‘Immoral,’ ‘barbaric’ for insurer to deny cancer therapy, says judge who had same cancer
Calling it "immoral and barbaric" to deny a patient proton beam radiation therapy for cancer if available, U.S. District Judge
"All the experts opined that if I opted for radiation treatment, proton radiation was by far the wiser course of action," Scola wrote. The judge added that he opted for surgery, but that "those opinions [are] still resonant."
Scola further cited a "close friend" who was diagnosed with prostate cancer in 2015 and paid
The case has been re-assigned to U.S. District Judge
Cole, 71, was diagnosed with advanced prostate cancer in spring 2018. He said he sought care at Baptist Health South
Prostate cancer can be treated with surgery or radiation, in addition to other therapies. Cole said he was a candidate for surgery, but that he would have needed radiation therapy in addition to surgery.
Doctors at Baptist Health and
"It offered me the best hope," Cole said.
But Cole's insurer, UnitedHealthcare, refused to authorize the treatment, calling proton beam therapy "experimental and investigational," said
UnitedHealthcare's denial caused Cole to delay his care for months, he said.
"I was frustrated and frightened," Cole said. "Any time anybody tells you that you have cancer, it's not a good day. Then to be told they had to delay treatment because the insurer hadn't or wouldn't approve it made it a worse day."
"UnitedHealthcare bases its medical policies and coverage decisions _ including for proton beam therapy _ on the prevailing published clinical and scientific evidence," Shydlo said.
Cole, who is a partner in the
Cole's complaint alleges that UnitedHealthcare denied coverage of proton beam therapy because it's more expensive than traditional radiation treatment.
Warwick said a survey of the association's member centers showed that proton beam therapy is denied by commercial health insurers about half the time a claim is made. But Medicare, he said, offers broad coverage of proton beam therapy.
"There's definitely a schism," Warwick said of the difference between Medicare and commercial insurers' coverage of proton beam therapy.
In January, about the time that UnitedHealthcare issued its final denial to Cole, the company updated its coverage policy regarding proton beam therapy. Cole filed suit in April and is seeking class-action status.
"The purpose of pursuing this as a class action is to effect change," said Casey, the attorney representing Cole, "and to recover benefit to potentially thousands of people nationwide who have been denied benefits that they were entitled to."
According to Cole's lawsuit, up until
But the company's updated policy states that proton beam therapy and the more traditional intensity-modulated radiation therapy "are proven and considered clinically equivalent for treating prostate cancer" and that medical necessity will be determined based on the terms of the insured person's plan.
Casey said Cole's lawsuit seeks to have UnitedHealthcare re-process all claims for proton beam therapy for prostate cancer filed prior to the policy update in January. It's not clear how many individuals may be affected if Cole's lawsuit prevails.
About 11,000 patients received proton beam therapy for a variety of medical conditions in 2017, Warwick said. But the treatment is becoming more popular.
There are 31 operational proton beam therapy centers in
For Cole, the fight to have UnitedHealthcare cover proton beam therapy for prostate cancer is about "principle," he said.
"They were relying on the fact that some people would get tired of it and just drop out," Cole said. "Remember, you're also sick at the same time. So you're not exactly in a fighting mood."
Cole said he has also been meeting with his firm's insurance broker to consider a change in health insurers for his group plan, which covers about 1,000 people. And he has pledged to donate any award he receives from the lawsuit to the
No matter how his lawsuit with UnitedHealthcare ends, though, Cole considers himself a winner in the only fight that really mattered: the one for his life.
About three months after he completed proton beam therapy for his prostate cancer, Cole said he received good news from his doctor.
"All of the tests have resulted in my being cancer free," he said. "I'm very relieved."
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