Is your SLO County home ready for wildfire season? Here's how to find out - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
May 27, 2021 Newswires
Share
Share
Post
Email

Is your SLO County home ready for wildfire season? Here's how to find out

Tribune (San Luis Obispo, CA)

May 27—With a potentially scary wildfire season looming, what specific things you need to do now to protect your home and property as much as possible?

I recently asked myself that question, and now I know that the Tanners need to do.

We have to create 5-foot, nonflammable fencing sections to replace where our current wood fences connect to the house. The wood ones can act as wicks for flames.

Mike Rice, our landscape contractor, must do his annual mow of our meadow grass as soon as the green stuff dries enough. Thank you, fog!

We also need to clear out leaf litter and wooden items against the north side of the house, thin a bushy rosemary hedge and trim down a huge, lovely impatiens bush that's too close to our wood deck. Plus, we should research treating the deck and the wood furniture on it with something that reduces the tinder potential.

In addition, we must remove some aging and dying eucalyptus trees, which can burn like Roman candles, fast, hot and shedding fire-spreading embers far and wide.

SLO County sources for fire preparedness

How do I know all that?

I asked for an onsite analysis of the Tanners' situation from Rice, certified arborist Blair McCormick and tree service folks. I also consulted with Dan Turner of the San Luis Obispo County Community Fire Safe Council, Cambria Fire Chief William Hollingsworth and Cal Fire's John Gee, Capt. Monte Phelps and the defensible space inspection team of firefighters Josiah Martinez and Chris Laethem.

Then, for more recommendations, I went online to Cal Fire's ReadyforWildfire.org site. I logged onto fscslo.org for information from the Fire Safe Council, then went to the National Fire Protection Association's website at www.nfpa.org.

For localized advice, I went to the Cambria Community Services District's North Coast Emergency Preparedness site and checked out the Cambria CSD Fire Department's site. I also got a sample checklist at Firewise Homeowner Assessment form to fill out.

Was that process daunting? Yes. Time-consuming? Of course.

Useful and necessary? Definitely.

Are you prepared for a wildfire?

I already knew about wildfires. Not only have I written about this county's wildland blazes for three decades, including the "Fire ... a nightmare scenario ... is Cambria Ready" newspaper supplement I wrote 17 years ago, I've researched the topic endlessly for work and our own safety.

I'm also the survivor of a fire that destroyed our home.

So I know what the bottom line is from a disastrous fire: indescribable loss, pain, thousands of difficult decisions and tons of time and money spent on relocating and rebuilding.

I want to do anything I can to help other families prevent that from happening to their homes and businesses, ever.

Here's a fire readiness exercise.

Think of a worst-case home scenario, according to firefighters.

Imagine a home built deep in the forest, on a narrow, dead-end street — maybe in the "fire chimney" area of a canyon. There's no clearly visible address number.

The house has a wood shake roof, wood siding and wood deck, plus firewood stacked nearby. Trees and shrubs are close to the house, maybe even leaning on the roof. There are also plenty of dead and dying trees nearby, and gutters full of leaves.

No, that's not our home, thank heavens! But ours has enough issues.

Fire risk versus expenses

After figuring out what needed to be done, I came nose-to-nose with the conundrum that faces every owner of a home, business or property in a wildfire-prone landscape.

Being as protected as possible from fires comes down to the conflict between what needs to be done, what the law requires, what your neighbors have done on their properties, what you can afford to do and what level of risk you're comfortable with.

Guess what, Cal Fire? This year I can afford to take out one big eucalyptus tree, not all of them.

Am I comfortable with that decision, that level of risk? No. But for now, that's my only option, so I'll live with it.

Sure, some wildfire preparedness is in the hands of others — such as firefighters, landscapers, legislators and insurance agents.

But the bottom line is they can't do it all.

Some of that responsibility falls on you and me, pal.

With rainfall levels across San Luis Obispo County far below normal for the 2020-2021 rain season, leading to dire predictions about drought and wildfire conditions, we had better start doing the things we're going to do soon!

That was why I asked for advice and help. For all of us. So we can what we must do to be safer during this frightening wildfire season and beyond.

SLO County fire preparedness resources

San Luis Obispo County has some powerful volunteer wildfire safety advocates on our Fire Safe Council. Cambria has its own offshoot of that, the Cambria Fire Safe Focus Group.

