State insurance regulators have begun reviewing the first round of reserve adequacy reports required under a new reinsurance guideline.
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A majority of Americans say rising home insurance costs would make them more likely to vote in the midterm elections.
As the life and annuity market continues to grow, the next phase of that growth will depend on how well the industry modernizes the sales, service and back-office workflows that turn consumer interest into completed protection.
The latest 2026 Planning & Progress Financial Independence Study from Northwestern Mutual shows just how exposed many Americans are feeling.
By understanding behavioral drivers, individuals can create strategies to strengthen their financial health and align with long-term goals.
Critical care riders transform life insurance from a product that only pays out when someone passes away into a policy with living benefits.
Insurers may be in a race to adopt and scale artificial intelligence faster than their competitors do, but jumping the gun could lead to disaster.
What often drives someone to meet with a financial advisor is a desire to protect what is most important to them.
Mid-year is one of the most misleading periods in employee benefits planning.
A California federal judge is allowing a teacher to represent a class of educators who say they were misled on the fees for an annuity rider.
UnitedHealth Group on Thursday became the second major health insurer in as many days to report strong second-quarter profits.
As artificial intelligence increasingly shapes life insurance operations, the industry faces a critical challenge
Employers are focusing on employee retention and well-being, while keeping an eye on costs, as they develop their workplace benefits strategies.
A federal appeals court sided with UnitedHealthcare Tuesday on a lawsuit over how the insurer markets its Medicare Advantage plans.
The nation’s second-largest health insurer, Elevance got a jump on the competition Wednesday, raising its 2026 earnings guidance.
A new generation of industry leaders reshapes what succession planning can look like for independent insurance agents.
More retirees are warming up to the idea of partial annuitization to assure a guaranteed lifetime income, experts say.
Although more than $54 trillion in wealth is expected to transfer to widows by 2048, many women still face financial insecurity after their spouse dies.
Regulators say that some indexed annuity sales illustrations project unrealistically high returns.
When a California homeowner applies for or renews a homeowner’s policy, residential property insurers are required to provide them with a replacement cost estimate.
