Health Care Reform Should Avoid Short-Sighted Cuts
As federal policymakers consider changing the nation's health care system by repealing or changing the Affordable Care Act, they need to realize that taking away people's health care benefits does not remove those persons' need for health care. Some might see repeal of the ACA as a way to cut health care expenses, but in fact, it could instead increase health care expenses. To understand why that is so, it is important to understand the cost shift that occurs when uninsured people's health care costs are passed on to others in society.
At
One of the important changes brought by the ACA was the expansion of Medicaid to cover more people, and WV Health Right responded by treating Medicaid recipients. Prior to Medicaid expansion under the ACA, the income eligibility for Medicaid in
Thus, Medicaid expansion has improved health care access for such persons, allowing them to receive care in a more organized, clinically appropriate and efficient way. When such individuals do not have access to affordable care, they tend forgo primary and preventive care. Consequently, they ignore medical issues until those issues become so problematic they end up in hospital emergency departments, where care is especially expensive. In 2013, the average cost for an emergency department visit was
Studies have shown that medical costs can be reduced and outcomes can be improved by providing people with primary and preventive care, such as through patient-centered medical homes. WV Health Right is accredited by the
That is why there is a dollars-andcents reason not to go backward by making it more difficult for people to connect to affordable health care. Again, legislating away health care benefits does not make health care needs disappear.
We hope that, as


Creating Equilibrium Announces Inaugural Solutions-Focused Innovation Forum Dedicated to Solving Environmental Challenges
Wyoming Democratic Party Issues Statement on Senate GOP Health Care Law
Advisor News
- How much could failure to fund Social Security cost average Americans?
- How can more Americans achieve financial independence?
- Savers vs. spenders: How money management attitudes impact financial confidence
- Demonstrating the value of life insurance to Gen Z
- Poor money habits are a dealbreaker in a new relationship
More Advisor NewsAnnuity News
- Canvas steps into the direct-to-consumer market that has yet to take off
- The next growth phase in life/annuities depends on modernization
- CA judge certifies class action in teachers’ lawsuit over in-plan annuity fees
- Globe Life Inc. (NYSE: GL) Records 52-Week High Thursday Morning
- AM Best Managing Director Joins ‘Target Topics’ Podcast to Discuss State of Delegated Underwriting Authority Enterprises Market
More Annuity NewsHealth/Employee Benefits News
- Covered California rates to jump nearly 10% as thousands struggle to afford coverage
- A Tale of Two Behavioral Health Systems, or How the State Border Determines Who Gets Access to Mental Healthcare
- Recent Findings from Iwate Medical University Provide New Insights into Science (Nonlinear Associations Between Sleep Duration and Incident LTCI Certification in Older Adults: Findings From the Iwate-Kenpoku Cohort Study): Science
- Researchers from Capital Medical University Detail New Studies and Findings in the Area of Managed Care (Factors Contributing To the Enrollment of Ambiguous Medical Insurance Cases: a Retrospective Study At a Tertiary Hospital In Beijing): Managed Care
- Studies from Cornell University Further Understanding of Managed Care (IRA Reforms To Medicare Part D Reinsurance Were Associated With Plan Exits And Higher Premiums, 2024-25): Managed Care
More Health/Employee Benefits NewsLife Insurance News
- USAA introduces Secure Start whole life program for children
- Best’s Market Segment Report: AM Best Maintains Stable Outlook on South Korea’s Non-Life Insurance Market
- Horace Mann Strengthens Customer Relationships and Accelerates Long-Term Growth Through Transactions with Medical Mutual of Ohio
- Regulators: ‘No firm conclusions’ from first offshore reinsurance filings
- Allianz Life Study Finds Americans Struggle to Shift From Retirement Saving to Spending
More Life Insurance News