Lawsuit blames Big Oil for climate-driven insurance rate hikes
Washington state homeowner’s insurance rates increased by 51% over the past six years. In a new lawsuit, a pair of residents say oil companies are to blame.
Will Trump accounts lead to a financial boon? Experts differ on impact
Tuesday’s announcement of a massive private donation to expand President Donald Trump’s “baby accounts” renewed the debate over how effective the seed investment will be.
Helping clients up the impact of their charitable giving with a DAF
During this time of charitable giving, advisors can help clients be more strategic about their giving decisions.
IUL: It’s about the caps (long term)
It is true that future market returns are relevant to how these policies perform, but the bigger issue is the caps on the upside, which are typically set by the insurance carrier.
Gen X’s retirement readiness is threatened
When it comes to retirement, the baby boomers get all the attention but it is Generation X that faces a retirement crisis.
The role of riders: Enhancing policy flexibility and protection
In the indexed universal life space, the policy rider is the essential key to unlocking IUL’s dynamic utility.
Financial professionals can help tomorrow’s retirees achieve financial security
More advisors are putting client investments into annuities, as preretirees seek guaranteed income.
Behavioral barriers to buying annuities (and how to overcome them)
Most individuals struggle to commit to annuities. Often, behavioral barriers rather than the products create the greatest obstacles.
5 ways insurers will prioritize AI and customer experience in 2026
Insurers will prioritize customer experience in the coming year as declining customer satisfaction reveals the need to focus on retaining clients.
Can government ease the LTC crisis?
States are taking the lead in addressing long-term care needs while federal support lags.
One door closes, another door opens
What you need to know about mandatory Roth catch-up contributions.
Why age alone shouldn’t rule out annuities in retirement
It’s essential to weigh the timing and type of product carefully when discussing annuities with your retired clients.
Regulators defend close relationships with industry
Critics allege conflicts of interest make it nearly impossible for state insurance regulators to objectively write rules.
Strong succession planning starts early: A case study
How a multigenerational practice is addressing the issues of succession planning.
Life insurance can shield your estate
State estate tax bills can threaten the inheritance of a home, family business or other assets.
The missing link in LTC planning
Help your clients change their attitude, behavior and habits in planning for future care.
Feelings, prayers and vibes: How many Americans buy
Many Americans rely on their gut feelings, prayers and vibes when making major purchasing decisions, according to a survey by Life Happens.
Latest round of Medicare prescription drug price cuts announced
The Trump administration announced new lower Medicare prices for 15 drugs that were part of the latest round of price negotiations.
Annuity sales edge up in Q3, Wink reports
Sales were up 1.8% when compared to the previous quarter and up 1.5% when compared to the same period last year.
