Can technology and incentives prod us into healthier habits? - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
August 31, 2019 Newswires
Share
Share
Post
Email

Can technology and incentives prod us into healthier habits?

San Diego Union-Tribune (CA)

Aug. 31--What financial incentive would you need to take six brief walks daily to improve your health?

For some people in the workplace, the amount turns out to be $3 a day.

Insurance giant UnitedHealthcare came to that figure as part of its Motion program available to about 300,000 workers nationwide through certain employer-provided health plans with high deductibles.

Under Motion, employees wear fitness trackers, set up an account and agree to share their data through a smartphone app.

Advertisement

In return, they get a $3 per day credit in their health savings or reimbursement accounts when they hit walking targets. The credit can be used to offset co-pays and other out-of-pocket medical expenses.

"Through sensing technology and devices, we can now get verifiable biometric data," said Mark Smith, senior vice president of emerging technologies at UnitedHealthcare. "Ten thousand steps a day at a certain intensity -- what would it take to get someone to do that? We landed at about $3."

UnitedHealthcare's efforts highlight how the health care industry is trying to uncover ways to tap common consumer fitness trackers and smart watches to lower health costs.

The company discussed what it had learned over the years with its Motion program at the Connected Health Summit this week in San Diego, hosted by Parks Associates, an industry research and consulting firm. The conference focused on the expansion of connected medical devices and tele-health services.

Advertisement

Participation in Motion hovers around 30 percent to 35 percent of eligible workers, said Smith. That compares with mid-single-digit percentage participation for wellness or disease management programs offered at the workplace.

"It was designed to solve a significant problem," he said. "Despite the proliferation of disease management and similar programs, the key issue is lack of engagement. It's not about the technology or the device. It is getting them to use that device."

About 15 percent of U.S. households with broadband Internet have at least one connected pedometer or fitness tracker, and another 11 percent have a smart watch, according to Parks Associates research.

While these devices generate health-related data, it largely resides outside of the health care system.

"To suggest that the industry knows exactly how to deploy that data, I think we have much to learn there," said Smith. "But we are starting to walk down that path."

UnitedHealthcare started the Motion program on the premise that "walking is medicine," said Smith. Research suggests walking helps maintain a healthy weight and can reduce hypertension, increase mobility and improve mood. It cuts the risk of developing heart disease and the progression of Type 2 diabetes for people at risk.

Motion requires specific tasks to earn the reward. To prevent prolonged sitting, the program calls for six walks per day of a least 500 steps within seven minutes. One of those walks must be intense, with 3,000 steps within 30 minutes. And in all, daily steps need to reach 10,000.

The Motion program has slowed the pace of health care cost increases for employers who offered it compared with those who didn't over a three-year period, Smith said.

Advertisement

He noted that UnitedHealthcare is working to increase the percentage of employees who participate and lower the dropout rate.

"What this all means is if walking is medicine and if you can get 30 to 35 percent of the people to actually engage in a walking program through incentives, you could use that as a platform to get digital therapeutics," said Smith. "Then you can start to treat things in a very different way."

___

(c)2019 The San Diego Union-Tribune

Visit The San Diego Union-Tribune at www.sandiegouniontribune.com

Distributed by Tribune Content Agency, LLC.

Older

Too old for president? Health and fitness a better question

Newer

Before Dorian, Florida groups help immigrants get prepared

Advisor News

  • Dutch gambling tax hike falls short as prediction markets eye World Cup
  • Caregiving: A challenge that costs employers billions
  • Could your practice benefit from an advisory board?
  • SEC nears settlement with accused scammer Tai Lopez
  • The 3 things that shrink your Social Security income
More Advisor News

Annuity News

  • Globe Life Inc. (NYSE: GL) Highlighted for Surprising Price Action
  • Trademark Application for “EMPOWER YOUR MONEY” Filed by Empower Annuity Insurance Company of America: Empower Annuity Insurance Company of America
  • Built-in guaranteed annuities: What advisors should know
  • Malibu Life Holdings Completes Acquisition of TruSpire, Establishing Malibu USA and Accelerating Entry into the U.S. Retail Annuity Market
  • Why job boards are failing insurance agencies
More Annuity News

Health/Employee Benefits News

  • State budget helps 200,000 afford insurance
  • State Health Plan brings back Blue Cross NC
  • Here's how Connecticut's candidates for governor differ on healthcare plans as costs rise
  • Colorado hospitals poised to receive $455 million Medicaid funding boost
  • Nevada sees drop in health insurance marketplace enrollment as subsidies lapse
More Health/Employee Benefits News

Life Insurance News

  • THINGS YOUR CLIENTS SHOULD KNOW BEFORE SELLING A LIFE INSURANCE POLICY
  • Could your practice benefit from an advisory board?
  • AM Best Revises Outlooks to Stable for Missouri Farm Bureau Group’s Members and Farm Bureau Life Insurance Company of Missouri
  • Globe Life Inc. (NYSE: GL) Highlighted for Surprising Price Action
  • AM Best Assigns Credit Ratings to China Ping An Insurance (Hong Kong) Company Limited
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet