New Large-Scale Modeling Gives Worsening Picture Of Nation's Flood Risk - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Property and Casualty News
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
INN Daily Newsletter Hot Off The Wires
Property and Casualty News RSS Get our newsletter
Order Prints
March 21, 2018 Property and Casualty News
Share
Share
Post
Email

New Large-Scale Modeling Gives Worsening Picture Of Nation’s Flood Risk

Emergency Management

March 16--It's well known that the current FEMA flood maps need updating, but some new information in a study done by researchers in the U.S. and England paints an even more ominous picture of the risk Americans face from flooding.

The study estimated that slightly more than 40 million people in the continental U.S. are at risk for a 100-year flood event and that just 40 percent of the country is mapped. That 40 million is three times more than currently estimated and the amount of property in harm's way is twice what the current risk is estimated to be.

The study has been in the works for more than a year and involves using faster computers and new data from the EPA. The model looks at risk today and projects future risks based on where people will be moving and developing in the future. The researchers estimated that at the current rate, 60 percent of the population will be in a 100-year floodplain by the year 2050. And that doesn't take into consideration any affects that a warming climate might have on future flooding.

Kris Johnson, associate director for science and planning at the Nature Conservancy, and a co-author of the report, said that one of the main differences between this new model and smaller models typically used by FEMA, the Army Corps of Engineers and others is that the smaller models require people going out in boats to survey channels, bridges, depths of rivers, etc. The new, larger-scale modeling uses fewer data points and parameters to show risk over a larger area.

"If you want to decide how to build a bridge over a particular river, you would want all those data points available," Johnson said. "If you want information about how to plan floodplain on a large scale, then the modeling approach we're using is quicker and cheaper and really accurate."

He said the current modeling offers the ability to look over the entire U.S. and get a picture of who is at risk and where. The current, laborious, costly process of mapping has resulted in a patchwork of inaccurate maps scattered across the country.

There have been recent improvements to mapping in some areas, but the progress has been slow and development in floodplains continues.

"Despite the fact that we have the National Flood Insurance Program and land use regulations, we still see a lot of development happening in floodplains and a lot of development is projected to happen in floodplains," Johnson said.

Johnson called lidar (light detection and ranging) hugely beneficial in terms of getting a rich picture of what's happening on the ground without having to go out on a boat, but said, "You still have to run a model to simulate how a flood wave is going to propagate itself down a river channel, and that's where this large-scale modeling approach that we used comes into play."

FEMA is aware of the modeling, and FEMA Deputy Public Affairs Director Eileen Lainez told the Miami Herald via email that models have to be certified before they can be used. "We welcome new models in science, and as the models described in the article mature, we would look forward to reviewing and including the best of this science into our program," she said.

___

(c)2018 Emergency Management

Visit Emergency Management at www.emergencymgmt.com

Distributed by Tribune Content Agency, LLC.

Older

CBO Says Latest Republican ACA Stabilization Plan Would Cost $19B

Newer

Friends Committee on National Legislation Issues Statement on Voting to End War in Yemen

Advisor News

  • Millennials are ready to bring their advisor to the family table
  • How healthcare inflation can eat up a client’s retirement income
  • Global economy ‘resilient’ in the wake of massive disruption
  • Cryptocurrency legislation takes one step forward with bipartisan support
  • IRS CEO FRANK J. BISIGNANO VISITS OHIO TO TOUT WORKING FAMILIES TAX CUTS PROVISIONS ON NO TAX ON CAR LOAN INTEREST, NO TAX ON OVERTIME, ENHANCED DEDUCTION FOR SENIOR CITIZENS
More Advisor News

Annuity News

  • Wink: Flat first-quarter annuity sales fall just short of $100B
  • 26North Re Agrees to Acquire 100% of Independent Insurance Group
  • Matthew Michelini named Athene president, with an eye on annuity growth
  • Lincoln Financial Announces Executive Leadership Transitions
  • MetLife Expands Guaranteed Retirement Income Offering with Innovative Flexible Annuity Option
More Annuity News

Health/Employee Benefits News

  • Where Affordable Care Act insurance coverage has dropped most in WA
  • ATTORNEY GENERAL MAYES SUES MULTIPLAN AND MAJOR HEALTH INSURERS FOR ALLEGED PRICE-FIXING CONSPIRACY
  • Arizona sues major health insurance companies for 'price fixing'
  • New Managed Care Findings Has Been Reported by Researchers at Duke University Medical Center (Access to pediatric eye care among Medicaid-insured children in North Carolina): Managed Care
  • Researchers from West Virginia University Detail Findings in Managed Care (Under the Same Umbrella: Public Health Insurance Expansions and the Uniformity of Insurance for Families): Managed Care
More Health/Employee Benefits News

Life Insurance News

  • Study Data from National Institutes of Health Provide New Insights into Law and the Biosciences (Taking actuarial fairness seriously: what is required for the ethical use of genetics in insurance?): Legal Issues – Law and the Biosciences
  • 26North Re Agrees to Acquire 100% of Independent Insurance Group
  • Lincoln Financial Announces Executive Leadership Transitions
  • Setting the record straight on premium-financed IUL
  • AM Best Affirms Credit Ratings of Halyk-Life, JSC
More Life Insurance News

- Presented By -

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Aim higher during Annuity Awareness Month
Raise the bar with our diverse portfolio of Ascend annuities, backed by superior financial strength

Maximize Your FIA Case Results
Learn a repeatable process to review, reposition, and present FIA opportunities with confidence.

You Could Be Losing Up to 20% of Your Commissions
GreenWave helps you find, fix, and prevent commission errors.

True Independence Means Having Choices
Cambridge offers flexibility, stability, proven tools—no private equity strings attached.

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Press Releases

  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
  • Sequent Planning Recognized on USA TODAY’s Best Financial Advisory Firms 2026 List
  • Highland Capital Brokerage Acquires Premier Financial, Inc.
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet