More assistance with insurance for Maui fire victims needed, advocates say [The Honolulu Star-Advertiser]
Sep. 29—Lahaina fire survivors without renter's or property owner's insurance—and even those with insurance—received no assurances Thursday that the state can help them recover their losses anytime soon.
Even property owners with insurance received no clear idea from the state
Representatives for DCCA's Insurance Division said fire victims' first recourse lies with the Federal Emergency Management Agency—an answer that frustrated state Sen.
The briefing was only the second held outside the state
Simultaneously on Thursday, one of the House's post-fire working groups—focused on public education—held its own briefing on
Asked whether legislation can help bridge the gap between survivors' need and the state's inability to help, Awa said there isn't time to wait for the 2024 legislative session to provide relief.
"There's so many things we need to attack now, " Awa told the
The
Representatives from insurance companies attended Thursday's briefing but did not testify.
GEICO General Manager
Fire survivors with property insurance repeatedly have told the
And renters without renter's insurance—especially if they had informal rental agreements—also have been frustrated by the lack of federal financial support.
Some people who testified at Thursday's briefing said the clock has begun ticking on when they can file their insurance claims, but adjusters have not been able to enter burn zones that haven't been cleared for safe reentry. So far, the county has opened only one residential zone to residents and property owners, who have been told they can bring along insurance adjusters to help process their claims. Three more residential zones will open Monday.
Others testified Thursday that they've been told that their insurance will likely cover repairs to properties that survived, but not to tear out walls or insulation to ensure proper removal of toxic materials. County officials continue to warn that dust and ash in
DCCA officials said they lack the authority to grant entrance to insurance adjusters.
Fire survivor and state Sen.
DCCA representatives, including Director
Keohokalole said he did not know what kind of legislation could help survivors with their immediate needs.
"It's just unclear to me exactly at this point what we need to address the situation, " he told the
Keohokalole agreed that DCCA "needs to be intentional " in working with
"If the (DCCA ) Insurance Division is not responsible for the issue, then no one in state government is—and that's not good enough, " he said. "I don't think that these are hard things or impossible things. It seems appropriate that this would be elevated and get coordinated attention. It's the committee's point and that is our expectation, because no one has taken this up. It should be them. In the absence of clear and helpful communication, people are vulnerable to all this propaganda."
In the long term, Keohokalole agreed with testimony from a Hawaiian kupuna who said efforts are needed to plant fallow land with native species to restore forests and replenish the watershed to reduce the risk of future wildfires, which the state can mandate.
"All of this fallow land is just drying out, " Keohokalole said. "It's really obvious when you come out to
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