Is Your Client’s Portfolio Missing a Key Asset? New Kit from Pacific Life Shows How to Stabilize and Protect Financial Goals with Life Insurance

NEWPORT BEACH, Calif.--(BUSINESS WIRE)-- Balancing risks is one of the key components of creating a portfolio strategy for your clients. Have you overlooked the biggest risk to most financial plans – unexpected death? Cash value life insurance is an asset that can protect families and financial plans. Pacific Life now offers insurance professionals a comprehensive kit, “Is Your Client’s Portfolio Strategy Missing an Asset?,” to help identify clients who might benefit from cash value life insurance to help protect their assets and stabilize their financial goals.

The kit helps insurance and financial professionals identify clients’ uncovered risks or need. The materials explain the role of cash value life insurance in a portfolio strategy as the only asset that offers all of these important features:

• Financial protection for the family in event of a premature death through the policy’s death benefit
• Tax-free income potential through policy loans and withdrawals¹
• Opportunity to benefit from market upturns through tax-deferred growth

“Cash value life insurance can help plug the ‘gaps’ in a financial strategy,” said Alyce Peterson, vice president of marketing services for the Life Insurance Division of Pacific Life. “After all, an individual’s earning power is their biggest asset for growing a financial future. Why not protect it for his or her family while also using the tax-deferred growth potential of cash value life insurance to add another asset that can help in an individual’s or family's retirement goals?”

The “Is Your Client’s Portfolio Strategy Missing an Asset?” kit features a workbook that insurance and financial professionals can use to help match clients with financial strategies, case studies explaining sample scenarios, and client profiles to help identify what to look for when approaching potential clients. Go to www.missinganasset.comto order the kit. Insurance and financial professionals may also request the kit by contacting a Pacific Life representative or by calling 866-722-9555.

About Pacific Life

Offering insurance since 1868, Pacific Life provides a wide range of life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans. Pacific Life counts more than half of the 100 largest U.S. companies as its clients.² For additional company information, including current financial strength ratings, visit Pacific Life online at www.PacificLife.com.

Pacific Life refers to Pacific Life Insurance Company, and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York, and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each company is solely responsible for the financial obligations accruing under the products it issues. Product and rider guarantees are backed by the financial strength and claims paying ability of the issuing company and do not protect the value of the variable investment options. Variable insurance products are distributed by Pacific Select Distributors, Inc. (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company, and are available through licensed third party broker-dealers. Pacific Life’s home office is located in Newport Beach, California.

This material is not intended to be used, nor can it be used by any taxpayer, for the purpose of avoiding U.S. federal, state or local tax penalties. This material is written to support the promotion or marketing of the transaction(s) or matter(s) addressed by this material.Pacific Life, its distributors and their respective representatives do not provide tax, accounting or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

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Pacific LifeStacy Santmyer Klein, 949-420-7314
[email protected]

Source: Pacific Life