Autumn hayrides are fun but there's little safety oversight; 9 hurt in Milford [Detroit Free Press] - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.ā„¢

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Advertise
    • Contact
    • Editorial Staff
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be anĀ INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
October 28, 2013 Newswires
Share
Share
Tweet
Email

Autumn hayrides are fun but there’s little safety oversight; 9 hurt in Milford [Detroit Free Press]

Zlati Meyer, Detroit Free Press
By Zlati Meyer, Detroit Free Press
McClatchy-Tribune Information Services

Oct. 28--It's rider beware.

Hayrides are a staple of autumn fun in Michigan, but riding on a horse- or tractor-drawn wagon along rutted, two-track paths through fields and woods isn't without potential hazards, as evidenced by Sunday's accident at Camp Dearborn. In Michigan, there are no government oversight or safety requirements that hayride operators have to follow.

Nine people were taken to the hospital after a hay wagon, transporting 16 people with the Henry Ford Community College Support Staff Association, tipped at the City-of-Dearborn-owned camp in Milford Township late Sunday afternoon. Those injured complained of back and neck pain, bruises, scrapes and a possible broken jaw, according to Dearborn city spokeswoman Mary Laundroche.

The Michigan Department of Licensing and Regulatory Affairs, which regulates ski lifts, amusement parks and carnivals, doesn't oversee hayrides, nor does the state Department of Agriculture and Rural Development.

The cause of the Camp Dearborn accident is under investigation. Laundroche said that two more hayrides -- the last ones scheduled for the season -- continued as planned after Sunday's mishap. Camp Dearborn hosts 50 rides in the fall, starting in September, and 60 in the summer with a total of approximately 2,500 participants.

But some hayride mishaps have been much worse. A worker at a Dexter farm was paralyzed from the waist down after she thrown off the wagon she was driving and trampled by horses in 2011. The year before that, a teenager almost died when a hayride wagon ran him over. In 2005, a woman was killed after she fell off a hayride in Midland County. And about a decade earlier, a boy died when his head was crushed after he slipped and fell under a hayride tractor in St. Clair County.

In a written statement, the president of the Michigan Agri-Tourism Association, Charles Goodman, said, "Members are certainly keenly aware of the need for maximum safety in all of their operations.

"At the same time, agricultural experiences are not without the need for all participants to be carefully aware of their surroundings and accept the fact that there is no such thing as a totally risk-free experience, especially where there is a mix of machinery, people and learning or entertainment."

Pure Michigan, the state's tourism arm, isn't concerned about repercussions.

"It's unfortunate that this accident happened. I don't think it's a common occurrence," said spokeswoman Michelle Begnoche. "We certainly encourage people to be safe. We encourage people to make sure their guests are safe, their employees are safe. We want it to be a great experience for everyone, to be a great Michigan experience. I don't think it's something that's going to negatively impact tourism in the state."

It can cost farms an additional $500-$3,000 annually for liability coverage that includes activities such as hayrides, according to Andrew Kling, a senior field farm underwriter for Michigan Farm Bureau Insurance. Requirements include railings on the sides of the wagon and steps up to the wagon.

"If you go to a water park, you know the risk at hand. ... If you drive down the road, there's risks. I can't tell you what things to look for. Take time and be careful. Keep your eyes on kids," Kling explained. "Tipping over of a wagon, yeah, it's happened over the years. Does it happen every year? No."

Although other state agriculture extensions, such as those in Pennsylvania and New Jersey, have created hayride safety guides, Michigan State University Extension has not done so.

"They're there. They're excited. They might not be used to being on a farm," said MSU Extension educator Michelle Walk. "It's not the same as going to Disney World where it's built specifically for the consumers. It's a farm, and they're inviting the public onto the farm."

Walk explained that farmers are told about liability and to make sure insurance covers them appropriately. Among the recommendations are training employees about safety, making sure the ground the wagons traverse is level, posting wagon rules for visitors to see, using wagons with sides, forbidding standing in wagons while they're moving, assigning a staffer to load and unload passengers and, if possible, having a second employee in the wagon to watch guests.

Apple Charlie's, an orchard in New Boston that offers seasonal hayrides, follows many of those guidelines.

