="3" id="t5946070_10_56_8331"> <b>N.M.</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwverticalaligntop bwtextalignright" colspan="2" id="t5946070_10_56_9212"> <b>N.M.</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_57_1751"> <b>Total consumer real estate and other</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_57_4072"> <b>1.29</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_57_4888"> <b>1.32</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_57_5694"> <b>1.17</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_57_6510"> <b>.85</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_57_7326"> <b>.58</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_57_8207"> <b>(3</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_57_8331"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_57_9212"> <b>71</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_58_1751"> <b>Commercial real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_58_4072"> <b>.49</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_58_4888"> <b>.41</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_58_5694"> <b>.39</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_58_6510"> <b>.86</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_58_7326"> <b>.07</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_58_8207"> <b>8</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_58_9212"> <b>42</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_59_1751"> <b>Commercial business</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_59_4072"> <b>2.39</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_59_4888"> <b>2.01</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_59_5694"> <b>.05</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_59_6510"> <b>1.74</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_59_7326"> <b>.44</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_59_8207"> <b>38</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_59_9212"> <b>195</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_60_1751"> <b>Leasing and equipment finance</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_60_4072"> <b>.71</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_60_4888"> <b>.64</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_60_5694"> <b>.42</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_60_6510"> <b>.55</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_60_7326"> <b>.39</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_60_8207"> <b>7</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_60_9212"> <b>32</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_61_1751"> <b>Inventory finance</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_61_4072"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_61_4888"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_61_5694"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_61_6510"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_61_7326"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_61_8207"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_61_9212"> <b>-</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_62_1751"> <b>Total</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_62_4072"> <b>1.04</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_62_4888"> <b>1.02</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_62_5694"> <b>.82</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_62_6510"> <b>.84</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_62_7326"> <b>.44</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_62_8207"> <b>2</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_62_9212"> <b>60</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_10_65_1751"> <p class="bwcellparagraphmargin"> <b>Non-performing assets</b> </p> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_10_65_4072"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_10_65_4888"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_10_65_5694"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_10_65_6510"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_10_65_7326"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="8" id="t5946070_10_65_9212"> <b>Change from</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_66_4072"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_66_4888"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_66_5694"> <b>Sep. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_66_6510"> <b>Jun. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_66_7326"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_10_66_8331"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_10_66_9212"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_67_4072"> <b>2009</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_67_4888"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_67_5694"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_67_6510"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_67_7326"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_10_67_8331"> <b>2008</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_10_67_9212"> <b>2008</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_68_1751"> <b>Non-accrual loans and leases:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_69_1751"> <b>Consumer real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_10_70_1751"> <b>First mortgage lien</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_3745"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_4072"> <b>82,082</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_4561"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_4888"> <b>71,078</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_5367"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_5694"> <b>52,633</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_6183"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_6510"> <b>42,776</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_6999"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_7326"> <b>31,403</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_7877"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_8207"> <b>11,004</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_8834"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_70_9212"> <b>50,679</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_10_71_1751"> <b>Junior lien</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_71_4072"> <b>11,373</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_71_4888"> <b>11,793</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_71_5694"> <b>12,433</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_71_6510"> <b>9,654</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_71_7326"> <b>7,434</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_71_8207"> <b>(420</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_10_71_8331"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_71_9212"> <b>3,939</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_10_72_1751"> <b>Total consumer real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_72_4072"> <b>93,455</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_72_4888"> <b>82,871</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_72_5694"> <b>65,066</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_72_6510"> <b>52,430</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_72_7326"> <b>38,837</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_72_8207"> <b>10,584</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_72_9212"> <b>54,618</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_73_1751"> <b>Consumer other</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_73_4072"> <b>146</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_73_4888"> <b>65</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_73_5694"> <b>78</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_73_6510"> <b>287</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_73_7326"> <b>13</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_73_8207"> <b>81</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_73_9212"> <b>133</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_10_74_575"> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_10_74_1751"> <b>Total consumer real estate and other</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_74_4072"> <b>93,601</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_74_4888"> <b>82,936</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_74_5694"> <b>65,144</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_74_6510"> <b>52,717</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_74_7326"> <b>38,850</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_74_8207"> <b>10,665</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_74_9212"> <b>54,751</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_75_1751"> <b>Commercial real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_75_4072"> <b>67,264</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_75_4888"> <b>54,615</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_75_5694"> <b>46,011</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_75_6510"> <b>38,404</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_75_7326"> <b>34,300</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_75_8207"> <b>12,649</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_75_9212"> <b>32,964</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_76_1751"> <b>Commercial business</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_76_4072"> <b>11,857</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_76_4888"> <b>14,088</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_76_5694"> <b>16,356</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_76_6510"> <b>1,306</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_76_7326"> <b>2,350</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_76_8207"> <b>(2,231</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_76_8331"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_76_9212"> <b>9,507</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_77_1751"> <b>Leasing and equipment finance</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_77_4072"> <b>33,190</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_77_4888"> <b>20,879</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_77_5694"> <b>18,379</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_77_6510"> <b>12,820</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_77_7326"> <b>10,726</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_77_8207"> <b>12,311</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_77_9212"> <b>22,464</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_78_1751"> <b>Inventory finance</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_78_4072"> <b>4</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_78_4888"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_78_5694"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_78_6510"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_78_7326"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_78_8207"> <b>4</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_78_9212"> <b>4</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_10_79_1751"> <b>Total non-accrual loans and leases</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_79_4072"> <b>205,916</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_79_4888"> <b>172,518</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_79_5694"> <b>145,890</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_79_6510"> <b>105,247</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_79_7326"> <b>86,226</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_79_8207"> <b>33,398</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_79_9212"> <b>119,690</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_80_1751"> <b>Other real estate owned:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_81_1751"> <b>Consumer real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_81_4072"> <b>45,633</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_81_4888"> <b>38,632</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_81_5694"> <b>34,101</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_81_6510"> <b>35,269</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_81_7326"> <b>30,415</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_81_8207"> <b>7,001</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_81_9212"> <b>15,218</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_82_1751"> <b>Commercial real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_82_4072"> <b>25,115</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_82_4888"> <b>23,033</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_82_5694"> <b>20,078</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_82_6510"> <b>19,843</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_82_7326"> <b>17,400</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_82_8207"> <b>2,082</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_82_9212"> <b>7,715</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_10_83_1751"> <b>Total other real estate owned</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_83_4072"> <b>70,748</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_83_4888"> <b>61,665</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_83_5694"> <b>54,179</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_83_6510"> <b>55,112</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_83_7326"> <b>47,815</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_83_8207"> <b>9,083</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_10_83_9212"> <b>22,933</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_10_84_1751"> <b>Total non-performing assets</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_3745"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_4072"> <b>276,664</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_4561"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_4888"> <b>234,183</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_5367"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_5694"> <b>200,069</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_6183"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_6510"> <b>160,359</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_6999"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_7326"> <b>134,041</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_7877"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_8207"> <b>42,481</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_8834"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_10_84_9212"> <b>142,623</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_10_86_1751"> <p class="bwcellparagraphmargin"> <b>Non-performing assets as a percentage of net loans and leases</b> </p> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_86_4072"> <b>2.03</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_86_4235"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_86_4888"> <b>1.78</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_86_5041"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_86_5694"> <b>1.55</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_86_5857"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_86_6510"> <b>1.25</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_86_6673"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_86_7326"> <b>1.07</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_86_7547"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_86_8207"> <b>25</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_86_8456"> <b>bps</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_10_86_9212"> <b>96</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_10_86_10518"> <b>bps</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_10_89_1751"> <b>(1) Annualized</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> </table> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_11"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="40" id="t5946070_11_0_11168"> <b>TCF FINANCIAL CORPORATION AND SUBSIDIARIES</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="40" id="t5946070_11_1_11168"> <b>CREDIT QUALITY DATA</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="40" id="t5946070_11_2_11168"> <b>(Dollars in thousands)</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="40" id="t5946070_11_3_11168"> <b>(Unaudited)</b> </td> </tr> <tr> <td> </td> <td>  </td> <td>  </td> <td>  </td> <td>  </td> <td>  </td> <td> </td> <td>  </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="9" id="t5946070_11_6_3349"> <p class="bwcellparagraphmargin"> <b>Delinquency data - principal balances</b><b> </b><sup>(1)</sup> </p> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_7_4288"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_7_5296"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_7_6328"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_7_7336"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_7_8344"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="8" id="t5946070_11_7_10564"> <b>Change from</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_8_4288"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_8_5296"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_8_6328"> <b>Sep. