AgileHealthInsurance.com is Now Offering Health Insurance Plans for Up to 36 Months

PR Newswire

MOUNTAIN VIEW, Calif., Dec. 4, 2018 /PRNewswire/ -- AgileHealthInsurance.com announced today that it is now expanding its product portfolio by offering Short Term Health Insurance plans with maximum coverage durations of up to three years. This update is great news for consumers who are frustrated with frequently reapplying.

As part of the recent regulatory updates earlier this fall, Health & Human Services and the Centers for Medicaid & Medicare Services created a rule that allows consumers to purchase a Short Term Health Insurance plan that allows them to link together three 12 month policies consecutively so they can remain covered. Several states including Alabama, Kentucky and Florida have implemented the new rule, giving consumers the option for 36 months of coverage. The option allows consumers to keep their plans instead of having to continuously reapply or shop for new coverage at the end of each policy period. Additionally, consumers who purchase these new longer duration plans from AgileHealthInsurance.com can add a Pre-Existing Conditions Waiver, which provides pre-existing conditions protections from one policy period to the next. With the Pre-Existing Conditions Waiver, any medical conditions that are discovered and covered after the start of the initial policy term will automatically be covered in all subsequent terms. This means that members will be able to keep their coverage and will be protected long after medical conditions, illnesses, or injuries arise.

Although several insurance companies have begun offering 12 month plans in several states, AgileHealthInsurance.com is among the first to offer the 36 month options online. Gavin Southwell, CEO of AgileHealthInsurance says, "With the introduction of these plans on the Agile site, the process for securing longer duration major medical health insurance is now easier for our customers. We are also proud to offer certain pre-existing conditions protections with these plans to better protect our customers while continuing to deliver affordable and reliable health insurance options."

Short Term Health Insurance is a form of major medical health insurance that has been around for several decades and has helped millions of Americans gain coverage for a lower cost than other health insurance options. Since the full implementation of the Affordable Care Act, it has been seen as a way to bridge employer or ACA plans. Not all states have adopted the longer duration option, but Agilehealthinsurance.com has created an interactive guide so consumers can learn what the maximum coverage options are for their state.

AgileHealthInsurance.com was created to educate people about the benefits of short-term health insurance and provide a fast, online process for purchasing these plans. Short-term health insurance is a flexible and low-cost major medical insurance for individuals without expensive pre-existing health conditions. It is not Obamacare. Short-term health plans offer consumers the flexibility to choose health plans with the benefits that matter most to them and combine these benefits with broad provider networks. Additional information about AgileHealthInsurance can be found at www.AgileHealthInsurance.com.

AgileHealthInsurance is a Silicon Valley-based technology company and independently managed division of Health Insurance Innovations, Inc. (Nasdaq: HIIQ). This press release contains "forward-looking statements" within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements are statements other than historical fact, and may include statements relating to goals, plans and projections regarding new markets, products, services, growth strategies, anticipated trends in our business and anticipated changes and developments in the United States health insurance system and laws. Forward-looking statements are based on our current assumptions, expectations and beliefs are generally identifiable by use of words "may," "might," "will," "should," "expects," "plans," "anticipates," "believes," "estimates," "predicts," "potential" or "continue," or similar expressions and involve significant risks and uncertainties that could cause actual results, developments and business decisions to differ materially from those contemplated by these statements. These risks and uncertainties include, among other things, our ability to maintain relationships and develop new relationships with health insurance carriers and distributors, our ability to retain our members, the demand for our products, the amount of commissions paid to us or changes in health insurance plan pricing practices, our ability to integrate our acquisitions, competition, changes and developments in the United States health insurance system and laws, and our ability to adapt to them, the ability to maintain and enhance our name recognition, difficulties arising from acquisitions or other strategic transactions, and our ability to build the necessary infrastructure and processes to maintain effective controls over financial reporting. These and other risk factors that could cause actual results to differ materially from those expressed or implied in our forward-looking statements are discussed in HIIQ's most recent Annual Report on Form 10-K filed with the Securities and Exchange Commission (SEC) as well as other documents that may be filed by HIIQ from time to time with the Securities and Exchange Commission, which are available at www.sec.gov. Any forward-looking statement made by us in this press release is based only on information currently available to us and speaks only as of the date on which it is made. You should not rely on any forward-looking statement as representing our views in the future. We undertake no obligation to publicly update any forward-looking statement, whether written or oral, that may be made from time to time, whether as a result of new information, future developments or otherwise.

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