As wildfire closed in, he made a harrowing stand against a certain death in remote Last Chance
He had only one place left to go: Under the water, and eventually, through the fire.
On Sunday, Kelly, 66, recalled the harrowing night on
He said he got a
"If I had followed their advice, I would be dead," Kelly said by phone from the
-- -- --
The ordeal began earlier, when Kelly heard about a small blaze ignited by the lightning storm near Waddell State Beach below
Firefighters did not sound worried, Kelly said. He returned home and was heading to bed when a neighbor called at about
The fire had jumped
Then came
He was trapped.
Kelly said he returned to his property, surrounded by scrub oaks and manzanita trees, intent on saving his home of 43 years.
There was one item in the 1,700-square foot home that meant more than everything else, he recounted: The final love letter from his deceased wife, Debra. He raced into the bedroom to grab it, fleeing the house as the windows blew out and glowing embers flew in, igniting fires wherever they landed.
As Kelly raced toward his 30,000-gallon pond, an ember landed on his hair and began smoldering immediately. He said he dove in and grabbed a foot-long metal pipe just as flames swept over him, using the pipe as a snorkel for 20 minutes.
He shielded himself with an aluminum rowboat he stored in the pond for when he planned to spread his wife's ashes in
When Kelly resurfaced, he said, he watched his two homes and six outbuildings burn, destroying everything he and his wife had built over four decades on the 23-acre property.
"I walked right up to the edge" of death "and looked over," Kelly said.
But he was not out of danger yet. Not even close.
-- -- --
Kelly and Debra, who died in 2018 after battling colon cancer for five years, left a small
By 1978, the couple started living in an 8-by-12 lean-to on their property at Last Chance, a village of off-the-grid residents who held annual barn dances to help pay the property taxes and maintenance of their community center.
Wildfires had haunted their life, Kelly said, after the 2009 Lockheed fire; his home survived the blaze, but his insurance company canceled the policy. He recalled
"I am totally uninsured for everything," he said. "I've got the clothes on my back and that's it."
Without fire insurance, he said, the Kellys installed the pond, a pump and regulation fire hoses, and kept 20,000 gallons of water in storage tanks. But Kelly said even with 10 times the equipment, he could not have saved the home that had "one of the best views in the state."
Kelly said he stayed in the water for about three hours, though much of the night was a haze. Eventually, he climbed out, using a three-foot berm next to the pond to shield him from the scalding heat. He could hear two cords of wood near the home, feeding the flames, and the telltale sounds of exploding propane tanks.
When he woke in the blackness of night, Kelly said, he realized he was left for dead. He had one way to make it out of Last Chance: Hike eight miles downhill to
On the first effort, he fell into a six-foot hole where a tree had toppled. Kelly returned to his property and found one of his solar spotlights still shining, using it to guide him across rough fire-stricken terrain and avoid fallen trees, some still burning.
The first glimmer of dawn beckoned as Kelly reached
His eyes felt like they had cinders in them, he said. His lungs burned. He yelled out, and a ghostlike figure appeared from the smoke. He met a man he knows only as "Jason," who he said described an equally gripping escape.
The men descended together for a bit in a surreal landscape that looked like a CGI-created movie scene. Kelly said by the sixth mile it was all he could do to put one foot in front of the other while wearing boat shoes he bought 20 years ago.
The other man, about half Kelly's age, went ahead and told a
-- -- --
That morning
They had also thought the fire was too far away to reach their community -- 1 1/2 hours before evacuation orders were sent. They had also lost their home, about two miles downhill from Kelly's place.
McAuliffe saw a man standing outside the trailer. His face was blackened, she said.
Then she realized it was Kelly, their friend of four decades. The McAuliffes gave Kelly a change of clothes as he chugged down three full glasses of water.
The McAuliffes said they plan to rebuild.
"It is not going to be the beautiful place it was, but Mother Nature has a way of replacing itself," she said.
Kelly said he was not sure what comes next. Monday, he was planning to move into a friend's home in Capitola. Perhaps he will return to
He pondered living in his basement, which he had converted into a wine cellar.
"I feel like I got hit by a big wave at Mavericks and I'm trying to figure out a way to the surface," Kelly said.
___
(c)2020 the San Jose Mercury News (San Jose, Calif.)
Visit the San Jose Mercury News (San Jose, Calif.) at www.mercurynews.com
Distributed by Tribune Content Agency, LLC.



InsurTech NY Announces Virtual Job Fair and Networking Expo
As legal claims over protests and police pile up, Seattle faces liability risks
Advisor News
- How to listen to what your client isn’t saying
- Strong underwriting: what it means for insurers and advisors
- Retirement is increasingly defined by a secure income stream
- Addressing the ‘menopause tax:’ A guide for advisors with female clients
- Alternative investments in 401(k)s: What advisors must know
More Advisor NewsAnnuity News
- MassMutual turns 175, Marking Generations of Delivering on its Commitments
- ALIRT Insurance Research: U.S. Life Insurance Industry In Transition
- My Annuity Store Launches a Free AI Annuity Research Assistant Trained on 146 Carrier Brochures and Live Annuity Rates
- Ameritas settles with Navy vet in lawsuit over disputed annuity sale
- NAIC annuity guidance updates divide insurance and advisory groups
More Annuity NewsHealth/Employee Benefits News
- Pennsylvania Leads the Nation in Fighting Medicaid Fraud
- REYNOLDS SIGNS HEALTH INSURANCE BILL INTO LAW
- Guest Column: Why Indiana must rethink the Medicaid middle
- ALBANY — State lawmakers in New York are looking to block insurance companies from terminating coverage for their clients
- A challenge for young Marylanders: Getting – and keeping – health insurance
More Health/Employee Benefits NewsLife Insurance News
- AM Best Affirms Credit Ratings of Berkshire Hathaway Life Insurance Company of Nebraska and First Berkshire Hathaway Life Insurance Company
- Generational expectations: A challenge for the industry
- Greg Lindberg asks NC judge for no jail time in bribery, fraud cases
- National Life Group Names Brenda Betts to Its Board of Directors
- Ask Tim a Question? Business, Finances, Money, or Taxes
More Life Insurance News