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_8_7336"> <b>Jun. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_8_8344"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="3" id="t5946070_11_8_9578"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_8_10564"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_9_4288"> <b>2009</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_9_5296"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_9_6328"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_9_7336"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_9_8344"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_11_9_9578"> <b>2008</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_9_10564"> <b>2008</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_10_3349"> <b>30 days or more:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_11_3349"> <b>Consumer real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_12_3349"> <b>First mortgage lien</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_3884"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_4288"> <b>97,447</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_4892"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_5296"> <b>91,558</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_5924"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_6328"> <b>80,291</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_6932"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_7336"> <b>63,542</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_7940"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_8344"> <b>60,246</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_8990"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_9436"> <b>5,889</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_10142"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_12_10564"> <b>37,201</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_13_3349"> <b>Junior lien</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_13_4288"> <b>18,432</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_13_5296"> <b>24,086</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_13_6328"> <b>20,074</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_13_7336"> <b>14,818</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_13_8344"> <b>15,378</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_13_9436"> <b>(5,654</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_11_13_9578"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_13_10564"> <b>3,054</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_11_14_3349"> <b>Total consumer real estate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_14_4288"> <b>115,879</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_14_5296"> <b>115,644</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_14_6328"> <b>100,365</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_14_7336"> <b>78,360</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_14_8344"> <b>75,624</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_14_9436"> <b>235</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_14_10564"> <b>40,255</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_15_3349"> <b>Consumer other</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_15_4288"> <b>445</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_15_5296"> <b>666</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_15_6328"> <b>515</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_15_7336"> <b>437</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_15_8344"> <b>342</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_15_9436"> <b>(221</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_11_15_9578"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_15_10564"> <b>103</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_11_16_493"> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_16_3349"> <b>Total consumer real estate and other</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_16_4288"> <b>116,324</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_16_5296"> <b>116,310</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_16_6328"> <b>100,880</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_16_7336"> <b>78,797</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_16_8344"> <b>75,966</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_16_9436"> <b>14</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_16_10564"> <b>40,358</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_17_3349"> <b>Commercial real estate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_17_4288"> <b>9,503</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_17_5296"> <b>3,199</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_17_6328"> <b>15,732</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_17_7336"> <b>17,877</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_17_8344"> <b>7,888</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_17_9436"> <b>6,304</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_17_10564"> <b>1,615</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_18_3349"> <b>Commercial business</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_18_4288"> <b>1,118</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_18_5296"> <b>874</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_18_6328"> <b>531</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_18_7336"> <b>2,167</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_18_8344"> <b>527</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_18_9436"> <b>244</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_18_10564"> <b>591</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_19_3349"> <b>Leasing and equipment finance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_19_4288"> <b>51,143</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_19_5296"> <b>28,901</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_19_6328"> <b>24,982</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_19_7336"> <b>21,982</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_19_8344"> <b>19,956</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_19_9436"> <b>22,242</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_19_10564"> <b>31,187</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_20_3349"> <b>Inventory finance</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_20_4288"> <b>387</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_20_5296"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_20_6328"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_20_7336"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_20_8344"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_20_9436"> <b>387</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_20_10564"> <b>387</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_21_3349"> <b>Total 30 days or more</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_3884"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_4288"> <b>178,475</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_4892"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_5296"> <b>149,284</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_5924"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_6328"> <b>142,125</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_6932"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_7336"> <b>120,823</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_7940"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_8344"> <b>104,337</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_8990"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_9436"> <b>29,191</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_10142"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_21_10564"> <b>74,138</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_23_3349"> <b>Total 60 days or more</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_3884"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_4288"> <b>82,270</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_4892"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_5296"> <b>79,470</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_5924"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_6328"> <b>69,927</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_6932"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_7336"> <b>70,614</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_7940"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_8344"> <b>46,947</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_8990"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_9436"> <b>2,800</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_10142"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_23_10564"> <b>35,323</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_25_3349"> <b>Total 90 days or more</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_25_4288"> <b>38,344</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_25_5296"> <b>37,619</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_25_6328"> <b>34,808</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_25_7336"> <b>28,180</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_25_8344"> <b>23,538</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_25_9436"> <b>725</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_25_10564"> <b>14,806</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="9" id="t5946070_11_27_3349"> <p class="bwcellparagraphmargin"> <b>Delinquency data - % of portfolio</b><b> </b><sup>(1)</sup> </p> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_28_4288"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_28_5296"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_28_6328"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_28_7336"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_28_8344"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="8" id="t5946070_11_28_10564"> <b>Change from</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_29_4288"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_29_5296"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_29_6328"> <b>Sep. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_29_7336"> <b>Jun. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_29_8344"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter" colspan="3" id="t5946070_11_29_9578"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_29_10564"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_30_4288"> <b>2009</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_30_5296"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_30_6328"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_30_7336"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_30_8344"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_11_30_9578"> <b>2008</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_30_10564"> <b>2008</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_31_3349"> <b>30 days or more:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_32_3349"> <b>Consumer real estate</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_33_3349"> <b>First mortgage lien</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_33_4288"> <b>2.01</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_11_33_4489"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_33_5296"> <b>1.90</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_11_33_5521"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_33_6328"> <b>1.67</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_11_33_6529"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_33_7336"> <b>1.31</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_11_33_7537"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_33_8344"> <b>1.26</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_11_33_8545"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_33_9436"> <b>11</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_11_33_9721"> <b>bps</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_33_10564"> <b>75</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignleft" id="t5946070_11_33_11168"> <b>bps</b> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_34_3349"> <b>Junior lien</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_34_4288"> <b>.78</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_34_5296"> <b>1.00</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_34_6328"> <b>.83</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_34_7336"> <b>.61</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_34_8344"> <b>.64</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_34_9436"> <b>(22</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_11_34_9578"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_34_10564"> <b>14</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_11_35_3349"> <b>Total consumer real estate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_35_4288"> <b>1.61</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_35_5296"> <b>1.60</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_35_6328"> <b>1.39</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_35_7336"> <b>1.08</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_35_8344"> <b>1.05</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_35_9436"> <b>1</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_35_10564"> <b>56</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_36_3349"> <b>Consumer other</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_36_4288"> <b>.80</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_36_5296"> <b>1.08</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_36_6328"> <b>.73</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_36_7336"> <b>.64</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_36_8344"> <b>.55</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_36_9436"> <b>(28</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_11_36_9578"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_36_10564"> <b>25</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_11_37_493"> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_37_3349"> <b>Total consumer real estate and other</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_37_4288"> <b>1.60</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_37_5296"> <b>1.60</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_37_6328"> <b>1.38</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_37_7336"> <b>1.07</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_37_8344"> <b>1.05</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_37_9436"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_37_10564"> <b>55</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_38_3349"> <b>Commercial real estate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_38_4288"> <b>.32</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_38_5296"> <b>.11</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_38_6328"> <b>.56</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_38_7336"> <b>.66</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_38_8344"> <b>.31</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_38_9436"> <b>21</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_38_10564"> <b>1</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_11_39_2188"> <b>Commercial