"We stop (the wagon) if they start standing up and if there's too many," said employee Mary Grover, who added that her reaction to Sunday's incident was, "Accidents happen. Oh jeez, we hope that doesn't happen to us."

Robert Szostak, a Philadelphia-based lawyer who specializes in amusement park accidents, said that because hayride proprietors have taken an admission fee, they owe visitors a higher duty of care.

"We often call this a disaster waiting to happen," he continued. "When you have the perfect storm of improper loading, torque speeding, incline or decline, there will be (a) time when one of these fails like that. ...If you go down a black-diamond ski path, you expect certain risk. Here ,you expect to be protected, but you don't see it as risky because there are hidden dangers."

___

(c)2013 the Detroit Free Press

Visit the Detroit Free Press at www.freep.com

Distributed by MCT Information Services

Wordcount:  863

Advisor News

  • Global economic growth will moderate as the labor force shrinks
  • Estate planning during the great wealth transfer
  • Main Street families need trusted financial guidance to navigate the new Trump Accounts
  • Are the holidays a good time to have a long-term care conversation?
  • Gen X unsure whether they can catch up with retirement saving
More Advisor News

Annuity News

  • Pension buy-in sales up, PRT sales down in mixed Q3, LIMRA reports
  • Life insurance and annuities: Reassuring ‘tired’ clients in 2026
  • Insurance Compact warns NAIC some annuity designs ā€˜quite complicated’
  • MONTGOMERY COUNTY MAN SENTENCED TO FEDERAL PRISON FOR DEFRAUDING ELDERLY VICTIMS OF HUNDREDS OF THOUSANDS OF DOLLARS
  • New York Life continues to close in on Athene; annuity sales up 50%
More Annuity News

Health/Employee Benefits News

  • Health Insurance Costs Are Set to Explode After Republicans Reject Extended Tax Credits
  • Recent Findings in Mental Health Diseases and Conditions Described by Researchers from National Health Insurance Service (The Net Effect of Positive Changes in Alcohol Consumption on Mental Health Among South Korean Adults): Mental Health Diseases and Conditions
  • Data on Health and Medicine Detailed by Researchers at Boston Children’s Hospital (Health Care Access Outcomes for Immigrant Children and State Insurance Policy): Health and Medicine
  • Study Findings from Harvard Medical School Provide New Insights into Managed Care (Distance and Likelihood of Cardiovascular Imaging Receipt Among Medicare Beneficiaries: Cardiovascular Imaging Deserts Among Medicare Beneficiaries): Managed Care
  • Studies from University of Vermont Provide New Data on Cancer (Increasing Access To Cancer-related Diagnostic Care Using Health Insurance: Evidence From South Asia): Cancer
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • AM Best Affirms Credit Ratings of Manulife Financial Corporation and Its Subsidiaries
  • AM Best Upgrades Credit Ratings of Starr International Insurance (Thailand) Public Company Limited
  • PROMOTING INNOVATION WHILE GUARDING AGAINST FINANCIAL STABILITY RISKS ˆ SPEECH BY RANDY KROSZNER
  • Life insurance and annuities: Reassuring ‘tired’ clients in 2026
  • Reliance Standard Life Insurance Company Trademark Application for ā€œRELIANCEMATRIXā€ Filed: Reliance Standard Life Insurance Company
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Slow Me the Money
Slow down RMDs … and RMD taxes … with a QLAC. Click to learn how.

ICMG 2026: 3 Days to Transform Your Business
Speed Networking, deal-making, and insights that spark real growth — all in Miami.

Your trusted annuity partner.
Knighthead Life provides dependable annuities that help your clients retire with confidence.

Press Releases

  • National Life Group Announces Leadership Transition at Equity Services, Inc.
  • SandStone Insurance Partners Welcomes Industry Veteran, Rhonda Waskie, as Senior Account Executive
  • Springline Advisory Announces Partnership With Software And Consulting Firm Actuarial Resources Corporation
  • Insuraviews Closes New Funding Round Led by Idea Fund to Scale Market Intelligence Platform
  • ePIC University: Empowering Advisors to Integrate Estate Planning Into Their Practice With Confidence
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Advertise
  • Contact
  • Editorial Staff
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
Ā© 2025 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet