Andesa Services Releases White Paper Analyzing Impact of Low Interest Rate Environment on the Life Insurance and Annuity Industry [Manufacturing Close – Up]

Andesa Services, Inc., a provider of integrated policy administration, plan administration and support solutions for life insurance and annuity carriers and producers, has released a new white paper analyzing the impact of a prolonged low interest rate environment on the life insurance and annuity industry.

Authored by Andesa Distribution Services Manager Larry Resnick, "The Impact of Low Interest Rates on Insurance Carriers and Brokers" offers insights and analysis for carriers and distributors forced to operate in a sustained low-rate environment. The paper, available for download here, speaks specifically to interest rate risk, earnings spread compression, credit spread volatility and disintermediation risk.

"Today's sustained low interest rate environment presents significant financial pressure for the entire life insurance and annuity industry," Resnick said. "It is imperative that both carriers and distributors understand the far-reaching impact of near- zero rates, and work proactively to implement flexible strategies and enterprise risk management plans. This white paper offers a top- line overview of the situation, as well as basic conclusions on the path leading insurers and brokers should take to weather the storm."

More information:

andesaservices.com

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