Findings on Insurance Discussed by Investigators at Rensselaer Polytechnic Institute (Did the Affordable Care Act’s Medicaid Eligibility Expansions Crowd Out Private Health Insurance Coverage?): Insurance

Health Policy and Law Daily

2024 JAN 22 (NewsRx) -- By a News Reporter-Staff News Editor at Health Policy and Law Daily -- Investigators publish new report on Insurance. According to news reporting originating from Troy, New York, by NewsRx editors, the research stated, “The Affordable Care Act (ACA) provided funding to help states expand Medicaid eligibility to those earning up to 138% of the Federal Poverty Level. Such expansions in Medicaid eligibility, however, could ‘crowd out’ private insurance coverage, including changes in coverage relating to other ACA provisions.”

Our news editors obtained a quote from the research from Rensselaer Polytechnic Institute, “To estimate the extent of such crowd out, I use a difference-in-differences empirical approach, examining changes in health insurance coverage sources among low-income Americans in states that expanded eligibility relative to comparable individuals in states that did not. Using American Community Survey data from 2009 to 2019, I find a 43% crowd-out rate, consisting of a 10.7 percentage point relative increase in Medicaid coverage among low-income adults and a 4.6 percentage point relative decline in private health insurance among respondents in states that expanded Medicaid eligibility. Among working adults, my estimates imply a larger 56% rate of crowding out. Event study analyses provide support for a causal interpretation for my findings.”

According to the news editors, the research concluded: “I further show that my estimates are robust to different sample restrictions and estimation choices, are not subject to the issues raised by the new difference-in-differences literature, and are similar when I use approaches to identifying crowd out common in the existing literature.”

This research has been peer-reviewed.

For more information on this research see: Did the Affordable Care Act’s Medicaid Eligibility Expansions Crowd Out Private Health Insurance Coverage? Journal of Policy Analysis and Management, 2023. Journal of Policy Analysis and Management can be contacted at: Wiley, 111 River St, Hoboken 07030-5774, NJ, USA. (Wiley-Blackwell - http://www.wiley.com/; Journal of Policy Analysis and Management - http://onlinelibrary.wiley.com/journal/10.1002/(ISSN)1520-6688)

The news editors report that additional information may be obtained by contacting Conor Lennon, Rensselaer Polytechnic Institute, Econ, 3402 Sage, 110 8TH St, Troy, NY 12180, United States.

The direct object identifier (DOI) for that additional information is: https://doi.org/10.1002/pam.22556. This DOI is a link to an online electronic document that is either free or for purchase, and can be your direct source for a journal article and its citation.