More coastal Connecticut homes are getting this flood mitigation device - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Property and Casualty News
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Property and Casualty News RSS Get our newsletter
Order Prints
November 28, 2024 Property and Casualty News
Share
Share
Post
Email

More coastal Connecticut homes are getting this flood mitigation device

Alexander Soule, Journal Inquirer, Manchester, Conn.Journal Inquirer

Nov. 28—After a welcome spate of rain to quench Connecticut brush fires, some are thinking ahead to the next time the immediate peril is a wall of water — by renovating their foundations to let flood waters in, to save the house itself.

Since the destruction of the 2012 storm Sandy, coastal property owners from Greenwich to Stonington have been installing flood vents in foundations, with a number of applications for approval currently before municipal zoning officials. The Federal Emergency Management Agency requires flood vents for newly built or raised houses most at risk of flooding to qualify for coverage under the National Flood Insurance Program, with Connecticut adjusting its building code after Sandy to incorporate flood vents, and municipalities following suit.

Equipped with louvers that automatically allow floodwater to flow into and out of basements, crawl spaces and garages, flood vents are designed to equalize the hydrostatic pressure of standing water — or the hydrodynamic onslaught of rushing water — on the exteriors of foundations.

By allowing water into a basement and garage, FEMA says the odds are heightened a home will stay structurally intact during a flood, limiting costs to the cleanup and remediation rather than the prospect of a full reconstruction at a cost of hundreds of thousands of dollars. Connecticut policy claims have averaged about $18,700 over the life of the flood insurance program, which is up for reauthorization next month by Congress.

FEMA acknowledges flood vents are unlikely to help a home avert catastrophe in any event involving "high-velocity flood flow and wave action" such as the torrents that coursed through Oxford, Seymour and Southbury during August flash floods. And with flood vents installed a foot above base flood elevations, in many cases houses must have their foundations elevated to meet program requirements.

"Every time we have done a retrofit in adding them, it was involved in a house lift too," said Ryan Fletcher, CEO of Norwalk-based Fletcher Development, which has undertaken a number of projects along Long Island Sound including new construction.

In addition to raising the foundation, retrofitting a home for flood vents can be an expensive proposition in other ways, including the cost of elevating furnaces and other electrical systems that are located in the basement to utility spaces above flood stage, and upgrading flooring and walls to water-resistant materials.

Letting floodwaters into a house also can let in contaminants, lengthening the period of time that a family has to live somewhere else while remediation is completed, adding to the total cost of a flood.

Still, FEMA offers discounts on flood insurance for properties equipped with flood vents — in some instances at big-enough discounts for the savings to pay for the cost of installation. And some states include flood vents as eligible for grants to gird houses against the risk of floods, including New York under its Resilient Retrofits program.

Seymour-based Connecticut Basement Systems has installed a number of flood vents over the past decade-plus in Connecticut, but infrequently according to CEO Larry Janesky. The company uses vents from New Jersey-based Smart Vent.

"I've been in the business 40 years and I've never seen a foundation that failed because there was floodwater on the outside and not on the inside. Everything we do is to keep basements dry, so it's totally counterintuitive to us," Janesky said. "But if someone says, 'Hey, I can save money on my insurance and over time I can save more than the flood vents cost,' OK, then fine."

Includes prior reporting by Ken Dixon.

___

(c)2024 Journal Inquirer, Manchester, Conn.

Visit Journal Inquirer, Manchester, Conn. at www.journalinquirer.com

Distributed by Tribune Content Agency, LLC.

Older

Some in the venture capital community backed Trump. Here’s what’s next

Newer

Legal Notices

Advisor News

  • After the midterms: Addressing your clients’ tax concerns
  • Berkeley arts tax heads toward passage while public bank measure looks likely to fail
  • Americans’ sense of overall prosperity still ticks upward
  • Turning expanded eligibility into a better coverage plan for federal clients
  • Election 2026: Which of Berkeley's 7 ballot measures will pass?
More Advisor News

Annuity News

  • AM Best Affirms Credit Ratings of Knighthead Annuity & Life Assurance Company and Merit Life Insurance Co.
  • Jackson reports record annuity sales, increases share repurchase authorization
  • Why the market doesn’t need more carriers
  • Equitable, Corebridge steam toward merger with strong Q3 annuity sales
  • Jackson Announces New Annuity Offering for AARP Members
More Annuity News

Health/Employee Benefits News

  • Investigators at University of Pennsylvania Report New Data on Managed Care (In-hospital Medicaid enrollment facilitates follow-up care for emergency general surgery patients): Managed Care
  • New Findings from University of Pennsylvania in the Area of Managed Care Described (Association of Neighborhood Socioeconomic Disadvantage With Excess Mortality Among Medicare Beneficiaries: Examining an Empirical Basis for Social Risk …): Managed Care
  • Research on Acute Lymphoblastic Leukemia Published by Researchers at Stanford University (Travel time, insurance, and specialized cancer care for adolescents and young adults with acute lymphoblastic leukemia): Oncology – Acute Lymphoblastic Leukemia
  • Investigators from Nationwide Children’s Hospital Zero in on Mental Health Diseases and Conditions (The 2021 Child Tax Credit Expansion and Mental Health Care Use Among Medicaid-enrolled Adolescents In Ohio): Mental Health Diseases and Conditions
  • Study Results from Daegu Catholic University in the Area of Machine Learning Reported (Explainable machine learning framework with Granger-based temporal predictive validation for monitoring fiscal risk in national health insurance expenditure): Machine Learning
More Health/Employee Benefits News

Life Insurance News

  • AM Best Affirms Credit Ratings of Central States Indemnity Co. of Omaha and Its Subsidiary
  • National Life Group Approves $23 Million Dividends for 2027
  • Milliman’s proposed $15.5 million settlement puts life insurance underwriting data in focus
  • Brighthouse Financial Announces Third Quarter 2026 Results
  • Prudential earnings dip as Japan sales suspension offsets U.S. growth
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Insurvoice Lets Independent Insurance Agency Owners Analyze Every Customer Call in ChatGPT or Claude
  • Spectrum Weather & Specialty Insurance Celebrates 15 Years and Welcomes the Next Generation
  • Royal Neighbors of America® Increases Service Capacity
  • Benefits Studio Launches to Fill the Missing Middle of Benefits Navigation at $49/mo
  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.