Borough of Longport Issues Public Comment on FEMA Notice
* * *
I am the CRS Administrator for a small barrier island community in
WE are a Class 5 Community that will probably be a Class 3 Community at our next CAV visit.
1. First Issue -
Our Residents currently receive 25% off their flood insurance premiums. Our CRS Program probably saves our residents some
The problem - Typical of most Municipal CRS Budgets, they give the Administrator a minimal stipend, never enough to come close to the amount of time we put into the program. But more importantly, it is very difficult to carry out the outreach projects that we would like to do.
Can the NFIP consider either allocating a portion of the percentage that we save our residents and ear-mark that % for CRS and/or add an additional surcharge to NFIP Policies and ear-mark those for for CRS?
2. Second Issue -
Our Community has done a fantastic job with higher regulatory standards. Every since 2008 our homes have been constructed to higher elevations. Our lots are small, space is a premium. The majority of our new homes are elevated high enough to allow for parking, storage and access under them.
We do understand & enforce the requirements for areas below the first floor. We require Non-Conversion Agreements etc. Most of these homes have swimming pools, patios, right of the so-called storage areas. It is almost impossible to control the types of furniture they put in there, game room, pool table room, etc. These areas as well as the garages are all conditioned to maintain humidity levels in order to prevent mold & mildew. To say the least it has become en enforcement nightmare!
The NFIP - should simply state - that only structural aspects of your home located below the DFE is covered by the NFIP and that any/all contents below the DFE is excluded!
Tks/
* * *
The notice can be viewed at: https://www.regulations.gov/document/FEMA-2021-0024-0001
TARGETED NEWS SERVICE (founded 2004) features non-partisan 'edited journalism' news briefs and information for news organizations, public policy groups and individuals; as well as 'gathered' public policy information, including news releases, reports, speeches. For more information contact


AM Best Withdraws Credit Ratings of Alestri Insurance Company
Help Is Here for Chicago Workers Filling Out Social Security Disability Forms
Advisor News
- The rise of the ‘gray divorce’ insurance client
- Succession planning: Building the future of your practice
- From loss to security: Supporting widowed clients with life insurance
- Plan now for lower Social Security benefits later
- The conversation almost no advisor is having yet
More Advisor NewsAnnuity News
- Empower Annuity Insurance Company of America Trademark Application for “EMPOWER WHAT’S NEXT” Filed: Empower Annuity Insurance Company of America
- Industry pushes back on linking ‘financial strength’ to annuity illustrations
- Sammons Enterprises & Sammons Financial Group Respond to Reports
- The Manhattan Life Insurance Company Acquires Union Security Life Insurance Company of New York
- Cayman Islands premier to meet with U.S. reinsurance regulators
More Annuity NewsHealth/Employee Benefits News
Life Insurance News
- Wildfire smoke, increasing in frequency, has implications for morbidity
- Record IUL sales don’t diminish the need for continued customer engagement
- Benchmark International Successfully Facilitated the Transaction Between National Group Marketing Trust and New Era Life Insurance Companies
- Why the bond market is flexing its muscles, and why everyone needs to care
- An Application for the Trademark “LIVE TODAY, SECURE TOMORROW.” Has Been Filed by Security Mutual Life Insurance Company of New York: Security Mutual Life Insurance Company of New York
More Life Insurance News