MEWA Association of America responds to the Department of Labor’s Proposed Rulemaking of Association Health Plans (AHPs)
The
MEWAs were created under the amendments to the Employee Retirement Income Security Act (ERISA) in 1983. ERISA now allows employers to form self-insured health plans through their business associations, which are re-insured by insurance companies, thereby providing adequate protections against insolvency.
MAA's response was authored by
MAA's response is as follows:
We advocate allowing AHPs to cross state lines regardless of whether they have a common interest (same trade or industry) or have no common interest, such as a
Single proprietors are hurt worst by high-cost health insurance and should be allowed to join AHPs. There are vagaries in the regulations as to whether one-person businesses or working owners are allowed to join AHPs. We asked the department to clarify this.
Class exemption – At its discretion, the DOL may grant a class exemption to self-insured MEWAs, which we, at MAA, have requested. This allows AHPs to cross state lines and implement most of what we recommend in our response. We also offer a framework on how to regulate AHPs.
MAA has the same goal as the Administration to offer multiple health insurance options via qualified Association Health Plans across state lines, thereby helping small businesses lower their health insurance costs. Click here for MAA's complete response.
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Read the full story at http://www.prweb.com/releases/2018/04/prweb15378247.htm
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