business</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_39_4288"> <b>.23</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_39_5296"> <b>.18</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_39_6328"> <b>.10</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_39_7336"> <b>.39</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_39_8344"> <b>.10</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_39_9436"> <b>5</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_39_10564"> <b>13</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_40_3349"> <b>Leasing and equipment finance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_40_4288"> <b>1.85</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_40_5296"> <b>1.17</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_40_6328"> <b>1.08</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_40_7336"> <b>.98</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_40_8344"> <b>.92</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_40_9436"> <b>68</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_40_10564"> <b>93</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_41_3349"> <b>Inventory finance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_41_4288"> <b>.38</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_41_5296"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_41_6328"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_41_7336"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_41_8344"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_41_9436"> <b>38</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_41_10564"> <b>38</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_42_3349"> <b>Total 30 days or more</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_42_4288"> <b>1.31</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_42_5296"> <b>1.13</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_42_6328"> <b>1.10</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_42_7336"> <b>.94</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_42_8344"> <b>.83</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_42_9436"> <b>18</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_42_10564"> <b>48</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_44_3349"> <b>Total 60 days or more</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_44_4288"> <b>.60</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_44_5296"> <b>.60</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_44_6328"> <b>.54</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_44_7336"> <b>.55</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_44_8344"> <b>.38</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_44_9436"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_44_10564"> <b>22</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="7" id="t5946070_11_46_3349"> <b>Total 90 days or more</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_46_4288"> <b>.28</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_46_5296"> <b>.28</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_46_6328"> <b>.27</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_46_7336"> <b>.22</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_46_8344"> <b>.19</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_46_9436"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_46_10564"> <b>9</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="9" id="t5946070_11_48_3349"> <p class="bwcellparagraphmargin"> <b>Potential Problem Loans and Leases</b><b> </b><sup>(1) (2)</sup> </p> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_49_4288"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_49_5296"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_49_6328"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_49_7336"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_49_8344"> <b>At</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="8" id="t5946070_11_49_10564"> <b>Change from</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_50_4288"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_50_5296"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_50_6328"> <b>Sep. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_50_7336"> <b>Jun. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_50_8344"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="3" id="t5946070_11_50_9578"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter" colspan="2" id="t5946070_11_50_10564"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_51_4288"> <b>2009</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_51_5296"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_51_6328"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_51_7336"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_51_8344"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_11_51_9578"> <b>2008</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_11_51_10564"> <b>2008</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_52_3349"> <p class="bwcellparagraphmargin"> <b>Consumer real estate </b><sup><b>(3)</b></sup> </p> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_3884"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_4288"> <b>24,877</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_4892"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_5296"> <b>27,423</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_5924"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_6328"> <b>23,844</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_6932"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_7336"> <b>24,722</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_7940"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_8344"> <b>15,120</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_8990"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_9436"> <b>(2,546</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_11_52_9578"> <b>)</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_10142"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_52_10564"> <b>9,757</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_53_3349"> <b>Commercial real estate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_53_4288"> <b>176,277</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_53_5296"> <b>137,332</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_53_6328"> <b>100,028</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_53_7336"> <b>100,288</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_53_8344"> <b>36,172</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_53_9436"> <b>38,945</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_53_10564"> <b>140,105</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_54_3349"> <b>Commercial business</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_54_4288"> <b>35,826</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_54_5296"> <b>27,127</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_54_6328"> <b>30,619</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_54_7336"> <b>49,809</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_54_8344"> <b>34,787</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_54_9436"> <b>8,699</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_54_10564"> <b>1,039</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_55_3349"> <b>Leasing and equipment finance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_55_4288"> <b>27,898</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_55_5296"> <b>20,994</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_55_6328"> <b>17,950</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_55_7336"> <b>16,967</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_55_8344"> <b>16,010</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_55_9436"> <b>6,904</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_11_55_10564"> <b>11,888</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="8" id="t5946070_11_56_3349"> <b>Inventory finance</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_56_4288"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_56_5296"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_56_6328"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_56_7336"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_56_8344"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_56_9436"> <b>-</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_11_56_10564"> <b>-</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_3884"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_4288"> <b>264,878</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_4892"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_5296"> <b>212,876</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_5924"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_6328"> <b>172,441</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_6932"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_7336"> <b>191,786</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_7940"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_8344"> <b>102,089</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_8990"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_9436"> <b>52,002</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_10142"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_11_57_10564"> <b>162,789</b> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextalignright" id="t5946070_11_59_356"> <b>(1)</b> </td> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" colspan="39" id="t5946070_11_59_11168"> <p class="bwcellparagraphmargin"> <b>Excludes non-accrual loans and leases.</b> </p> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextalignright" id="t5946070_11_60_356"> <b>(2)</b> </td> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" colspan="39" id="t5946070_11_60_11168"> <p class="bwcellparagraphmargin"> <b>Consists of loans and leases primarily classified for regulatory purposes as substandard and reflect the distinct possibility, but not probability, that they will become non-performing or that TCF will not be able to collect all amounts due according to the contractual terms of the loan or lease agreement.</b> </p> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextalignright" id="t5946070_11_61_356"> <b>(3)</b> </td> <td class="bwcellpaddingleft2 bwverticalaligntop bwtextalignleft" colspan="39" id="t5946070_11_61_11168"> <p class="bwcellparagraphmargin"> <b>Consists of certain loans with restructured terms.</b> </p> </td> </tr> </table> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_12"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="24" id="t5946070_12_0_11070"> <b>TCF FINANCIAL CORPORATION AND SUBSIDIARIES</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="24" id="t5946070_12_1_11070"> <b>CONSOLIDATED AVERAGE BALANCE SHEETS, YIELDS AND RATES</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="24" id="t5946070_12_2_11070"> <b>(Dollars in thousands)</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="24" id="t5946070_12_3_11070"> <b>(Unaudited)</b> </td> </tr> <tr> <td>  </td> <td>  </td> <td>  </td> <td>  </td> <td>  </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td colspan="2"> </td> <td>  </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="17" id="t5946070_12_6_11070"> <b>Three Months Ended March 31,</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="8" id="t5946070_12_7_7014"> <b>2009</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="8" id="t5946070_12_7_11070"> <b>2008</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_12_8_4712"> <b>Average</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" id="t5946070_12_8_6856"> <b>Yields and</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_12_8_8368"> <b>Average</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" id="t5946070_12_8_10391"> <b>Yields and</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_12_9_4712"> <b>Balance</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_12_9_5927"> <b>Interest</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" id="t5946070_12_9_6856"> <b>Rates </b><sup>(1)</sup> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_12_9_8368"> <b>Balance</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_12_9_9462"> <b>Interest</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" id="t5946070_12_9_10391"> <b>Rates </b><sup>(1)</sup> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_12_11_3544"> <b>ASSETS</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_12_13_3544"> <b>Investments and other</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_13_4128"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_13_4712"> <b>484,394</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_13_5426"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_13_5927"> <b>856</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_13_6856"> <b>.71</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_12_13_7014"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_13_7798"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_13_8368"> <b>150,659</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_13_9021"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_13_9462"> <b>1,642</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_13_10391"> <b>4.38</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_12_13_11070"> <b>%</b> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_12_14_3544"> <b>Securities available for sale</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_14_4712"> <b>2,012,467</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_14_5927"> <b>25,701</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_14_6856"> <b>5.11</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_14_8368"> <b>2,140,951</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_14_9462"> <b>28,279</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_14_10391"> <b>5.28</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_12_15_3544"> <b>Education loans held for sale</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_15_4712"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_15_5927"> <b>-</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_15_6856"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_15_8368"> <b>215,434</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_15_9462"> <b>3,452</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_15_10391"> <b>6.44</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_12_16_3544"> <b>Loans and leases:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_12_16_6140"> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_17_3544"> <b>Consumer real estate:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_12_18_3544"> <b>Fixed-rate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_18_4712"> <b>5,477,467</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_18_5927"> <b>88,806</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_18_6856"> <b>6.57</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_18_8368"> <b>5,501,201</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_18_9462"> <b>93,520</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_18_10391"> <b>6.83</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_12_19_3544"> <b>Variable-rate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_19_4712"> <b>1,818,232</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_19_5927"> <b>26,223</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_19_6856"> <b>5.85</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_19_8368"> <b>1,603,032</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_19_9462"> <b>28,194</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_19_10391"> <b>7.07</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_20_3544"> <b>Consumer - other</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_20_4712"> <b>39,539</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_20_5927"> <b>822</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_20_6856"> <b>8.43</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_20_8368"> <b>44,008</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_20_9462"> <b>980</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_20_10391"> <b>8.96</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_12_21_3544"> <b>Total consumer real estate and other</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_21_4712"> <b>7,335,238</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_21_5927"> <b>115,851</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_21_6856"> <b>6.40</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_21_8368"> <b>7,148,241</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_21_9462"> <b>122,694</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_21_10391"> <b>6.90</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_22_3544"> <b>Commercial