Aflac Incorporated Hires Lori M. Evangel as Managing Director; Chief Risk Officer of Global Investment Division

COLUMBUS, Ga., Jan. 14, 2013 /PRNewswire/ -- Aflac Incorporated announced today that it has hired Lori M. Evangel to the newly created position of managing director; global chief risk officer in Aflac's Global Investment Division. Evangel, who joins Aflac today, is based in the Aflac Global Investments office in New York and reports to Executive Vice President; Global Chief Investment Officer Eric M. Kirsch, and will be a member of his global executive management team. In her new position, she is responsible for leading Aflac Global Investments' risk management function, encompassing both assets and liabilities for Aflac's global investment portfolio. In this role, Evangel will build out a world-class risk management function to meet the dual goals of risk mitigation and prudent risk-taking through market cycles. In addition, she will work closely with our global investment teams to identify and assess investment risks while developing strategies to address those risks.

Evangel brings more than 25 years of experience in the financial services sector to Aflac, with much of her focus on financial risk management. She most recently served as senior vice president and enterprise risk officer at MetLife where she was responsible for developing and leading the global Enterprise Risk Management unit. Prior to that, Evangel held progressively responsible positions at MBIA Insurance Corporation, including managing director; head of the Portfolio Management and Market Risk Group and managing director of MBIA's Financial Solutions Group. She received a bachelor's degree from Middlebury College in Vermont and a master of business administration (MBA) degree in Finance from the State University of New York at Albany.

Executive Vice President and Global Chief Investment Officer Eric M. Kirsch commented, "We are extremely pleased Lori has joined Aflac's Global Investment Division. I believe her extensive and impressive background demonstrates Lori has the expertise to grow and enhance our investment risk management function to world-class standards."

ABOUT AFLAC

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more than 55 years, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one life insurance company in terms of individual policies in force. Aflac individual and group insurance products provide protection to more than 50 million people worldwide. For six consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World's Most Ethical Companies. In 2012, FORTUNE magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the 14th consecutive year. Also, FORTUNE magazine included Aflac on its list of Most Admired Companies for the 11th time in 2012. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com or espanol.aflac.com.

FORWARD-LOOKING INFORMATION

The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those included in the forward-looking statements. We desire to take advantage of these provisions. This document contains cautionary statements identifying important factors that could cause actual results to differ materially from those projected herein, and in any other statements made by company officials in communications with the financial community and contained in documents filed with the Securities and Exchange Commission (SEC).

Forward-looking statements are not based on historical information and relate to future operations, strategies, financial results or other developments. Furthermore, forward-looking information is subject to numerous assumptions, risks and uncertainties. In particular, statements containing words such as "expect," "anticipate," "believe," "goal," "objective," "may," "should," "estimate," "intends," "projects," "will," "assumes," "potential," "target" or similar words as well as specific projections of future results,generally qualify as forward-looking. Aflac undertakes no obligation to update such forward-looking statements. We caution readers that the following factors, in addition to other factors mentioned from time to time, could cause actual results to differ materially from those contemplated by the forward-looking statements: difficult conditions in global capital markets and the economy; governmental actions for the purpose of stabilizing the financial markets; defaults and credit downgrades of securities in our investment portfolio; impairment of financial institutions; credit and other risks associated with Aflac's investment in perpetual securities; differing judgments applied to investment valuations; significant valuation judgments in determination of amount of impairments taken on our investments; limited availability of acceptable yen-denominated investments; concentration of our investments in any particular single-issuer or sector; concentration of business in Japan; ongoing changes in our industry; exposure to significant financial and capital markets risk; fluctuations in foreign currency exchange rates; significant changes in investment yield rates; deviations in actual experience from pricing and reserving assumptions; subsidiaries' ability to pay dividends to Aflac Incorporated; changes in law or regulation by governmental authorities; ability to attract and retain qualified sales associates and employees; decreases in our financial strength or debt ratings; ability to continue to develop and implement improvements in information technology systems; changes in U.S. and/or Japanese accounting standards; failure to comply with restrictions on patient privacy and information security; level and outcome of litigation; ability to effectively manage key executive succession; impact of the recent earthquake and tsunami natural disaster and related events at the nuclear plant in Japan and their aftermath; catastrophic events including, but not necessarily limited to, tornadoes, hurricanes, earthquakes, tsunamis, and damage incidental to such events; and failure of internal controls or corporate governance policies and procedures.

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Analyst and investor contact – Robin Y. Wilkey, 706.596.3264 or 800.235.2667  FAX: 706.324.6330, or [email protected]

Media contact – Laura Kane, 706.596.3493, FAX: 706.320.2288, or [email protected]

SOURCE Aflac Incorporated