Earnings Document
|
Consensus for |
4Q 2023 |
Date published |
|
Results publication |
|
||
|
EUR mn |
Mean |
Median |
High |
Low |
# estimates |
||
|
Property-Casualty |
1,778 |
1,754 |
1,925 |
1,650 |
8 |
||
|
Operating |
Life/Health |
1,290 |
1,307 |
1,459 |
1,130 |
8 |
|
|
Asset Management |
771 |
765 |
838 |
724 |
8 |
||
|
profit |
|||||||
|
Corporate / Conso. |
-205 |
-190 |
-183 |
-300 |
8 |
||
|
Group |
3,634 |
3,673 |
3,954 |
3,297 |
8 |
||
|
Non-OP items |
-477 |
-505 |
-262 |
-629 |
7 |
||
|
Tax rate (%) |
28 |
27 |
35 |
24 |
7 |
||
|
Group |
S/h net income |
2,120 |
2,085 |
2,401 |
1,843 |
7 |
|
|
S/h core net income |
2,231 |
2,197 |
2,483 |
1,931 |
7 |
||
|
S/h equity (EUR bn) |
58.2 |
57.5 |
61.3 |
56.9 |
7 |
||
|
SII ratio (%) |
212 |
212 |
215 |
208 |
8 |
||
|
Internal growth (%) |
7.7 |
7.8 |
10.0 |
4.8 |
6 |
||
|
Op. ins. service result |
1,041 |
1,024 |
1,201 |
913 |
8 |
||
|
Op. investment result |
709 |
696 |
803 |
620 |
8 |
||
|
Property- |
CR (%) |
94.0 |
94.2 |
94.8 |
93.1 |
8 |
|
|
Casualty |
ER (%) |
24.9 |
24.9 |
25.2 |
24.7 |
8 |
|
|
Run-off (%) |
-3.0 |
-3.0 |
-2.0 |
-3.3 |
8 |
||
|
Discounting impact (%) |
-2.1 |
-2.0 |
-1.7 |
-2.7 |
8 |
||
|
NatCat (%) |
2.8 |
3.0 |
4.0 |
1.5 |
8 |
||
|
Life/ |
CSM (EUR bn) |
53.0 |
52.8 |
54.7 |
51.9 |
8 |
|
|
NBM (%) |
6.2 |
6.2 |
6.4 |
6.0 |
6 |
||
|
Health |
|||||||
|
VNB |
994 |
990 |
1,060 |
955 |
6 |
||
|
Asset |
Net flows (EUR bn) |
-2 |
-2 |
6 |
-10 |
7 |
|
|
3rd party AuM |
1,697 |
1,700 |
1,759 |
1,661 |
8 |
||
|
Management |
|||||||
|
CIR (%) |
61.9 |
61.8 |
63.8 |
59.3 |
8 |
||
|
EPS (EUR) |
21.39 |
21.34 |
22.16 |
20.44 |
7 |
||
|
FY 2023 |
Core EPS (EUR) |
22.47 |
22.52 |
23.23 |
21.69 |
7 |
|
|
DPS (EUR) |
12.04 |
12.00 |
12.20 |
11.97 |
8 |
Brokers included: BNP Paribas Exane,
Disclaimer: The consensus figures appearing in this document were prepared on the basis of the estimates
Attachments
Disclaimer


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