real estate:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_12_23_3544"> <b>Fixed- and adjustable-rate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_23_4712"> <b>2,410,335</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_23_5927"> <b>36,284</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_23_6856"> <b>6.11</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_23_8368"> <b>1,975,344</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_23_9462"> <b>31,244</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_23_10391"> <b>6.36</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_12_24_3544"> <b>Variable-rate</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_24_4712"> <b>588,181</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_24_5927"> <b>5,640</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_24_6856"> <b>3.89</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_24_8368"> <b>591,071</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_24_9462"> <b>8,778</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_24_10391"> <b>5.97</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_12_25_3544"> <b>Total commercial real estate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_25_4712"> <b>2,998,516</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_25_5927"> <b>41,924</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_25_6856"> <b>5.67</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_25_8368"> <b>2,566,415</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_25_9462"> <b>40,022</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_25_10391"> <b>6.27</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_26_3544"> <b>Commercial business:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_12_27_3544"> <b>Fixed- and adjustable-rate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_27_4712"> <b>175,445</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_27_5927"> <b>2,550</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_27_6856"> <b>5.89</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_27_8368"> <b>177,691</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_27_9462"> <b>2,755</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_27_10391"> <b>6.24</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_12_28_3544"> <b>Variable-rate</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_28_4712"> <b>324,311</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_28_5927"> <b>2,386</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_28_6856"> <b>2.98</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_28_8368"> <b>365,997</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_28_9462"> <b>5,373</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_28_10391"> <b>5.90</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_12_29_3544"> <b>Total commercial business</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_29_4712"> <b>499,756</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_29_5927"> <b>4,936</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_29_6856"> <b>4.01</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_29_8368"> <b>543,688</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_29_9462"> <b>8,128</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_29_10391"> <b>6.01</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_30_3544"> <b>Leasing and equipment finance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_30_4712"> <b>2,632,893</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_30_5927"> <b>46,051</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_30_6856"> <b>7.00</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_30_8368"> <b>2,140,695</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_30_9462"> <b>40,933</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_30_10391"> <b>7.65</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_31_3544"> <b>Inventory finance</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_31_4712"> <b>28,475</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_31_5927"> <b>615</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_31_6856"> <b>8.64</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_31_8368"> <b>-</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_31_9462"> <b>-</b> </td> <td> </td> <td class="bwcellpaddingleft8 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_12_31_10391"> <b>N.A.</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_12_32_3544"> <b>Total loans and leases</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_32_4712"> <b>13,494,878</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_32_5927"> <b>209,377</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_32_6856"> <b>6.27</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_32_8368"> <b>12,399,039</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_32_9462"> <b>211,777</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_32_10391"> <b>6.86</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_12_34_3544"> <b>Total interest-earning assets</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_34_4712"> <b>15,991,739</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_34_5927"> <b>235,934</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_34_6856"> <b>5.96</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_34_8368"> <b>14,906,083</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_34_9462"> <b>245,150</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_34_10391"> <b>6.60</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_12_36_3544"> <b>Other assets</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_36_4712"> <b>1,157,981</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_36_8368"> <b>1,228,970</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_38_3544"> <b>Total assets</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_38_4128"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_38_4712"> <b>17,149,720</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_38_7798"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_38_8368"> <b>16,135,053</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_12_40_3544"> <b>LIABILITIES AND STOCKHOLDERS' EQUITY</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_12_42_3544"> <b>Non-interest bearing deposits:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_43_3544"> <b>Retail</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_43_4128"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_43_4712"> <b>1,428,453</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_43_7798"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_43_8368"> <b>1,415,379</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_44_3544"> <b>Small business</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_44_4712"> <b>563,236</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_44_8368"> <b>565,148</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_45_3544"> <b>Commercial and custodial</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_45_4712"> <b>227,470</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_45_8368"> <b>200,624</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_12_46_3544"> <b>Total non-interest bearing deposits</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_46_4712"> <b>2,219,159</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_46_8368"> <b>2,181,151</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_12_47_3544"> <b>Interest-bearing deposits:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_48_3544"> <b>Interest-bearing checking</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_48_4712"> <b>1,747,480</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_48_5927"> <b>2,687</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_48_6856"> <b>.62</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_48_8368"> <b>1,846,606</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_48_9462"> <b>4,731</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_48_10391"> <b>1.03</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_49_3544"> <b>Savings and money market</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_49_4712"> <b>4,446,622</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_49_5927"> <b>19,249</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_49_6856"> <b>1.76</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_49_8368"> <b>3,314,442</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_49_9462"> <b>17,760</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_49_10391"> <b>2.16</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_12_50_3544"> <b>Subtotal</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_50_4712"> <b>6,194,102</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_50_5927"> <b>21,936</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_50_6856"> <b>1.44</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_50_8368"> <b>5,161,048</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_50_9462"> <b>22,491</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_50_10391"> <b>1.76</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_51_3544"> <b>Certificates of deposit</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_51_4712"> <b>2,463,405</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_51_5927"> <b>18,148</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_51_6856"> <b>2.98</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_51_8368"> <b>2,500,362</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_51_9462"> <b>26,237</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_51_10391"> <b>4.21</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_12_52_3544"> <b>Total interest-bearing deposits</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_52_4712"> <b>8,657,507</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_52_5927"> <b>40,084</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_52_6856"> <b>1.88</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_52_8368"> <b>7,661,410</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_52_9462"> <b>48,728</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_52_10391"> <b>2.56</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_12_53_3544"> <b>Total deposits</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_53_4712"> <b>10,876,666</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_53_5927"> <b>40,084</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_53_6856"> <b>1.49</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_53_8368"> <b>9,842,561</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_53_9462"> <b>48,728</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_53_10391"> <b>1.99</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalalignbottom bwtextalignright" id="t5946070_12_54_6856"> <p class="bwcellparagraphmargin">  </p> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_12_55_3544"> <b>Borrowings:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_56_3544"> <b>Short-term borrowings</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_56_4712"> <b>44,131</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_56_5927"> <b>94</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_56_6856"> <b>.86</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_56_8368"> <b>399,023</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_56_9462"> <b>3,610</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_56_10391"> <b>3.64</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_57_3544"> <b>Long-term borrowings</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_57_4712"> <b>4,366,782</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_57_5927"> <b>50,343</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_57_6856"> <b>4.67</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_57_8368"> <b>4,414,630</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_57_9462"> <b>49,983</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_57_10391"> <b>4.55</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_12_58_3544"> <b>Total borrowings</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_58_4712"> <b>4,410,913</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_58_5927"> <b>50,437</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_58_6856"> <b>4.63</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_58_8368"> <b>4,813,653</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_58_9462"> <b>53,593</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_58_10391"> <b>4.48</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_60_3544"> <b>Total deposits and borrowings</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_60_4712"> <b>15,287,579</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_60_5927"> <b>90,521</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_60_6856"> <b>2.40</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_60_8368"> <b>14,656,214</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_60_9462"> <b>102,321</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_60_10391"> <b>2.81</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_12_62_3544"> <b>Other liabilities</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_62_4712"> <b>380,202</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_62_8368"> <b>368,216</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_64_3544"> <b>Total liabilities</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_64_4712"> <b>15,667,781</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_64_8368"> <b>15,024,430</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_12_66_3544"> <b>Stockholders' equity</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_66_4712"> <b>1,481,939</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_12_66_8368"> <b>1,110,623</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_12_68_3544"> <p class="bwcellparagraphmargin"> <b>Total liabilities and stockholders' equity</b> </p> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_68_4128"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_68_4712"> <b>17,149,720</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_68_7798"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_68_8368"> <b>16,135,053</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_12_71_3544"> <b>Net interest income and margin</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_12_71_4712"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_71_5426"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_71_5927"> <b>145,413</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_71_6856"> <b>3.66</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_12_71_7014"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_12_71_8368"> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_71_9021"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_12_71_9462"> <b>142,829</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_12_71_10391"> <b>3.84</b> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_12_71_11070"> <b>%</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_12_73_3544"> <b>(1) Annualized</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td> </td> </tr> </table> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_13"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="23" id="t5946070_13_0_10453"> <b>TCF FINANCIAL CORPORATION AND SUBSIDIARIES</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="23" id="t5946070_13_1_10453"> <b>CONSOLIDATED QUARTERLY STATEMENTS OF INCOME AND FINANCIAL RATIOS</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="23" id="t5946070_13_2_10453"> <b>(Dollars in thousands, except per-share data)</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="23" id="t5946070_13_3_10453"> <b>(Unaudited)</b> </td> <td> </td> </tr> <tr> <td>  </td> <td>  </td> <td>  </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> <td>  </td> <td colspan="2"> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="18" id="t5946070_13_6_10453"> <b>At or For the Three Months Ended</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_13_7_5308"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_13_7_6594"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_13_7_7880"> <b>Sep. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_13_7_9167"> <b>Jun. