Lost your house to Florence? Your job? Here’s how to find help and get money.
Read complete coverage of Hurricane Florence
The aid is available through the
"We know this massive storm will cause incredible damage and I'm asking
People can apply for
You'll need to be able to provide some identifying information to
-- Your social security number, or the social security number of a child living at the house.
-- Annual household income.
-- Contact information, insurance information and bank account information.
Anyone who is denied will still be notified and given a chance to appeal. But
However, since Hurricane Florence is expected to cause heavy flooding, it's unlikely that many people will be able to get their insurance company to help cover damages. Only 3 percent of the homes in
Other than aid from
More information about those loans and how to apply is available at https://disasterloan.sba.gov.
State aid
The
People who want to apply for home rebuilding money from the state are required to provide a number of documents, including:
-- A photo ID and proof of either citizenship or legal residency (like a
-- Proof that you lived in the damaged home (like a utility bill from the same month the storm hit).
-- Copies of tax returns or pay stubs for all the adults who live in the home.
-- Copies of any payments from insurance companies or other government agencies for damage to the home.
More details can be found online at www.rebuild.nc.gov/apply.
Filing home insurance claims
When the storm passes, insurance agents will be out in force to assist homeowners with filing their property insurance claims.
The insurance department is warning residents to beware of scam artists who prey on storm victims. The agency said to take these steps to protect yourself against unscrupulous contractors or handymen:
Be wary of sales reps who go door-to-door to solicit business.
Be sure the contractor is insured and licensed.
Get all estimates in writing, including schedules and materials.
Don't sign blank contracts and don't pay a contractor in full until the work is completed.
Job loss aid
When a disaster hits, people don't just lose their homes. Some also lose their jobs. And if that happens, a different federal agency can help.
Thanks to a post-recession law passed in 2014, the
"As we did during last year's destructive hurricane season, Americans will come together to rebuild their communities," he said. "
To find a local state-run career center, go to https://ncworks.gov
Small business aid
The low-interest loans for homeowners and renters through the
To learn more or to apply, go to https://disasterloan.sba.gov
Business owners whose property sustained damage from the storm or economic losses from having to close down -- even if there were no physical damages -- can qualify for SBA loans. So can losses that occurred if a business had one or more of its employees called up for emergency response duty because they're in the military reserves.
All three of those loan types can be as much as
Doran: 919-836-2858; Twitter: @will_doran
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