N.Y. State Department of Health Offers Broad Choices of Affordable, Comprehensive Health and Dental Insurance Plans for 2024
NY State of Health, the state's official health plan Marketplace, today announced the health and dental insurance plans offered through the Marketplace for the 2024 coverage year.
New Yorkers looking for affordable and comprehensive health insurance can experience the ease of a one-stop shopping experience by comparing
"When it comes to choosing your health insurance, you have many good choices and can choose the plan that is best for your situation,"
NY State of Health Executive Director
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Essential Plan, Medicaid and Child Health Plus
The Essential Plan, Medicaid and Child Health Plus are open for enrollment year-round. All of these programs offer comprehensive benefits, including vision and dental benefits for all enrollees with no monthly premium, no deductible and low-cost sharing.
The 12 insurers offering the Essential Plan in 2024 are:
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* Excellus (
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Qualified Health Plans
Consumers can enroll or renew in a 2024 Qualified Health Plan starting
The 12 insurers offering Qualified Health Plans* in 2024 are:
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* Excellus (
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* Highmark (Highmark BlueShield and
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*Please note: Some individual products will be discontinued as of 12/31/23. In some cases, consumers must select a new plan when they renew their coverage for 2024. NY State of Health will include this information in renewal notices sent to consumers. Consumers should pay close attention to any notices received during this time of the year and be prepared to take actions necessary to ensure that they maintain coverage into 2024. This will impact approximately 1,000 enrollees.
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Eligible small employers can lower the cost of offering employee coverage with the federal Small Business Healthcare Tax Credit when purchasing
There are seven insurers offering plans on the
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* Excellus (
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Dental Plans
Dental coverage is available for adults and families in certain Qualified Heath Plans or through a stand-alone dental plan on the individual Marketplace:
* Delta Dental
* Empire HealthChoice Dental BlueCross and Empire Health Choice Dental Blue Cross BlueShield
* Excellus Dental and Excellus Univera Dental
* Guardian
* Solstice
In 2024,
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Public Health Insurance Program Renewals
During the COVID-19 Public Health Emergency (PHE) period, NY State of Health experienced an unprecedented enrollment increase of 2 million people as New Yorkers lost income and/or jobs during the pandemic. The combination of new enrollees and continuous coverage of existing enrollees, led to record high enrollment levels and, according to the recently released
As part of the Consolidated Appropriations Act of 2023, signed into law on
Renewal notices are sent on a rolling basis to enrollees in Medicaid, Child Health Plus and the Essential Plan by NY State of Health, the
Enhanced tax credits for Qualified Health Plan coverage will continue through 2025, and the Marketplace will remain open through
The State is monitoring enrollment during this process with a Public Health Emergency Unwind Dashboard, which tracks renewal status, demographics, and state program transitions every month.
NY State of Health will continue a robust public education campaign and encourage consumers to sign up for text alerts to receive important reminders, including when it is time to renew their health insurance. Consumers can subscribe to NY of Health alerts by texting START or INICIAR to 1-866-988-0327.
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Open Enrollment Resources
Several resources available to help consumers shop and compare plan options are:
* Compare Plans and Estimate Cost Tool is available to view plan options side by side.
* Lists of plans (https://info.nystateofhealth.ny.gov/2024plans) by county are also available to help consumers learn what health and dental insurance plans will be available in their county in 2024.
* Plan selection resources are available in 27 different languages.
* Certified Enrollment Assistors can provide consumers with free step-by-step help through the enrollment process.
* The NY State of
Three ways to enroll in a health plan through the Marketplace include:
* Receive free personalized help from a Certified Enrollment Assistor. Consumers can find one at info.nystateofhealth.ny.gov/findassistor.
* Call the NY State of
* Visit nystateofhealth.ny.gov. A web chat feature is available to consumers during
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Footnote:
*/ Also offer SBM-certified Healthy NY Plans
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Original text here: https://www.health.ny.gov/press/releases/2023/2023-10-04_broad_choices.htm
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