San Francisco’s Wright Financial Offers a New Life Insurance Product

San Francisco, CA (PRWEB) August 20, 2011

Wright Financial Advice, a San Francisco Bay Area Insurance Advisor has announced a new life insurance policy that is currently only available to approximately 10 percent of Insurance Agents and Advisors before it is mass marketed industry-wide. Wright Financial Advice is one of the few that can offer the policy to its clients and the general public at this time. This insurance policy’s premium includes living benefits, so the policyholder only pays for the Life Insurance, not the living benefits.

The policy allows for advanced financial assistance by receiving money from the death benefit while the policyholder is living. This is not a loan and would apply in the event of a critical, chronic or terminal health event. The cash advance against the death benefit can be a significant amount based on the severity of the qualifying event. This product can go a long way towards protection against financial ruin. More than 61 percent of all bankruptcies in the U.S. are a result of medical-related debt and 75 percent of these people, who have filed bankruptcy because of medical bills, carried major medical insurance.

San Francisco Bay Area Financial and Life Insurance Advisor offers free weekly virtual education on new retirement planning and financial strategies for the 21st Century. Savings in a 401-K or IRA should never be the only vehicle for retirement and Wright Financial Advice is giving people the opportunity to choose different options ( many which people aren't even aware exists) for either a primary or secondary source of retirement planning. A recent cover story on MSNBC outlines the crisis many Americans are facing with depleted 401-K/IRA funds and endorses a private plan as a "way to go." This is the plan available at Wright Financial Advice. For more information watch this video on YouTube http://youtu.be/2SNoZzmoMOA.

Learn how to benefit from the upside of market gains, but never participate in the losses and learn how to minimize and eliminate tax burden during retirement with a perfect retirement strategy. This is retirement income clients will never outlive.

"If I had known about this strategy three years ago, I never would have opened up my 403-B account, I would have done this instead. I am now contributing to this plan in lieu of the 403-B", said a client who works as a middle school teacher.

Interested clients who want to know more about these strategies and term insurance, may visit the website- http://www.wrightfinancialadvice.com or email- dwright(at)wrightfinancialadvice(dot)com / or call 510-289-3700.

About Wright Financial Advice
Wright Financial Advice is a San Francisco Bay Area Life Insurance Advisor and Retirement Planning Specialist headed by Darin L Wright who has been working for more than 20 years in the financial services industry. The firm wants to educate Bay Area residents on the new planning products available now and the importance of Retirement Planning and how it will affect one’s future.

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