Guest opinion: Actually, we can afford Medicaid expansion
Opponents of Utah’s Proposition 3 to expand Medicaid — which the majority of voters supported — often claim that expanding Medicaid for low-income Utahns will wreck our state budget. They use this claim to justify proposals to impose caps on enrollment, to delay expansion, to impose work requirements or to roll-back expansion completely.
Despite this worn-out “we can’t afford it” claim, we now have the experience from other states’ Medicaid expansions to more accurately predict what will happen in
Here is what the experience from other states tells us, and why our colleagues need to allow Medicaid expansion to proceed.
States that expand Medicaid see broad economic benefits associated with the expansion. Expansion states have experienced economic growth from increased employment and spending in health care and other economic sectors, such as construction and retail services. Since Louisiana’s 2016 expansion, it has seen a
Opponents to Medicaid expansion regularly overstate the negative impact on states’ budgets. In fact, expansion states have been able to reduce spending on mental health and correctional health services and reduce the burden on hospitals for uncompensated care.
Even as the federal share of expansion drops to 90 percent in coming years, some states estimate savings will offset much of their expansion costs, while others expect the expansion will continue producing net budget savings.
Opponents claim that Medicaid expansion will force states to cut funding from other budget priorities like education. But the
Imposing a work requirement for Medicaid, as some propose, sounds like a good idea on the surface. But this actually increases administrative red tape and will cost more than it will ever save. Most importantly, it would further delay implementation because it would require a federal waiver.
Most Medicaid enrollees who can work are already working. Only a small share of people, 6 percent, currently don’t work and would likely meet an exemption because many are full-time caregivers for ill or disabled family members. Multiple studies show that many poor people would lose coverage and would be hurt. Work requirements specifically harm women, children and people with disabilities.
Much of the fear some have about Medicaid expansion is that undeserving people may try to mooch off the system. These fears are unfounded. Nationally, most adults are on Medicaid less than three years. Medicaid is a resource to bridge gaps in coverage, not a lifetime health insurance plan. It functions to get people healthy, so they can work and ultimately secure a job with employer-sponsored health care.
Ultimately, Proposition 3 passed because most Utahns support raising their taxes to give 150,000 low-income Utahns the health care they need. Now with analyses from other expansion states to learn from, the best evidence tells us that Medicaid expansion will greatly improve access and quality to health care, and importantly — that we can afford it. We as legislators should listen to what most Utahns have told us and allow Medicaid expansion to proceed.
CREDIT:



County to Consider Increase to Cybersecurity Insurance
Advisor News
- The overlooked retirement security risk that must be addressed
- What advisors should know about hedge funds in retirement planning
- Retirement control is top success measure for middle class, ACLI says
- Industry groups applaud House passage of Financial Exploitation Prevention Act
- Younger workers more likely to be eligible for a retirement plan after changing jobs
More Advisor NewsAnnuity News
- Malibu Life Holdings Completes Acquisition of TruSpire, Establishing Malibu USA and Accelerating Entry into the U.S. Retail Annuity Market
- Why job boards are failing insurance agencies
- MassMutual Ranks No. 100 on the 2026 Fortune 500® List
- What’s fueling record annuity growth?
- Jackson Named InvestmentNews 2026 Annuities Provider of the Year
More Annuity NewsHealth/Employee Benefits News
- How health insurers get a free pass to deny coverage from a 52‑year‑old law meant to protect worker pensions
- Reports from Capital One AG Describe Recent Advances in Managed Care (Factors Affecting Medical Appointment Adherence among Adolescents and Young Adults with Kidney Disease: A Longitudinal Cohort Study): Managed Care
- Studies from University of Alabama Further Understanding of Neurology (Understanding stroke caregiving in rural contexts: a qualitative study of family caregivers’ cultural values, coping behaviors, and technology use): Health and Medicine – Neurology
- New state law will create more transparency of dental insurance benefits
- Rob Sand pledges to reverse Iowa Medicaid privatization
More Health/Employee Benefits NewsLife Insurance News
- NAIFA praises House committee approval of Clarity for Compensation Act
- PHL Variable liquidation pushed out to 2027, Connecticut regulators say
- ‘Recession-Proof’ Insurance Is Trending. Safety Net or Scam?
- Winged Keel Group Expands National Presence and PPLI Leadership, Welcomes SBSI, Inc. (dba NFP Insurance Solutions)
- MassMutual Ranks No. 100 on the 2026 Fortune 500® List
More Life Insurance News