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_13_7_10453"> <b>Mar. 31,</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_13_8_5308"> <b>2009</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_13_8_6594"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_13_8_7880"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_13_8_9167"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="2" id="t5946070_13_8_10453"> <b>2008</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_9_4021"> <b>Interest income:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_10_4021"> <b>Loans and leases</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_10_4781"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_10_5308"> <b>209,377</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_10_6067"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_10_6594"> <b>211,322</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_10_7353"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_10_7880"> <b>210,651</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_10_8640"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_10_9167"> <b>208,407</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_10_9926"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_10_10453"> <b>211,777</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_11_4021"> <b>Securities available for sale</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_11_5308"> <b>25,701</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_11_6594"> <b>25,232</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_11_7880"> <b>28,577</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_11_9167"> <b>28,858</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_11_10453"> <b>28,279</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_12_4021"> <b>Education loans held for sale</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_12_5308"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_12_6594"> <b>24</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_12_7880"> <b>123</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_12_9167"> <b>1,756</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_12_10453"> <b>3,452</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_13_4021"> <b>Investments and other</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_13_5308"> <b>856</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_13_6594"> <b>1,224</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_13_7880"> <b>1,644</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_13_9167"> <b>1,427</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_13_10453"> <b>1,642</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_13_14_4021"> <b>Total interest income</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_14_5308"> <b>235,934</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_14_6594"> <b>237,802</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_14_7880"> <b>240,995</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_14_9167"> <b>240,448</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_14_10453"> <b>245,150</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_15_4021"> <b>Interest expense:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_16_4021"> <b>Deposits</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_16_5308"> <b>40,084</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_16_6594"> <b>37,362</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_16_7880"> <b>33,730</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_16_9167"> <b>36,954</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_16_10453"> <b>48,728</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_17_4021"> <b>Borrowings</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_17_5308"> <b>50,437</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_17_6594"> <b>53,323</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_17_7880"> <b>55,100</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_17_9167"> <b>51,932</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_17_10453"> <b>53,593</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_13_18_4021"> <b>Total interest expense</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_18_5308"> <b>90,521</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_18_6594"> <b>90,685</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_18_7880"> <b>88,830</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_18_9167"> <b>88,886</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_18_10453"> <b>102,321</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_13_19_4021"> <b>Net interest income</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_19_5308"> <b>145,413</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_19_6594"> <b>147,117</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_19_7880"> <b>152,165</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_19_9167"> <b>151,562</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_19_10453"> <b>142,829</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_20_4021"> <b>Provision for credit losses</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_20_5308"> <b>43,712</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_20_6594"> <b>47,050</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_20_7880"> <b>52,105</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_20_9167"> <b>62,895</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_20_10453"> <b>29,995</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_13_21_4021"> <p class="bwcellparagraphmargin"> <b>Net interest income after provision for credit losses</b> </p> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_21_5308"> <b>101,701</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_21_6594"> <b>100,067</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_21_7880"> <b>100,060</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_21_9167"> <b>88,667</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_21_10453"> <b>112,834</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_22_4021"> <b>Non-interest income:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_23_4021"> <b>Fees and service charges</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_23_5308"> <b>57,064</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_23_6594"> <b>67,448</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_23_7880"> <b>71,783</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_23_9167"> <b>67,961</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_23_10453"> <b>63,547</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_24_4021"> <b>Card revenue</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_24_5308"> <b>24,960</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_24_6594"> <b>25,243</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_24_7880"> <b>26,240</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_24_9167"> <b>26,828</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_24_10453"> <b>24,771</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_25_4021"> <b>ATM revenue</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_25_5308"> <b>7,598</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_25_6594"> <b>7,688</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_25_7880"> <b>8,720</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_25_9167"> <b>8,267</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_25_10453"> <b>7,970</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_13_26_4021"> <b>Subtotal</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_26_5308"> <b>89,622</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_26_6594"> <b>100,379</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_26_7880"> <b>106,743</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_26_9167"> <b>103,056</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_26_10453"> <b>96,288</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_27_4021"> <b>Leasing and equipment finance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_27_5308"> <b>12,651</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_27_6594"> <b>16,298</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_27_7880"> <b>13,006</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_27_9167"> <b>14,050</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_27_10453"> <b>12,134</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_28_4021"> <b>Other</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_28_5308"> <b>458</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_28_6594"> <b>130</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_28_7880"> <b>3,296</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_28_9167"> <b>4,398</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_28_10453"> <b>4,283</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_13_29_4021"> <b>Fees and other revenue</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_29_5308"> <b>102,731</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_29_6594"> <b>116,807</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_29_7880"> <b>123,045</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_29_9167"> <b>121,504</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_29_10453"> <b>112,705</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_30_4021"> <b>Gains on securities</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_30_5308"> <b>11,548</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_30_6594"> <b>8,167</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_30_7880"> <b>498</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_30_9167"> <b>1,115</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_30_10453"> <b>6,286</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_31_4021"> <b>Visa share redemption</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_31_5308"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_31_6594"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_31_7880"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_31_9167"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_31_10453"> <b>8,308</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" id="t5946070_13_32_4021"> <b>Total non-interest income</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_32_5308"> <b>114,279</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_32_6594"> <b>124,974</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_32_7880"> <b>123,543</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_32_9167"> <b>122,619</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_32_10453"> <b>127,299</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_33_4021"> <b>Non-interest expense:</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_34_4021"> <b>Compensation and employee benefits</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_34_5308"> <b>86,190</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_34_6594"> <b>83,323</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_34_7880"> <b>84,895</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_34_9167"> <b>84,267</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_34_10453"> <b>88,718</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_35_4021"> <b>Occupancy and equipment</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_35_5308"> <b>32,047</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_35_6594"> <b>32,503</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_35_7880"> <b>31,832</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_35_9167"> <b>31,205</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_35_10453"> <b>32,413</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_36_4021"> <b>Deposit account premiums</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_36_5308"> <b>6,576</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_36_6594"> <b>5,659</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_36_7880"> <b>7,292</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_36_9167"> <b>2,441</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_36_10453"> <b>1,496</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_37_4021"> <b>Advertising and promotions</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_37_5308"> <b>4,445</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_37_6594"> <b>4,643</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_37_7880"> <b>5,017</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_37_9167"> <b>4,689</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_37_10453"> <b>4,801</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_38_4021"> <b>Operating lease depreciation</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_38_5308"> <b>4,024</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_38_6594"> <b>4,269</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_38_7880"> <b>4,215</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_38_9167"> <b>4,460</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_38_10453"> <b>4,514</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_39_4021"> <b>FDIC insurance premiums</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_39_5308"> <b>3,795</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_39_6594"> <b>1,706</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_39_7880"> <b>426</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_39_9167"> <b>437</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_39_10453"> <b>421</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_40_4021"> <b>Other</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_40_5308"> <b>37,131</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_40_6594"> <b>47,707</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_40_7880"> <b>43,911</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_40_9167"> <b>41,230</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_40_10453"> <b>35,913</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_13_41_4021"> <b>Total non-interest expense</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_41_5308"> <b>174,208</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_41_6594"> <b>179,810</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_41_7880"> <b>177,588</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_41_9167"> <b>168,729</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_41_10453"> <b>168,276</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_13_42_4021"> <b>Income before income tax expense</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_42_5308"> <b>41,772</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_42_6594"> <b>45,231</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_42_7880"> <b>46,015</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_42_9167"> <b>42,557</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_42_10453"> <b>71,857</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_43_4021"> <b>Income tax expense</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_43_5308"> <b>15,125</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_43_6594"> <b>17,527</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_43_7880"> <b>15,889</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_43_9167"> <b>18,855</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_43_10453"> <b>24,431</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_13_44_4021"> <b>Net income</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_44_5308"> <b>26,647</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_44_6594"> <b>27,704</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_44_7880"> <b>30,126</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_44_9167"> <b>23,702</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_44_10453"> <b>47,426</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_45_4021"> <b>Preferred stock dividends</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_45_5308"> <b>5,185</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_45_6594"> <b>2,540</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_45_7880"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_45_9167"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_13_45_10453"> <b>-</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom3 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_46_4021"> <b>Net income available to common