New Insurance Findings Has Been Reported by Investigators at Georgetown University (What’s In a Contribution?: How the Irs’s Misinterpretation of the Aca Precludes Millions of Families From Accessing Affordable Health Coverage): Insurance

Health Policy and Law Daily

2022 SEP 12 (NewsRx) -- By a News Reporter-Staff News Editor at Health Policy and Law Daily -- Fresh data on Insurance are presented in a new report. According to news reporting out of Washington, District of Columbia, by NewsRx editors, the research stated, “This Note is about the ‘family glitch’ in the Affordable Care Act (ACA), focusing on the regulatory interpretation of the statutory affordability requirements. Under the ACA, individuals are not eligible for premium tax credits to purchase health insurance coverage if they receive an offer of affordable health insurance coverage from an employer.”

Our news journalists obtained a quote from the research from Georgetown University, “However, the Internal Revenue Service (IRS) determined that an offer of employer-sponsored insurance that includes dependent coverage should preclude dependents from receiving premium tax credits if the employee’s self-only coverage is affordable. This makes entire families ineligible to buy subsidized insurance on the ACA Marketplace if any individual in the family is eligible for affordable self-only coverage, even if the premiums for family coverage are prohibitively expensive. This Note demonstrates that regardless of whether one interprets the statute using a textualist approach, a legislative intent approach, or an objective purpose approach, the statute requires that affordability be determined by the employee’s full contribution for family coverage rather than self-only coverage. In other words, the IRS’s interpretation is without support under the three dominant theories of modern statutory interpretation.”

According to the news editors, the research concluded: “This Note then assesses varying methods of fixing the family glitch and how they may be affected by what the future has in store for the ACA.”

This research has been peer-reviewed.

For more information on this research see: What’s In a Contribution?: How the Irs’s Misinterpretation of the Aca Precludes Millions of Families From Accessing Affordable Health Coverage. Georgetown Law Journal, 2022;110(4):953-972. Georgetown Law Journal can be contacted at: Georgetown Law Journal Assoc, 600 New Jersey Ave N W, Washington, DC 20001, USA.

Our news journalists report that additional information may be obtained by contacting Patrick D. O’Neil, Georgetown University, Law Ctr, Washington, DC 20057, United States.