Can technology and incentives prod us into healthier habits? - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
August 31, 2019 Newswires
Share
Share
Post
Email

Can technology and incentives prod us into healthier habits?

San Diego Union-Tribune (CA)

Aug. 31--What financial incentive would you need to take six brief walks daily to improve your health?

For some people in the workplace, the amount turns out to be $3 a day.

Insurance giant UnitedHealthcare came to that figure as part of its Motion program available to about 300,000 workers nationwide through certain employer-provided health plans with high deductibles.

Under Motion, employees wear fitness trackers, set up an account and agree to share their data through a smartphone app.

Advertisement

In return, they get a $3 per day credit in their health savings or reimbursement accounts when they hit walking targets. The credit can be used to offset co-pays and other out-of-pocket medical expenses.

"Through sensing technology and devices, we can now get verifiable biometric data," said Mark Smith, senior vice president of emerging technologies at UnitedHealthcare. "Ten thousand steps a day at a certain intensity -- what would it take to get someone to do that? We landed at about $3."

UnitedHealthcare's efforts highlight how the health care industry is trying to uncover ways to tap common consumer fitness trackers and smart watches to lower health costs.

The company discussed what it had learned over the years with its Motion program at the Connected Health Summit this week in San Diego, hosted by Parks Associates, an industry research and consulting firm. The conference focused on the expansion of connected medical devices and tele-health services.

Advertisement

Participation in Motion hovers around 30 percent to 35 percent of eligible workers, said Smith. That compares with mid-single-digit percentage participation for wellness or disease management programs offered at the workplace.

"It was designed to solve a significant problem," he said. "Despite the proliferation of disease management and similar programs, the key issue is lack of engagement. It's not about the technology or the device. It is getting them to use that device."

About 15 percent of U.S. households with broadband Internet have at least one connected pedometer or fitness tracker, and another 11 percent have a smart watch, according to Parks Associates research.

While these devices generate health-related data, it largely resides outside of the health care system.

"To suggest that the industry knows exactly how to deploy that data, I think we have much to learn there," said Smith. "But we are starting to walk down that path."

UnitedHealthcare started the Motion program on the premise that "walking is medicine," said Smith. Research suggests walking helps maintain a healthy weight and can reduce hypertension, increase mobility and improve mood. It cuts the risk of developing heart disease and the progression of Type 2 diabetes for people at risk.

Motion requires specific tasks to earn the reward. To prevent prolonged sitting, the program calls for six walks per day of a least 500 steps within seven minutes. One of those walks must be intense, with 3,000 steps within 30 minutes. And in all, daily steps need to reach 10,000.

The Motion program has slowed the pace of health care cost increases for employers who offered it compared with those who didn't over a three-year period, Smith said.

Advertisement

He noted that UnitedHealthcare is working to increase the percentage of employees who participate and lower the dropout rate.

"What this all means is if walking is medicine and if you can get 30 to 35 percent of the people to actually engage in a walking program through incentives, you could use that as a platform to get digital therapeutics," said Smith. "Then you can start to treat things in a very different way."

___

(c)2019 The San Diego Union-Tribune

Visit The San Diego Union-Tribune at www.sandiegouniontribune.com

Distributed by Tribune Content Agency, LLC.

Older

Too old for president? Health and fitness a better question

Newer

Before Dorian, Florida groups help immigrants get prepared

Advisor News

  • The 6X Formula for leveraging content marketing with AI
  • When a home becomes difficult to insure, the plan changes
  • The inheritance gap: Helping clients plan for money that hasn’t arrived
  • After the midterms: Addressing your clients’ tax concerns
  • Berkeley arts tax heads toward passage while public bank measure looks likely to fail
More Advisor News

Annuity News

  • DOL, trade groups, state AGs file briefs supporting Alcoa in PRT lawsuit
  • John Hancock launches new fixed indexed annuity suite
  • Annuities to play a larger role in workplace retirement plans
  • FHLBank Pittsburgh Announces Results in 2026 Board Election
  • Regulators advance shorter, streamlined annuity buyers guide
More Annuity News

Health/Employee Benefits News

  • High costs limit rural Nebraskans’ access to health care
  • Medicare is already reading your 2026 tax return
  • LUJAN, WARNOCK LEAD BROAD COALITION OF SENATORS TO PUSH SENATE LEADERSHIP TO DELAY REPUBLICAN MEDICAID CUTS OVER CONCERNS ABOUT COVERAGE LOSS
  • WARNOCK LEADS BROAD COALITION OF SENATORS TO PUSH SENATE LEADERSHIP TO DELAY REPUBLICAN MEDICAID CUTS OVER CONCERNS ABOUT COVERAGE LOSS
  • What happens when Medicare coverage begins
More Health/Employee Benefits News

Life Insurance News

  • Military Briefs: November 12-18
  • Security Benefit Series B Preferred Stock Dividend Rate Resets to 10.286%
  • FHLBank Pittsburgh Announces Results in 2026 Board Election
  • New Jackson Study Finds the "Sandwich Generation" Squeeze Comes from More Than Two Sides and It’s Quietly Draining Retirement Savings
  • Samsung Fire & Marine Insurance to Acquire Outstanding Stake in Canopius with KKR and KIC
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Insurvoice Lets Independent Insurance Agency Owners Analyze Every Customer Call in ChatGPT or Claude
  • Spectrum Weather & Specialty Insurance Celebrates 15 Years and Welcomes the Next Generation
  • Royal Neighbors of America® Increases Service Capacity
  • Benefits Studio Launches to Fill the Missing Middle of Benefits Navigation at $49/mo
  • Lauren Sinnott Named to Ragan’s Top Women in Marketing Awards, Class of 2026 
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.