stockholders</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_13_46_4781"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_13_46_5308"> <b>21,462</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_13_46_6067"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_13_46_6594"> <b>25,164</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_13_46_7353"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_13_46_7880"> <b>30,126</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_13_46_8640"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_13_46_9167"> <b>23,702</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_13_46_9926"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_13_46_10453"> <b>47,426</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_47_5308"> <b>21,462</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_47_6594"> <b>25,164</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_47_7880"> <b>30,126</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_47_9167"> <b>23,702</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_47_10453"> <b>47,426</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_48_4021"> <b>Net income per common share:</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_13_48_5308"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_13_48_6594"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_13_48_7880"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_13_48_9167"> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="2" id="t5946070_13_48_10453"> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_49_4021"> <b>Basic</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_49_4781"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_49_5308"> <b>.17</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_49_6067"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_49_6594"> <b>.20</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_49_7353"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_49_7880"> <b>.24</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_49_8640"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_49_9167"> <b>.19</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_49_9926"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_49_10453"> <b>.38</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_13_50_4021"> <b>Diluted</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_50_5308"> <b>.17</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_50_6594"> <b>.20</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_50_7880"> <b>.24</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_50_9167"> <b>.19</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_50_10453"> <b>.38</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_52_4021"> <b>Dividends declared per common share</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_52_4781"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_52_5308"> <b>.25</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_52_6067"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_52_6594"> <b>.25</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_52_7353"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_52_7880"> <b>.25</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_52_8640"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_52_9167"> <b>.25</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_52_9926"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_52_10453"> <b>.25</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_54_4021"> <p class="bwcellparagraphmargin"> <b>Financial Ratios:</b> </p> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_56_4021"> <b>Return on average assets </b><sup>(1)</sup> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_56_5308"> <b>.62</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_13_56_5540"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_56_6594"> <b>.68</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_13_56_6827"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_56_7880"> <b>.73</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_13_56_8113"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_56_9167"> <b>.58</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_13_56_9400"> <b>%</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_56_10453"> <b>1.18</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_13_56_12222"> <b>%</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_57_4021"> <b>Return on average common equity </b><sup>(1)</sup> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_57_5308"> <b>7.58</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_57_6594"> <b>9.00</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_57_7880"> <b>11.11</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_57_9167"> <b>8.57</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_57_10453"> <b>17.08</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_58_4021"> <b>Net interest margin </b><sup>(1)</sup> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_58_5308"> <b>3.66</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_58_6594"> <b>3.84</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_58_7880"> <b>3.97</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_58_9167"> <b>4.00</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_58_10453"> <b>3.84</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_59_4021"> <b>Average total equity to average assets</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_59_5308"> <b>8.64</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_59_6594"> <b>7.93</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_59_7880"> <b>6.61</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_59_9167"> <b>6.76</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_13_59_10453"> <b>6.88</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_13_61_4021"> <b>(1) Annualized</b> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> <td> </td> <td colspan="2"> </td> <td> </td> </tr> </table> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_14"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="25" id="t5946070_14_0_11182"> <b>TCF FINANCIAL CORPORATION AND SUBSIDIARIES</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="25" id="t5946070_14_1_11182"> <b>CONSOLIDATED QUARTERLY AVERAGE BALANCE SHEETS</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="25" id="t5946070_14_2_11182"> <b>(In thousands)</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="25" id="t5946070_14_3_11182"> <b>(Unaudited)</b> </td> </tr> <tr> <td>  </td> <td>  </td> <td>  </td> <td>  </td> <td> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="3"> </td> <td>  </td> <td colspan="3"> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3">  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_14_6_4197"> <b>Mar. 31,</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_14_6_5282"> <b>Dec. 31,</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_14_6_6367"> <b>Sep. 30,</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_14_6_7452"> <b>Jun. 30,</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalaligntop bwtextaligncenter" colspan="3" id="t5946070_14_6_11182"> <b>Mar. 31,</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_14_7_4197"> <b>2009</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_14_7_5282"> <b>2008</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_14_7_6367"> <b>2008</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_14_7_7452"> <b>2008</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" colspan="3" id="t5946070_14_7_11182"> <b>2008</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_9_3181"> <b>ASSETS</b> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_11_3181"> <b>Cash and due from banks</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_11_3892"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_11_4129"> <b>609,168</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_11_4740"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_11_5214"> <b>297,252</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_11_5825"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_11_6299"> <b>288,884</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_11_6910"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_11_7384"> <b>280,606</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_11_8851"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_11_10182"> <b>304,441</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_12_3181"> <b>Investments</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_12_4129"> <b>165,243</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_12_5214"> <b>166,580</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_12_6299"> <b>157,612</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_12_7384"> <b>148,366</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_12_10182"> <b>150,659</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_13_3181"> <b>Securities available for sale</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_13_4129"> <b>2,012,467</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_13_5214"> <b>1,966,561</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_13_6299"> <b>2,160,887</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_13_7384"> <b>2,184,580</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_13_10182"> <b>2,140,951</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_14_3181"> <b>Education loans held for sale</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_14_4129"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_14_5214"> <b>1,876</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_14_6299"> <b>12,516</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_14_7384"> <b>123,457</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_14_10182"> <b>215,434</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_15_3181"> <b>Loans and leases:</b> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_16_3181"> <b>Consumer real estate:</b> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_17_3181"> <b>Fixed-rate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_17_4129"> <b>5,477,467</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_17_5214"> <b>5,496,533</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_17_6299"> <b>5,550,124</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_17_7384"> <b>5,581,129</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_17_10182"> <b>5,501,201</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_18_3181"> <b>Variable-rate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_18_4129"> <b>1,818,232</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_18_5214"> <b>1,793,650</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_18_6299"> <b>1,758,458</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_18_7384"> <b>1,702,824</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_18_10182"> <b>1,603,032</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_19_3181"> <b>Consumer - other</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_19_4129"> <b>39,539</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_19_5214"> <b>43,619</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_19_6299"> <b>45,939</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_19_7384"> <b>46,492</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_19_10182"> <b>44,008</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_14_20_3181"> <b>Total consumer real estate and other</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_20_4129"> <b>7,335,238</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_20_5214"> <b>7,333,802</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_20_6299"> <b>7,354,521</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_20_7384"> <b>7,330,445</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_20_10182"> <b>7,148,241</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_21_3181"> <b>Commercial real estate:</b> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_22_3181"> <b>Fixed- and adjustable-rate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_22_4129"> <b>2,410,335</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_22_5214"> <b>2,287,226</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_22_6299"> <b>2,181,838</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_22_7384"> <b>2,062,983</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_22_10182"> <b>1,975,344</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_23_3181"> <b>Variable-rate</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_23_4129"> <b>588,181</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_23_5214"> <b>608,709</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_23_6299"> <b>594,992</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_23_7384"> <b>593,409</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_23_10182"> <b>591,071</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_14_24_3181"> <b>Total commercial real estate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_24_4129"> <b>2,998,516</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_24_5214"> <b>2,895,935</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_24_6299"> <b>2,776,830</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_24_7384"> <b>2,656,392</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_24_10182"> <b>2,566,415</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_25_3181"> <b>Commercial business:</b> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_26_3181"> <b>Fixed- and adjustable-rate</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_26_4129"> <b>175,445</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_26_5214"> <b>171,687</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_26_6299"> <b>167,079</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_26_7384"> <b>157,740</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_26_10182"> <b>177,691</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_27_3181"> <b>Variable-rate</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_27_4129"> <b>324,311</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_27_5214"> <b>350,949</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_27_6299"> <b>377,747</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_27_7384"> <b>371,730</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_27_10182"> <b>365,997</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_14_28_3181"> <b>Total commercial business</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_28_4129"> <b>499,756</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_28_5214"> <b>522,636</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_28_6299"> <b>544,826</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_28_7384"> <b>529,470</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_28_10182"> <b>543,688</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_29_3181"> <b>Leasing and equipment finance</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_29_4129"> <b>2,632,893</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_29_5214"> <b>2,389,225</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_29_6299"> <b>2,300,429</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_29_7384"> <b>2,229,467</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_29_10182"> <b>2,140,695</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_30_3181"> <b>Inventory finance</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_30_4129"> <b>28,475</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_30_5214"> <b>158</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_30_6299"> <b>-</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_30_7384"> <b>-</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_30_10182"> <b>-</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_31_3181"> <b>Total loans and leases</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_31_4129"> <b>13,494,878</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_31_5214"> <b>13,141,756</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_31_6299"> <b>12,976,606</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_31_7384"> <b>12,745,774</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_31_10182"> <b>12,399,039</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_32_3181"> <b>Allowance for loan and lease losses</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_32_4129"> <b>(174,364</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_14_32_4197"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_32_5214"> <b>(160,662</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_14_32_5282"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_32_6299"> <b>(140,362</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_14_32_6367"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_32_7384"> <b>(102,126</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_14_32_7452"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_32_10182"> <b>(84,048</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_14_32_11182"> <b>)</b> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_33_3181"> <b>Net