Introducing a New and Different Patent-Pending Family of Annuities

December 5, 2007

Insurance marketing company Senior Market Sales, Inc. introduces the new BPASelect and BPASelect Bonus family of annuities from the Annexus Group. With the same basic makeup as other fixed indexed annuities, the difference is in three patents pending:

1. A new structural design that is more stable than annual reset in volatile markets
2. The ability to track annuity values daily
3. A Family Endowment Rider guaranteeing a 5% annual death benefit increase(1)

In 2006, the original BalancePlus Annuity (BPA) became the largest product launch in the history of the indexed annuity industry.  So far in 2007, over $1 billion has flowed into the BPA and BPABonus family of products.  In its 2007 Readers Choice Awards, Senior Market Advisor readers voted BPA the “product offering the most value for seniors” and the “product offering the most potential for growth.”

The new BPASelect series builds on this success by incorporating new allocation options and a menu of riders enabling agents to customize the product to truly fit client needs.  Product highlights include:

The 6-year product offers an optional 5% bonus rider, two allocation options, 5% commission with all contract provisions fully guaranteed through the surrender period. 
The 10-year product offers an optional 10% bonus rider, 8% commission and a choice of two strategies, both with excellent upside potential.
The 12-year product is most like the original BPA.  It incorporates the original Balanced Allocation Strategy with no spread or cap, and also offers two additional strategies that may provide higher long-term growth potential.
For more information please see www.seniormarketsales.com/BPA-Select *

About Senior Market Sales, Inc. 

Licensed in 50 states, Senior Market Sales, Inc. (SMS), an insurance marketing company, offers independent agents the best options for Medicare solutions, annuities, long-term care, life insurance, final expense, senior dental, worksite and group plans, travel and International medical insurance.  Agents access high-tech sales solutions on the company’s website such as online quoting tools, forms, applications, lead programs, carrier bulletins and online underwriting support.  An experienced staff is equipped to handle all insurance needs including pre-underwriting services, sales and marketing ideas, status reports, contracting, and training.  

Call 1-800-786-5566 or visit these insurance agent only websites:

www.seniormarketsales.com; www.maforagents.com;  www.partdforagents.com;   www.eannuitycoach.com
www.medicareleadsforagents.com;   www.travelinsurancecenter.com 

* For agent/broker use only - not for use with the public.
The BPASelect Bonus AnnuityTM [rider forms PBDBR6 (10/07), PBDBR10 (10/07), PBDBR12HB (Rev. 10/07), PBDBR12LB (Rev. 10/07) or state variation], optional benefits for which a premium is charged, and the BPASelect AnnuityTM [form BPASEL6 (10/07), BPASEL10 (10/07), BPASEL12 (10/07) or state variation] are fixed indexed annuities issued by American Investors Life Insurance Company, Inc., Topeka, Kansas. Product features, limitations and availability vary by State; refer to the product disclosure for details.

To receive the premium bonus the owner must elect the BPASelect Bonus Annuity™ Rider, an optional benefit for which a charge is deducted.  Bonus is credited immediately and vested for death, confinement, terminal illness and free withdrawals.  Withdrawals in excess of the free amount lose the percentage of the bonus associated with the excess withdrawal as well as any interest accrued during that term that is attributed to the excess amount.

If elected, the Family Endowment Rider™, an optional benefit for which a charge is deducted, provides a guaranteed death benefit floor upon the death of the annuitant equal to the premium accumulated at an interest rate of up to 5% compounded through age 85. Once issued, the owner may not elect to terminate the rider for any reason.  Product features, limitations and availability vary by State; please refer to the Family Endowment Rider insert for details.

Contact:

Joe Elsasser
Phone: 402-343-3654  
Email: [email protected]