Letters: Explanation from insurance commissioner rings hollow

It does not take Sherlock Holmes to find out why our auto and homeowners insurance rates are so high: He lives in Metairie, and he is our insurance commissioner.

Another rate increase is on the way, and his comment in the newspaper was that the auto insurance system is complex and opaque.

My wife and I are in our late 70s, and we drive less than 4,000 miles a year. and our cost is over $ 1,600 per year. Our homeowners insurance costs $6,000 per year. So, we now are paying $7,600 this year on insurance.

I was pleased to read that he is stepping down. Maybe we will get a commissioner who cares about his constituents and will go to war for us.

I would not like to be a young family with children of driving age today and living in a home in this state. I can only imagine what their rates must be.

Please do not tell me you do not understand why our population is shrinking. If my wife and I were younger, I would already be packing and looking to move to Texas — or anyplace else. And, let's not be so naive as to think that younger people are contemplating moving to Louisiana.

JOE RICHARD

Metairie