Guest opinion: Actually, we can afford Medicaid expansion - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Advertise
    • Contact
    • Editorial Staff
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
January 31, 2019 Newswires
Share
Share
Tweet
Email

Guest opinion: Actually, we can afford Medicaid expansion

Deseret News (UT)

Opponents of Utah’s Proposition 3 to expand Medicaid — which the majority of voters supported — often claim that expanding Medicaid for low-income Utahns will wreck our state budget. They use this claim to justify proposals to impose caps on enrollment, to delay expansion, to impose work requirements or to roll-back expansion completely.

Despite this worn-out “we can’t afford it” claim, we now have the experience from other states’ Medicaid expansions to more accurately predict what will happen in Utah. As your elected officials, we must consider the best data available when making policy decisions. We now have data from credible sources on how Medicaid expansion has actually impacted other states.

Here is what the experience from other states tells us, and why our colleagues need to allow Medicaid expansion to proceed.

States that expand Medicaid see broad economic benefits associated with the expansion. Expansion states have experienced economic growth from increased employment and spending in health care and other economic sectors, such as construction and retail services. Since Louisiana’s 2016 expansion, it has seen a $1.85 billion direct economic impact and created 19,000 new jobs. A conservative estimate for Utah is $800 million annually in new spending if Medicaid expansion moves forward.

Opponents to Medicaid expansion regularly overstate the negative impact on states’ budgets. In fact, expansion states have been able to reduce spending on mental health and correctional health services and reduce the burden on hospitals for uncompensated care. Michigan expects to see net savings from expansion total more than $1 billion from 2018-2021 due to increased tax revenue and savings on state mental health programs. Virginia, which approved expansion last year, is projected to save the commonwealth $421 million in its first two years, and is investing the savings into public education.

Even as the federal share of expansion drops to 90 percent in coming years, some states estimate savings will offset much of their expansion costs, while others expect the expansion will continue producing net budget savings.

Opponents claim that Medicaid expansion will force states to cut funding from other budget priorities like education. But the National Association of State Budget Officers found that between fiscal years 2010-2015, states that expanded Medicaid under the ACA saw no significant increases in state spending, nor significant reductions in spending on education or other programs.

Imposing a work requirement for Medicaid, as some propose, sounds like a good idea on the surface. But this actually increases administrative red tape and will cost more than it will ever save. Most importantly, it would further delay implementation because it would require a federal waiver.

Most Medicaid enrollees who can work are already working. Only a small share of people, 6 percent, currently don’t work and would likely meet an exemption because many are full-time caregivers for ill or disabled family members. Multiple studies show that many poor people would lose coverage and would be hurt. Work requirements specifically harm women, children and people with disabilities.

Much of the fear some have about Medicaid expansion is that undeserving people may try to mooch off the system. These fears are unfounded. Nationally, most adults are on Medicaid less than three years. Medicaid is a resource to bridge gaps in coverage, not a lifetime health insurance plan. It functions to get people healthy, so they can work and ultimately secure a job with employer-sponsored health care.

Ultimately, Proposition 3 passed because most Utahns support raising their taxes to give 150,000 low-income Utahns the health care they need. Now with analyses from other expansion states to learn from, the best evidence tells us that Medicaid expansion will greatly improve access and quality to health care, and importantly — that we can afford it. We as legislators should listen to what most Utahns have told us and allow Medicaid expansion to proceed.

CREDIT: Suzanne Harrison and Jennifer Dailey-Provost, Deseret News

Older

County to Consider Increase to Cybersecurity Insurance

Advisor News

  • Why you should discuss insurance with HNW clients
  • Trump announces health care plan outline
  • House passes bill restricting ESG investments in retirement accounts
  • How pre-retirees are approaching AI and tech
  • Todd Buchanan named president of AmeriLife Wealth
More Advisor News

Annuity News

  • Great-West Life & Annuity Insurance Company Trademark Application for “EMPOWER READY SELECT” Filed: Great-West Life & Annuity Insurance Company
  • Retirees drive demand for pension-like income amid $4T savings gap
  • Reframing lifetime income as an essential part of retirement planning
  • Integrity adds further scale with blockbuster acquisition of AIMCOR
  • MetLife Declares First Quarter 2026 Common Stock Dividend
More Annuity News

Health/Employee Benefits News

  • Trump wants Congress to take up health plan
  • Iowa House Democrats roll out affordability plan
  • Husted took thousands from company that paid Ohio $88 million to settle Medicaid fraud allegations
  • ACA subsidy expiration slams Central Pa. with more than 240% premium increases
  • Kaiser affiliates will pay $556M to settle a lawsuit alleging Medicare fraudKaiser affiliates will pay $556M to settle a lawsuit alleging Medicare fraudKaiser Permanente affiliates will pay $556 million to settle a lawsuit that alleged the health care giant committed Medicare fraud and pressured doctors to list incorrect diagnoses on medical records to receive higher reimbursements
More Health/Employee Benefits News

Life Insurance News

  • Best’s Market Segment Report: AM Best Maintains Stable Outlook on India’s Non-Life Insurance Segment
  • AM Best Affirms Credit Ratings of Health Care Service Corporation Group Members and Health Care Service Corp Medicare & Supplemental Group Members
  • Kyle Busch hits PacLife role in amended IUL fraud claims suit
  • I sent a letter to President Trump regarding Greg Lindberg
  • ‘Cashing Out’: Film recounts how viatical settlements arose from AIDS crisis
Sponsor
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Elevate Your Practice with Pacific Life
Taking your business to the next level is easier when you have experienced support.

ICMG 2026: 3 Days to Transform Your Business
Speed Networking, deal-making, and insights that spark real growth — all in Miami.

Your trusted annuity partner.
Knighthead Life provides dependable annuities that help your clients retire with confidence.

8.25% Cap Guaranteed for the Full Term
Guaranteed cap rate for 5 & 7 years—no annual resets. Explore Oceanview CapLock FIA.

Press Releases

  • Agent Review Announces Major AI & AIO Platform Enhancements for Consumer Trust and Agent Discovery
  • Prosperity Life Group® Names Industry Veteran Mark Williams VP, National Accounts
  • Salt Financial Announces Collaboration with FTSE Russell on Risk-Managed Index Solutions
  • RFP #T02425
  • RFP #T02525
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Advertise
  • Contact
  • Editorial Staff
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet