Have You Researched Your Health Plan Options For 2023?

HARTFORD — Insurance Department Commissioner Andrew N. Mais is urging consumers to research their coverage options as the Open Enrollment period is happening now.

Consumers are strongly encouraged to take the time to fully understand what their coverage options, premiums and out-of-pocket costs are, and to also understand how they work before purchasing a Health Insurance Plan.

“As Open Enrollment is now upon us, this is the best time to shop around and find a product that is right for you and your family,” Mais said. “Consumers should research if the plan comes with protections required by Connecticut and/or federal law and is marketed by a licensed insurance carrier or licensed broker in Connecticut.”

Consumers interested in learning how the different health plans compare, can view the 2022 Consumer Report Card online at portal.ct.gov/CID/Reports/Consumer-Report-Card-on-Health-Insurance-Carriers-in-Connecticut.

Consumers looking to purchase a plan through the health plan exchange can start browsing online at AccessHealthCT.com.

Open Enrollment began November 1 and runs through January 15, 2023. Consumers who enroll by December 15 will have coverage beginning on January 1, 2023.

Consumers who enroll December 16 through January 15, 2023, will have coverage beginning on February 1, 2023.

Residents may work with a certified broker or enrollment specialist in their community to find a plan that is right for them. To find a certified broker or enrollment specialist, visit the Get Help webpage.

Access Health CT (AHCT) is hosting enrollment fairs throughout the state during the Open Enrollment period. In addition, residents may visit any of AHCT’s Navigator partner locations for expert help from enrollment specialists.

There are several ways to get health insurance.

Some people buy coverage on their own. Many people get coverage through their employer or a family member’s employer.

Others are covered through public programs like Medicare and Medicaid or buy on the health exchange at: AccessHealthCT.com.

Anyone with questions can contact the Connecticut Insurance Department by email at insurance@ct.gov or by calling 860-297-3900.

To also help residents understand and successfully navigate open enrollment, the Office of the Healthcare Advocate in partnership with CHOICES and the State Health Insurance Assistance Program are providing an open Zoom Room with knowledgeable staff to answer questions about Medicare Open Enrollment.

Each Wednesday through December 7, use the link below — note: PASSWORD may be needed. Drop in and get expert help — no waiting in line.

Virtual Medicare Open Enrollment Q&A Sessions are set for November 9, 16, 23, 30, and December 7. Join the Zoom meeting here:

https://us06web.zoom.us/j/82778742647

PASSWORD: Twffy3