Denver Personal Finance Expert Pulls Back the Curtain on Financial Services Industry

DENVER, Nov. 5, 2015 /PRNewswire/ -- Investors who have the nagging feeling that their financial advisors are shortchanging them, but are too naive or embarrassed to discuss it, can learn the truth in a controversial new book that exposes the secrets, lies and myths of a multi-billion-dollar industry.

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Denver wealth management expert Kim Curtis says she wrote "Money Secrets: Keys to Smart Investing" to help investors get in control of their financial advisory relationship by providing a blueprint to evaluate financial advisors. Find an audio book excerpt at http://www.KimCurtisSpeaker.com/book.

"Money Secrets uncovers the financial propaganda that woos smart people into bad financial decisions," Curtis said. "The Great Recession convinced me I needed to write this book. So many investors were damaged by financial entertainers, bad advice and outright lies."

"An absolute must read for anyone who is considering firing their present advisor or working with an advisor for the first time.  Money Secrets reveals important questions you should be asking an advisor or they should be asking you." Paul Merriman, author of Financial Fitness Forever and Wall Street Journal MarketWatch contributor.

Curtis is a nationally recognized wealth management advisor. As President and CEO of Wealth Legacy Institute, her groundbreaking work in developing a highly personal planning model won the Editor's Choice award from the Journal of Practical Estate Planning. Curtis has been profiled in several publications including The Wall Street Journal. Her book helps investors answer money questions like:  Do I have enough? Will I have enough? What is enough? Curtis walks investors through six steps to becoming financially independent, secure and free:

1. Take charge.
"Although investing isn't simple, it's not as complicated as Wall Street wants you to believe," she said. "Making the decision to take charge of your financial well-being is your first step.

2. Adopt the right mindset.
At the most basic level, money is a symbol of value. "Your value proposition of money stems from your own life experiences. Understanding your own biases towards money will allow you to conquer your anxiety around finance."

3.  Find an advisor you can trust.
Most people don't know that 9 out of 10 so-called advisors are in the business of selling. Curtis recommends that a client choose a fee-only, financial advisor who acts as their fiduciary at all times.

4. Create a financial plan.
Many advisors talk solely about investment return, only one portion of a consumer's financial well-being. "Have an integrated financial plan to gauge where you stand and if you're on track for your goals."

5. Build a sturdy investment plan.
Investors should diversify, avoid active fund managers, know their risk tolerance and rebalance as necessary. Curtis notes, "The only sure thing about active investing is that you'll make significantly less money over time."  

"Money Secrets: Keys to Smart Investing" (Financial Literacy Press, Inc. 2015, ISBN 978-0-9913166-0-1, $22.95) is available in hardcover, eBook and audio book at The Tattered Cover in Denver, and on Amazon

For questions about bulk orders or the author's speaking availability, contact Shannon Johnson at [email protected] or 303-753-7578.

Sign up for a free 30 Day Money Course and find valuable resources for investors at http://www.WealthLegacyInstitute.com.

About the Author:

Wealth management expert Kim Curtis is a nationally recognized advisor, bestselling author and speaker. She has been profiled in several publications including The Wall Street Journal.  Curtis has attained numerous professional designations and been recognized by the financial planning industry as having achieved the highest level of competence and expertise. She lives with her family in Denver, Colo.

About the Book:

"Money Secrets: Keys to Smart Investing" (Financial Literacy Press, Inc., 2015, 978-0-9913166-0-1 $22.95) by Kim Curtis is a quick read that provides a front row seat to what Wall Street doesn't want investors to know, from an insider who believes they deserve the truth. This step-by-step guide provides the answers and solid, realistic and action-oriented guidance from one of the top wealth management advisors in the United States.

Review Copies and Media Interviews:
For a review copy of "Money Secrets: Keys to Smart Investing" or an interview with Kim Curtis, contact Financial Literacy Press at 303-753-7578 or [email protected]. When requesting a review copy, please provide street address. If you would like to receive this information as a Word document, let us know. High-resolution photos can be found on the author's Media page at WealthLegacyInstitute.com/Media

Contact:

Shannon JohnsonFinancial Literacy Press
Email 
Phone: 303-753-7578
WealthLegacyInstitute.com

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SOURCE Wealth Legacy Institute