'Freddy's law' would require high school athletes to take cardiac test - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Health/Employee Benefits News
Newswires RSS Get our newsletter
Order Prints
October 10, 2025 Newswires
Share
Share
Post
Email

'Freddy's law' would require high school athletes to take cardiac test

Christian M. Wade, Gloucester Daily Times, Mass.Gloucester Daily Times

BOSTON — Health insurers will foot the bill for cardiac tests for high school athletes if a new proposal is approved by lawmakers on Beacon Hill.

The legislation mandates athletes in grades nine to 12 be screened for heart conditions with an electrocardiogram (EKG) as part of their sports physical at the beginning of the 2026-27 school year.

Dubbed “Freddy’s Law,” the bill is named after Freddy Espinal, a 17-year-old Peabody Veterans Memorial High School junior who died in September from sudden cardiac arrest during wrestling practice.

State Rep. Tom Walsh, D-Peabody, one of the bill’s primary sponsors, said the goal is to identify undiagnosed heart conditions before a young athlete suffers cardiac arrest, which kills thousands of young people every year.

“If as part of a regular physical exam to play varsity sports students had an EKG, it might pick up a heart defect and avoid problems down the road,” he said.

Walsh said the proposal stems from a conversation he had with Espinal’s family during a recent ceremony at the elementary school Freddy attended to mark the installation of a bench with a plaque bearing his name. He said the family expressed support for efforts to prevent future tragedies.

“His mother felt if he had had an EKG he would probably still be alive today,” Walsh said. “He was playing sports and they didn’t realize there was an issue with his heart.”

Electrocardiograms are a simple test that can be done in a nurse or doctor’s office. It records the activity of the heart by measuring electrical impulses through small electrode patches attached to the skin of the chest, arms and legs. The screenings can catch issues such as irregular heartbeats and other abnormalities.

Under the proposal, the Massachusetts Interscholastic Athletic Association would be required to work with the state and other groups to develop policies and procedures for conducting the examinations, including what happens when a test reveals abnormalities and whether there should be exemptions for parents to opt out of the screening.

“This bill is really important,” said state Sen. Joan Lovely, D-Salem, another co-sponsor of the legislation. “A lot of these health issues are silent and often we don’t find out about it until there’s a tragic incident, as in Freddy’s case. These screenings could help prevent that.”

If approved, Massachusetts would join Florida in setting a requirement that student athletes be tested before they can play.

Florida’s “Second Chance” law, signed by Gov. Ron DeSantis earlier this year, was named in honor of Chance Gainer, a Florida Panhandle high school football player who died in 2024 after collapsing during a game. The law requires high school student athletes to get at least one EKG before they can play varsity football and other sports.

An estimated 7,000 children suffer cardiac arrest each year, according to the American Heart Association. Thousands of others are saved by Automated External Defibrillators, which provide a shock to revive a person in cardiac arrest, the association says.

The Massachusetts proposal faces a long slog through the legislative process and needs to be approved by the House of Representatives and Senate before heading to Gov. Maura Healey’s desk for consideration. The Legislature is almost at its halfway mark through the two-year session.

The late-filed bill is also facing early pushback from the health insurance industry, which opposes new mandates on medical coverage.

“Massachusetts already has one of the most comprehensive sets of required benefits in the nation, and layering on new mandates only makes coverage less affordable and drives more employers out of the regulated market,” Lora Pellegrini, president and CEO of the Massachusetts Association of Health Plans, said in a statement.

Pellegrini said health plans are “committed to ensuring that all residents have access to high-quality, affordable care,” but every mandate “adds to premiums for individuals and small businesses in the fully insured market.”

Lawmakers backing the bills said they expected the insurance requirement to raise problems, but argue that the screenings will help save lives and reduce medical costs with a simple test.

“We know we have a long road ahead of us, but we thought that a late-file bill was the way to go to get the work started,” Walsh said.

“This gets the discussion going, and hopefully we can come up with a solution.”

Christian M. Wade covers the Massachusetts Statehouse for North of Boston Media Group’s newspapers and websites. Email him at cwade@cnhinews.com.

© 2025 the Gloucester Daily Times (Gloucester, Mass.). Visit www.gloucestertimes.com. Distributed by Tribune Content Agency, LLC.

Older

Studies from Federal Reserve Bank of Philadelphia in the Area of Investment Described (Measuring Flood Underinsurance In the Usa): Investment

Newer

Researchers from Brown University Warren Alpert Medical School Provide Details of New Studies and Findings in the Area of Managed Care (Unprepared at Enrollment: Assessing the Financial Literacy and Employee Benefit Selection Preparedness of …): Managed Care

Advisor News

  • After the midterms: Addressing your clients’ tax concerns
  • Berkeley arts tax heads toward passage while public bank measure looks likely to fail
  • Americans’ sense of overall prosperity still ticks upward
  • Turning expanded eligibility into a better coverage plan for federal clients
  • Election 2026: Which of Berkeley's 7 ballot measures will pass?
More Advisor News

Annuity News

  • AM Best Affirms Credit Ratings of Knighthead Annuity & Life Assurance Company and Merit Life Insurance Co.
  • Jackson reports record annuity sales, increases share repurchase authorization
  • Why the market doesn’t need more carriers
  • Equitable, Corebridge steam toward merger with strong Q3 annuity sales
  • Jackson Announces New Annuity Offering for AARP Members
More Annuity News

Health/Employee Benefits News

  • Investigators at University of Pennsylvania Report New Data on Managed Care (In-hospital Medicaid enrollment facilitates follow-up care for emergency general surgery patients): Managed Care
  • New Findings from University of Pennsylvania in the Area of Managed Care Described (Association of Neighborhood Socioeconomic Disadvantage With Excess Mortality Among Medicare Beneficiaries: Examining an Empirical Basis for Social Risk …): Managed Care
  • Research on Acute Lymphoblastic Leukemia Published by Researchers at Stanford University (Travel time, insurance, and specialized cancer care for adolescents and young adults with acute lymphoblastic leukemia): Oncology – Acute Lymphoblastic Leukemia
  • Investigators from Nationwide Children’s Hospital Zero in on Mental Health Diseases and Conditions (The 2021 Child Tax Credit Expansion and Mental Health Care Use Among Medicaid-enrolled Adolescents In Ohio): Mental Health Diseases and Conditions
  • Study Results from Daegu Catholic University in the Area of Machine Learning Reported (Explainable machine learning framework with Granger-based temporal predictive validation for monitoring fiscal risk in national health insurance expenditure): Machine Learning
More Health/Employee Benefits News

Life Insurance News

  • AM Best Affirms Credit Ratings of Central States Indemnity Co. of Omaha and Its Subsidiary
  • National Life Group Approves $23 Million Dividends for 2027
  • Milliman’s proposed $15.5 million settlement puts life insurance underwriting data in focus
  • Brighthouse Financial Announces Third Quarter 2026 Results
  • Prudential earnings dip as Japan sales suspension offsets U.S. growth
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Insurvoice Lets Independent Insurance Agency Owners Analyze Every Customer Call in ChatGPT or Claude
  • Spectrum Weather & Specialty Insurance Celebrates 15 Years and Welcomes the Next Generation
  • Royal Neighbors of America® Increases Service Capacity
  • Benefits Studio Launches to Fill the Missing Middle of Benefits Navigation at $49/mo
  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.