Both groups have been incredibly helpful in getting some major work done to make the community safer, from public education to creating fire breaks in especially vulnerable areas of town.

In terms of wildfire readiness in my small, heavily wooded coastal town, many things have changed for the better in recent years, thanks in part to those experts and some dedicated residents and property owners.

Firefighters inspect all developed and undeveloped Cambria properties annually and tell owners what must be done to meet state, county and local wildfire protection requirements.

Through the Focus Group, Cambria has been a federally designated Firewise Community for five years. (Learn more about that and how it might save you money on insurance at www.nfpa.org).

Ricardo Lara, California's insurance commissioner, said during a May 13 wildfire preparedness workshop that work done and information shared by fire safe councils and other groups is "crucial to our communities" being able to lessen the impact of a wildfire.

Lara said he's working to make sure some of the millions of dollars in recently allocated state funds will go to those groups to help in their essential work.

If you don't know about those organizations, spend a little time learning about them. Then volunteer to help however you can.

How safe is your home and property?

The fire experts who visited our Cambria home said that our property are basically in good shape, fire-wise.

There's lots of space between our trees near the house, and all their "fire ladder" lower limbs have been removed. Our roof is clear of stuff that can burn; our vents are screened to keep embers out.

But they added there are plenty of things we need to do — within 30 days, according to Cal Fire's LE100 defensible space inspection form they left with us.

There's so much more to learn. And so much more to share with y'all.

During this summer and fall, The Tribune and The Cambrian will report about all the aspects of wildfire readiness and prevention, from assessing your home's danger zones to how and when to evacuate.

Then all we can hope for is that you'll take the information to heart and act on it, to help keep you and your neighbors safer.

___

(c)2021 The Tribune (San Luis Obispo, Calif.)

Visit The Tribune (San Luis Obispo, Calif.) at www.sanluisobispo.com

Distributed by Tribune Content Agency, LLC.

Older

Child Health Insurance Market Exhibits a Stunning Growth : Aviva, Assicurazioni Generali, Cardinal Health

Newer

Editorial: Recovery From Hurricane Laura, Other Storms, Still Need Federal Boost

Advisor News

  • Help child-free clients plan for their later years
  • When new investment trends emerge, Gen Z is most likely generation to be first in
  • Could ‘plain English’ become an advisor’s secret weapon?
  • IRI urges Senate action on 403(b) parity legislation
  • Three estate planning ideas to protect your clients and their wealth
More Advisor News

Annuity News

  • Guidance, bulletin or reg? NAIC debates form of annuity illustration update
  • Nationwide adds mutual fund-linked strategy to New Heights Select FIA
  • NUNN INTRODUCES BILL TO CUT RED TAPE, GIVE IOWANS CLEARER INSURANCE INFORMATION
  • NAIC working group pressed to accelerate annuity illustration overhaul
  • State Auditor James Brown Kicks Off Life Insurance Awareness Month With Policy Locator Tool
More Annuity News

Health/Employee Benefits News

  • New York approves increase for health insurance in 2027
  • Keep the transcript; Don’t delete the audio
  • State announces rates for 2027 Affordable Care Act plans
  • More than half of insured Americans fear a major medical bill
  • Starbucks raises health insurance premiums, sparking worker tension
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • Agam Capital Advises JAB Insurance on Completing the Acquisition and Successful Rehabilitation of Columbian Financial Group
  • Former Lawrence County deputy indicted in alleged life insurance fraud scheme
  • Life insurance sales rise across all product lines in Q2, Wink reports
  • TDCI reminds consumers to focus on future during Life Insurance Awareness Month
  • TDCI reminds consumers to focus on the future during Life Insurance Awareness Month
Sponsor
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Classic Car Insurer OpenRoad Insurance Expands to 40 U.S. States in Two Years
  • How Aspire General Turned an Early Technology Bet Into Claims Automation at Scale with Kyber
  • Adjusto launches AI-Native contents claims services powered by its technology platform
  • URL Insurance Group Celebrates 40 Years of Service, Growth, and Industry Leadership
  • MassMutual Ascend Surpasses $2 Billion in Lifetime Advisory Annuity Sales, Reflecting Continued Momentum in RIA Channel
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.