loans and leases</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_33_4129"> <b>13,320,514</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_33_5214"> <b>12,981,094</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_33_6299"> <b>12,836,244</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_33_7384"> <b>12,643,648</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_33_10182"> <b>12,314,991</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_34_3181"> <b>Premises and equipment</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_34_4129"> <b>450,128</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_34_5214"> <b>447,249</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_34_6299"> <b>443,185</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_34_7384"> <b>442,016</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_34_10182"> <b>440,516</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_35_3181"> <b>Goodwill</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_35_4129"> <b>152,599</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_35_5214"> <b>152,599</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_35_6299"> <b>152,599</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_35_7384"> <b>152,599</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_35_10182"> <b>152,599</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_36_3181"> <b>Other assets</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_36_4129"> <b>439,601</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_36_5214"> <b>394,024</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_36_6299"> <b>359,632</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_36_7384"> <b>398,582</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_36_10182"> <b>415,462</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_37_3892"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_37_4129"> <b>17,149,720</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_37_4740"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_37_5214"> <b>16,407,235</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_37_5825"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_37_6299"> <b>16,411,559</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_37_6910"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_37_7384"> <b>16,373,854</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_37_8851"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_37_10182"> <b>16,135,053</b> </td> <td class="bwdoublebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_39_3181"> <b>LIABILITIES AND STOCKHOLDERS' EQUITY</b> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_41_3181"> <b>Non-interest-bearing deposits:</b> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_42_3181"> <b>Retail</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_42_3892"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_42_4129"> <b>1,428,453</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_42_4740"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_42_5214"> <b>1,345,832</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_42_5825"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_42_6299"> <b>1,409,855</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_42_6910"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_42_7384"> <b>1,464,237</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_42_8851"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_42_10182"> <b>1,415,379</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_43_3181"> <b>Small business</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_43_4129"> <b>563,236</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_43_5214"> <b>593,626</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_43_6299"> <b>597,894</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_43_7384"> <b>577,510</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_43_10182"> <b>565,148</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_44_3181"> <b>Commercial and custodial</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_44_4129"> <b>227,470</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_44_5214"> <b>234,045</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_44_6299"> <b>253,900</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_44_7384"> <b>238,779</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_44_10182"> <b>200,624</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_45_3181"> <b>Total non-interest bearing deposits</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_45_4129"> <b>2,219,159</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_45_5214"> <b>2,173,503</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_45_6299"> <b>2,261,649</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_45_7384"> <b>2,280,526</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_45_10182"> <b>2,181,151</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_46_3181"> <b>Interest-bearing deposits:</b> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_47_3181"> <b>Interest-bearing checking</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_47_4129"> <b>1,747,480</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_47_5214"> <b>1,754,111</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_47_6299"> <b>1,837,540</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_47_7384"> <b>1,883,948</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_47_10182"> <b>1,846,606</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_48_3181"> <b>Savings and money market</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_48_4129"> <b>4,446,622</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_48_5214"> <b>3,473,036</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_48_6299"> <b>3,421,464</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_48_7384"> <b>3,493,213</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_48_10182"> <b>3,314,442</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_49_3181"> <b>Subtotal</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_49_4129"> <b>6,194,102</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_49_5214"> <b>5,227,147</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_49_6299"> <b>5,259,004</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_49_7384"> <b>5,377,161</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_49_10182"> <b>5,161,048</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_50_3181"> <b>Certificates of deposit</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_50_4129"> <b>2,463,405</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_50_5214"> <b>2,448,815</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_50_6299"> <b>2,469,327</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_50_7384"> <b>2,471,216</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_50_10182"> <b>2,500,362</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_51_3181"> <b>Total interest-bearing deposits</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_51_4129"> <b>8,657,507</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_51_5214"> <b>7,675,962</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_51_6299"> <b>7,728,331</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_51_7384"> <b>7,848,377</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_51_10182"> <b>7,661,410</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_14_52_3181"> <b>Total deposits</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_52_4129"> <b>10,876,666</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_52_5214"> <b>9,849,465</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_52_6299"> <b>9,989,980</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_52_7384"> <b>10,128,903</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_52_10182"> <b>9,842,561</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_53_3181"> <b>Borrowings:</b> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_54_3181"> <b>Short-term borrowings</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_54_4129"> <b>44,131</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_54_5214"> <b>454,202</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_54_6299"> <b>429,861</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_54_7384"> <b>363,302</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_54_10182"> <b>399,023</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_55_3181"> <b>Long-term borrowings</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_55_4129"> <b>4,366,782</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_55_5214"> <b>4,435,730</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_55_6299"> <b>4,567,706</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_55_7384"> <b>4,419,821</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_55_10182"> <b>4,414,630</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_56_3181"> <b>Total borrowings</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_56_4129"> <b>4,410,913</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_56_5214"> <b>4,889,932</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_56_6299"> <b>4,997,567</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_56_7384"> <b>4,783,123</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_56_10182"> <b>4,813,653</b> </td> <td> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_57_3181"> <b>Accrued expenses and other liabilities</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_57_4129"> <b>380,202</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_57_5214"> <b>366,063</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_57_6299"> <b>339,304</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_57_7384"> <b>355,187</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_57_10182"> <b>368,216</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_14_58_3181"> <b>Total liabilities</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_58_4129"> <b>15,667,781</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_58_5214"> <b>15,105,460</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_58_6299"> <b>15,326,851</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_58_7384"> <b>15,267,213</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_58_10182"> <b>15,024,430</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="5" id="t5946070_14_59_3181"> <b>Stockholders' equity:</b> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> <td> </td> <td colspan="3"> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_60_3181"> <b>Preferred stock</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_60_4129"> <b>348,727</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_60_5214"> <b>183,981</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_60_6299"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_60_7384"> <b>-</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_60_10182"> <b>-</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_61_3181"> <b>Common stock</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_61_4129"> <b>1,305</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_61_5214"> <b>1,309</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_61_6299"> <b>1,309</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_61_7384"> <b>1,311</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_61_10182"> <b>1,312</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_62_3181"> <b>Additional paid-in capital</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_62_4129"> <b>319,872</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_62_5214"> <b>328,078</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_62_6299"> <b>336,127</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_62_7384"> <b>347,043</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_62_10182"> <b>351,447</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_63_3181"> <b>Retained earnings</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_63_4129"> <b>914,972</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_63_5214"> <b>924,456</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_63_6299"> <b>927,939</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_63_7384"> <b>935,184</b> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_63_10182"> <b>926,497</b> </td> <td> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_64_3181"> <b>Accumulated other comprehensive loss</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_64_4129"> <b>(5,745</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_14_64_4197"> <b>)</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_64_5214"> <b>(13,896</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_14_64_5282"> <b>)</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_64_6299"> <b>(36,468</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_14_64_6367"> <b>)</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_64_7384"> <b>(19,748</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_14_64_7452"> <b>)</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_14_64_10182"> <b>(5,715</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_14_64_11182"> <b>)</b> </td> </tr> <tr> <td> </td> <td class="bwcellpaddingleft0 bwcellpaddingbottom1 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_14_65_3181"> <b>Treasury stock at cost and other</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_65_4129"> <b>(97,192</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_14_65_4197"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_65_5214"> <b>(122,153</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_14_65_5282"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_65_6299"> <b>(144,199</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_14_65_6367"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_65_7384"> <b>(157,149</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_14_65_7452"> <b>)</b> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_65_10182"> <b>(162,918</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft bwsinglebottomborder" id="t5946070_14_65_11182"> <b>)</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_66_4129"> <b>1,481,939</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_66_5214"> <b>1,301,775</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_66_6299"> <b>1,084,708</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_66_7384"> <b>1,106,641</b> </td> <td class="bwsinglebottomborder">  </td> <td> </td> <td class="bwsinglebottomborder">  </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwsinglebottomborder" id="t5946070_14_66_10182"> <b>1,110,623</b> </td> <td class="bwsinglebottomborder">  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_67_3892"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_67_4129"> <b>17,149,720</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_67_4740"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_67_5214"> <b>16,407,235</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_67_5825"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_67_6299"> <b>16,411,559</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_67_6910"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_67_7384"> <b>16,373,854</b> </td> <td class="bwdoublebottomborder">  </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_67_8851"> <b>$</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright bwdoublebottomborder" id="t5946070_14_67_10182"> <b>16,135,053</b> </td> <td class="bwdoublebottomborder">  </td> </tr> </table> <table cellspacing="0" class="bwtablebottommargin" id="t5946070_15"> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="21" id="t5946070_15_0_13031"> <b>TCF FINANCIAL CORPORATION AND SUBSIDIARIES</b> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="21" id="t5946070_15_1_13031"> <b>CONSOLIDATED QUARTERLY YIELDS AND RATES </b><sup>(1)</sup> </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" colspan="21" id="t5946070_15_2_13031"> <b>(Unaudited)</b> </td> </tr> <tr> <td>  </td> <td>  </td> <td>  </td> <td>  </td> <td>  </td> <td> </td> <td>  </td> <td> </td> <td> </td> <td>  </td> <td> </td> <td> </td> <td>  </td> <td> </td> <td> </td> <td>  </td> <td> </td> <td> </td> <td>  </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" id="t5946070_15_5_5264"> <b>Mar. