FEMA: Coastal Home Rebuilt Stronger With Help, Collaboration
ISABELA,
After losing her wood-framed home to Hurricane Maria,
With funding from
These steps were particularly important because Kathy lives in a coastal zone atop a hill in Isabela, in the northwestern part of
Kathy and her husband purchased a prefabricated wood home kit and built their home in the 1980s, following instructions from a manual for building a hurricane-strong home.
The house, built on 10-foot pilings, endured several hurricanes, including Hurricane Georges in 1998. But it was no match for Maria. Only the pilings and a small concrete room were spared. "I saw my house down and I was in shock," Kathy said. "My neighbor told me that my home was hanging on until the last moment the eye hit. Then it all blew away."
The
Kathy gathered all of her resources and broke ground on the project. Her friends volunteered to help. When the government waived permit fees for 180 days after the storm, Kathy took advantage and saved
Unable to find a contractor, she hired some highly recommended laborers and enlisted the help of another friend--an engineer--who drew up plans and inspected the project as it progressed. He suggested building the home on top of the existing 10-foot concrete pilings and a ground-level room. Concrete pilings can resist coastal hazards such as high wind and flooding impacts in addition to withstanding erosion.
The home design included a rainwater collection system. A friend gifted some recycled solar panels for hot water. The rainwater system collects runoff and stores water that can be used for irrigation, flushing toilets, washing clothes, washing cars and pressure washing. It can also be purified for use as everyday drinking water. The design also featured commercial hurricane-proof doors and windows with tinted glass. During power outages and high winds, the doors and windows allow natural light inside, help keep the house cooler and reduce the amount of power needed to light it.
During construction, Kathy became the project manager. A neighbor volunteered his services as an electrician. Still another neighbor offered to lend her the wooden forms needed to mold the concrete. She was able to save thousands of dollars since she had been renting the molds at a huge expense. "My main job was to drive to hardware stores, where materials are still in short supply," she said.
Though Kathy faced many obstacles during the construction, she never gave up. She was successful in balancing the needs for safety and strength with a budget. Her project cost amounted to
"I thought I'd live in my wooden house forever but now I have a concrete roof over my head," Kathy said.
For more information, read
Pictures are available online of Kathy and her home at:
https://www.fema.gov/media-library/assets/images/173436
https://www.fema.gov/media-library/assets/images/173438


FEMA: President Donald J. Trump Approves Major Disaster Declaration for Alabama
Disaster Field Operations Center West
Advisor News
- Looking out for clients with diminished mental capacity
- House panel advances CLEAR Forms Act backed by IRI
- Modifying life insurance based on evolving needs
- Gen X faces ‘pension envy’ as they head into retirement
- Your client wants to cash out an annuity. Here’s what to consider
More Advisor NewsAnnuity News
- Global Atlantic Announces Launch of ForeLifetime Income, a New Fixed Index Annuity
- A-Cap strikes back with lawsuit accusing SC regulators of sloppy process, leaking secrets
- AM Best to Discuss Its Views on Private Credit Surge and Risks at 2026 NAIC/NIPR Insurance Summit
- OID recovers $260M in life insurance benefits
- NUNN BILLS TO COMBAT PAYMENT SCAMS, CUT FINANCIAL RED TAPE PASS FINANCIAL SERVICES COMMITTEE
More Annuity NewsHealth/Employee Benefits News
Life Insurance News