Findings on Science Detailed by Researchers at Health Analysis Division (The role of nonfinancial factors in the Congressional Budget Office’s health insurance coverage projections): Science

2026 JUL 16 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News -- Data detailed on Science have been presented. According to news originating from Washington, District of Columbia, by NewsRx correspondents, research stated, “Nonfinancial factors play an important role in people’s coverage decisions as premiums, cost sharing, and other factors that determine the financial value of health insurance cannot fully explain patterns in take-up rates. The Congressional Budget Office (CBO) is tasked with estimating the budgetary and coverage effects of policy and economic changes that affect health insurance markets, which includes considering the interactions between nonfinancial factors and policy design.”

Our news journalists obtained a quote from the research from Health Analysis Division, “The agency groups the nonfinancial factors it considers into three categories: ease of enrollment, awareness, and attitudes. Many recent policies have affected nonfinancial factors related to the take-up of Medicaid and marketplace insurance, such as the introduction of work requirements for Medicaid and access to zero-premium marketplace plans.”

According to the news editors, the research concluded: “This article explains how nonfinancial factors are handled and incorporated into CBO’s baseline health insurance projections and cost estimates, highlights the recent literature on the effect of these nonfinancial factors on insurance take-up decisions, and suggests future areas of research.”

This research has been peer-reviewed.

For more information on this research see: The role of nonfinancial factors in the Congressional Budget Office’s health insurance coverage projections. Proceedings of the National Academy of Sciences, 2026;123(28). Proceedings of the National Academy of Sciences can be contacted at: Natl Acad Sciences, 2101 Constitution Ave NW, Washington, DC 20418, USA. (National Academy of Sciences - http://www.nasonline.org/; Proceedings of the National Academy of Sciences - http://www.nasonline.org/publications/pnas/)

The news correspondents report that additional information may be obtained from Ben Hopkins, Congressional Budget, Health Analysis Division, Health Insurance Modeling Unit, Washington, DC 20515.

The direct object identifier (DOI) for that additional information is: https://doi.org/10.1073/pnas.2525991123. This DOI is a link to an online electronic document that is either free or for purchase, and can be your direct source for a journal article and its citation.

The publisher’s contact information for the journal Proceedings of the National Academy of Sciences is: Natl Acad Sciences, 2101 Constitution Ave NW, Washington, DC 20418, USA.

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