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" id="t5946070_15_5_6539"> <b>Dec. 31,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" id="t5946070_15_5_7813"> <b>Sep. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" id="t5946070_15_5_9088"> <b>Jun. 30,</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter" id="t5946070_15_5_10362"> <b>Mar. 31,</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" id="t5946070_15_6_5264"> <b>2009</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" id="t5946070_15_6_6539"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" id="t5946070_15_6_7813"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" id="t5946070_15_6_9088"> <b>2008</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextaligncenter bwsinglebottomborder" id="t5946070_15_6_10362"> <b>2008</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_15_8_4240"> <b>ASSETS</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_15_10_4240"> <b>Investments and other</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_10_5264"> <b>.71</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_15_10_5514"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_10_6539"> <b>2.93</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_15_10_6788"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_10_7813"> <b>4.16</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_15_10_8063"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_10_9088"> <b>3.86</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_15_10_9337"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_10_10362"> <b>4.38</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_15_10_13031"> <b>%</b> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_15_11_4240"> <b>Securities available for sale</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_11_5264"> <b>5.11</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_11_6539"> <b>5.13</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_11_7813"> <b>5.29</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_11_9088"> <b>5.28</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_11_10362"> <b>5.28</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_15_12_4240"> <b>Education loans held for sale</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_12_5264"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_12_6539"> <b>5.09</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_12_7813"> <b>3.91</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_12_9088"> <b>5.72</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_12_10362"> <b>6.44</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_15_13_4240"> <b>Loans and leases:</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_15_14_4240"> <b>Consumer real estate:</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_15_15_4240"> <b>Fixed-rate</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_15_5264"> <b>6.57</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_15_6539"> <b>6.63</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_15_7813"> <b>6.70</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_15_9088"> <b>6.74</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_15_10362"> <b>6.83</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_15_16_4240"> <b>Variable-rate</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_16_5264"> <b>5.85</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_16_6539"> <b>6.00</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_16_7813"> <b>6.19</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_16_9088"> <b>6.26</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_16_10362"> <b>7.07</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_15_17_4240"> <b>Consumer - other</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_17_5264"> <b>8.43</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_17_6539"> <b>8.57</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_17_7813"> <b>8.34</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_17_9088"> <b>8.60</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_17_10362"> <b>8.96</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_15_18_4240"> <b>Total consumer real estate and other</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_18_5264"> <b>6.40</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_18_6539"> <b>6.48</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_18_7813"> <b>6.59</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_18_9088"> <b>6.64</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_18_10362"> <b>6.90</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_15_19_4240"> <b>Commercial real estate:</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_15_20_4240"> <b>Fixed- and adjustable-rate</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_20_5264"> <b>6.11</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_20_6539"> <b>6.14</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_20_7813"> <b>6.13</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_20_9088"> <b>6.21</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_20_10362"> <b>6.36</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_15_21_4240"> <b>Variable-rate</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_21_5264"> <b>3.89</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_21_6539"> <b>4.87</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_21_7813"> <b>4.97</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_21_9088"> <b>5.04</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_21_10362"> <b>5.97</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_15_22_4240"> <b>Total commercial real estate</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_22_5264"> <b>5.67</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_22_6539"> <b>5.87</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_22_7813"> <b>5.88</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_22_9088"> <b>5.95</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_22_10362"> <b>6.27</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_15_23_4240"> <b>Commercial business:</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_15_24_4240"> <b>Fixed- and adjustable-rate</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_24_5264"> <b>5.89</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_24_6539"> <b>5.65</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_24_7813"> <b>5.63</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_24_9088"> <b>6.20</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_24_10362"> <b>6.24</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_15_25_4240"> <b>Variable-rate</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_25_5264"> <b>2.98</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_25_6539"> <b>4.44</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_25_7813"> <b>4.59</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_25_9088"> <b>4.86</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_25_10362"> <b>5.90</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_15_26_4240"> <b>Total commercial business</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_26_5264"> <b>4.01</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_26_6539"> <b>4.83</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_26_7813"> <b>4.91</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_26_9088"> <b>5.26</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_26_10362"> <b>6.01</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_15_27_4240"> <b>Leasing and equipment finance</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_27_5264"> <b>7.00</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_27_6539"> <b>7.15</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_27_7813"> <b>7.14</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_27_9088"> <b>7.38</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_27_10362"> <b>7.65</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_15_28_4240"> <b>Inventory finance</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_28_5264"> <b>8.64</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_28_6539"> <b>10.13</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_28_7813"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_28_9088"> <b>-</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_28_10362"> <b>-</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_15_29_4240"> <b>Subtotal</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_29_5264"> <b>6.27</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_29_6539"> <b>6.41</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_29_7813"> <b>6.47</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_29_9088"> <b>6.57</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_29_10362"> <b>6.86</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_15_30_4240"> <b>Total loans and leases</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_30_5264"> <b>6.27</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_30_6539"> <b>6.41</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_30_7813"> <b>6.47</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_30_9088"> <b>6.57</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_30_10362"> <b>6.86</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_15_32_4240"> <b>Total interest-earning assets</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_32_5264"> <b>5.96</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_32_6539"> <b>6.20</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_32_7813"> <b>6.27</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_32_9088"> <b>6.35</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_32_10362"> <b>6.60</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_15_35_4240"> <b>LIABILITIES</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_15_37_4240"> <b>Interest-bearing deposits:</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_15_38_4240"> <b>Interest-bearing checking</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_38_5264"> <b>.62</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_38_6539"> <b>.67</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_38_7813"> <b>.54</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_38_9088"> <b>.60</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_38_10362"> <b>1.03</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_15_39_4240"> <b>Savings and money market</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_39_5264"> <b>1.76</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_39_6539"> <b>1.79</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_39_7813"> <b>1.45</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_39_9088"> <b>1.48</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_39_10362"> <b>2.16</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_15_40_4240"> <b>Subtotal</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_40_5264"> <b>1.44</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_40_6539"> <b>1.41</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_40_7813"> <b>1.13</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_40_9088"> <b>1.17</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_40_10362"> <b>1.76</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_15_41_4240"> <b>Certificates of deposit</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_41_5264"> <b>2.98</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_41_6539"> <b>3.05</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_41_7813"> <b>3.02</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_41_9088"> <b>3.47</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_41_10362"> <b>4.21</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_15_42_4240"> <b>Total interest-bearing deposits</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_42_5264"> <b>1.88</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_42_6539"> <b>1.94</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_42_7813"> <b>1.74</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_42_9088"> <b>1.89</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_42_10362"> <b>2.56</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_15_44_4240"> <b>Total deposits</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_44_5264"> <b>1.49</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_44_6539"> <b>1.51</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_44_7813"> <b>1.34</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_44_9088"> <b>1.47</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_44_10362"> <b>1.99</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="4" id="t5946070_15_46_4240"> <b>Borrowings:</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_15_47_4240"> <b>Short-term borrowings</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_47_5264"> <b>.86</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_47_6539"> <b>.97</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_47_7813"> <b>2.13</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_47_9088"> <b>2.19</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_47_10362"> <b>3.64</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="3" id="t5946070_15_48_4240"> <b>Long-term borrowings</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_48_5264"> <b>4.67</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_48_6539"> <b>4.69</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_48_7813"> <b>4.60</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_48_9088"> <b>4.54</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_48_10362"> <b>4.55</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="2" id="t5946070_15_49_4240"> <b>Total borrowings</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_49_5264"> <b>4.63</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_49_6539"> <b>4.34</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_49_7813"> <b>4.39</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_49_9088"> <b>4.37</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_49_10362"> <b>4.48</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" id="t5946070_15_51_4240"> <b>Total interest-bearing liabilities</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_51_5264"> <b>2.81</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_51_6539"> <b>2.87</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_51_7813"> <b>2.78</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_51_9088"> <b>2.83</b> </td> <td> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_51_10362"> <b>3.30</b> </td> <td> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_15_54_4240"> <b>Net interest margin</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_54_5264"> <b>3.66</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_15_54_5514"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_54_6539"> <b>3.84</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_15_54_6788"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_54_7813"> <b>3.97</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_15_54_8063"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_54_9088"> <b>4.00</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_15_54_9337"> <b>%</b> </td> <td> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignright" id="t5946070_15_54_10362"> <b>3.84</b> </td> <td class="bwcellpaddingleft0 bwwhitespacenowrap bwcellpaddingright0 bwverticalalignbottom bwtextalignleft" id="t5946070_15_54_13031"> <b>%</b> </td> </tr> <tr> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td>  </td> </tr> <tr> <td class="bwcellpaddingleft0 bwverticalaligntop bwtextalignleft" colspan="6" id="t5946070_15_56_4240"> <b>(1) Annualized</b> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> </table> <p> </p> <p></p> <p> <b>TCF Financial Corporation, Wayzata</b><br></br><b>Jason Korstange, 952-745-2755</b><br></br>www.tcfbank.com </p> <p>Source: TCF Financial Corporation</p> </body.content> <body.end> <tagline>Copyright Business Wire 2009</tagline> </body.end> </body> </nitf> <ne-brief>TCF Financial Corporation: 1Q2009. 4Q2008. 1Q2008. 1Q09 vs4Q08. 1Q09 vs1Q08. Financial Ratios. TCF Financial Corporation today reported first quarter 2009 diluted earnings per common share of 17 cents, compared with 38 cents in the first quarter of 2008 and 20 cents for the fourth quarter of 2008. 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