/C O R R E C T I O N - Insurance.com/ - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
March 31, 2020 Newswires
Share
Share
Post
Email

/C O R R E C T I O N — Insurance.com/

PR Newswire

In the news release, Insurance.com Releases New Data on Most and Least Expensive ZIP Codes for Home Insurance, issued 31-Mar-2020 by Insurance.com over PR Newswire, we are advised by the company that the the hyperlinks in the original text have changed. The complete, corrected release follows:

Insurance.com Releases New Data on Most and Least Expensive ZIP Codes for Home Insurance

FOSTER CITY, Calif., March 31, 2020 /PRNewswire/ -- The highest homeowners' insurance rates in the nation belong to ZIP code 33070, home to Islamorada Village of Islands, on Plantation Key in Florida, according to Insurance.com's analysis of average rates for nearly every ZIP code in the country.

ZIP codes in Louise, Texas and Mobile, Alabama rank second and third, respectively, according to Insurance.com, an independent consumer guide to insurance.

Homeowners can enter a ZIP code in Insurance.com's average home insurance calculator to see the average premium for the location, as well as the highest and lowest rates from among six insurers. You can get a customized rate by choosing from among 10 coverage levels, so you know what to expect to pay and can see how much you can save by comparing home insurance companies.

Home insurance companies consider many factors when setting rates. Chief among them are your home's location, which reflects its exposure to hazards, such as storm damage, wild fires, burglaries and so on, your home's value and the cost to rebuild it, as well as your credit history, in states that allow that practice.

"Rates can fluctuate significantly from state to state, or even neighborhood to neighborhood, depending on how insurers assess the various things they look at," said Michelle Megna, editorial director of Insurance.com. "That's why, regardless of where you live, if you don't compare rates, you can wind up overpaying by hundreds, sometimes thousands, of dollars."

Top 5 most expensive locations for home insurance rates are:

ZIP Code

State

City/Town

Average Annual Rate

33070

Florida

Islamorada Village of Islands

$6,295

77455

Texas

Louise

$5,911

36619

Alabama

Mobile

$5,752

73016

Oklahoma

Cashion

$4,966

67752

Kansas

Quinter

$4,666

 The 5 cheapest locations for home insurance are:

ZIP Code

State

City/Town

Average Annual Rate

96859

Hawaii

Honolulu

$490

93445

California

Oceano

$881

05404

Vermont

Winooski/Burlington

$1,107

20854

Maryland

Potomac

$1,144

77514

Texas

Anahuac

$1,148

Rankings for the priciest ZIP codes were determined by identifying the ZIP code with the highest average rate for home insurance in each state and then listing them in descending order. For the cheapest ZIP codes, rankings were determined by identifying the ZIP code with the least expensive average rate for home insurance and then listing them in ascending order.

For the full insurance guide, survey results and expert tips, you can read an overview here, entitled Average Home Insurance Rates.

Additional resources

  • How to buy an individual health insurance plan
  • COBRA insurance
  • Buying homeowners insurance
  • Home insurance discounts
  • Prevent your house from being underinsured

About Insurance.com
Insurance.com is owned and operated by QuinStreet, Inc. (Nasdaq: QNST), a pioneer in delivering online marketplace solutions to match searchers with brands in digital media.  QuinStreet is committed to providing consumers and businesses with the information and tools they need to research, find and select the products and brands that meet their needs. Insurance.com is a member of the company's expert research and publishing division.

Insurance.com is a trusted online resource dedicated to educating consumers on auto, home, health and life insurance, developing relationships directly with carriers to offer consumers comparison rates from multiple companies. Since 2001, Insurance.com's industry-first online tools, data-based reporting and experienced experts have helped consumers make informed insurance-related decisions, so they can choose the right insurance for their individual needs.

Website:  https://www.insurance.com 
Twitter: @InsuranceDotCom 
Facebook: https://www.facebook.com/InsuranceDotCom/

Media Contact
For Insurance.com
Liberty Communications for QuinStreetRick Judge, 415-429-5652
[email protected]

Cision View original content:http://www.prnewswire.com/news-releases/insurancecom-releases-new-data-on-most-and-least-expensive-zip-codes-for-home-insurance-301032315.html

SOURCE Insurance.com

Older

Health Catalyst Launches Four Additional COVID-19 Solutions and a Modular Bundle

Newer

Limelight Health and Reliance Standard Life Insurance Announce Digital Collaboration to Drive Modernization and Transformation for Voluntary Benefits Lines

Advisor News

  • Trump bets his tax cuts will please Las Vegas voters on his swing West
  • Lifetime income is the missing link to global retirement security
  • Don’t let caregiving derail your clients’ retirement
  • The ‘magic number’ for retirement hits $1.45M
  • OBBBA can give small-business clients opportunities for saving
More Advisor News

Annuity News

  • Human connection still key in the new annuity era
  • Lifetime income is the missing link to global retirement security
  • ‘All-weather’ annuity portfolios aim to sharply limit rainy days
  • Annuity income: The new 401(k) standard?
  • Smart annuity planning can benefit long-term tax planning
More Annuity News

Health/Employee Benefits News

  • Researchers at RTI International Report New Data on Health and Medicine (Adulthood Health Insurance Source for Previous Criminal Legal System Involved Pediatrics): Health and Medicine
  • Reports Summarize Geriatrics and Gerontology Study Results from University of South Florida (Caregiver Burden and Quality of Life Among Caregivers of Beneficiaries in a Long-Term Care Insurance Program): Aging Research – Geriatrics and Gerontology
  • Man with AR-style pistol arrested at Aetna's Connecticut headquarters without incident
  • Hawaii legislators continue to question HPH-HMSA deal
  • Why benefits advisors should revisit HSAs, FSAs and HRAs with clients
More Health/Employee Benefits News

Life Insurance News

  • AI and life insurance: Fast today, unpredictable tomorrow
  • Judge allows PHL policyholders to intervene, denies ‘premium holiday’
  • eHealth expands into final expense insurance
  • CID hosts info session for PHL Variable policyholders
  • ‘Seismic changes’ cloud global economy, analyst says
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Protectors Vegas Arrives Nov 9th - 11th
1,000+ attendees. 150+ speakers. Join the largest event in life & annuities this November.

An FIA Cap That Stays Locked
CapLock™ from Oceanview locks the cap at issue for 5 or 7 years. No resets. Just clarity.

Aim higher with Ascend annuities
Fixed, fixed-indexed, registered index-linked and advisory annuities to help you go above and beyond

Unlock the Future of Index-Linked Solutions
Join industry leaders shaping next-gen index strategies, distribution, and innovation.

Leveraging Underwriting Innovations
See how Pacific Life’s approach to life insurance underwriting can give you a competitive edge.

Bring a Real FIA Case. Leave Ready to Close.
A practical working session for agents who want a clearer, repeatable sales process.

Press Releases

  • RFP #T01825
  • RFP #T01825
  • RFP #T01525
  • RFP #T01725
  • Insurate expands workers’ comp into: CA, FL, LA, NC, NJ, PA, VA
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet