The number of child-free couples in the U.S. is increasing rapidly, creating a niche market for financial planners interested in helping them set and achieve their financial-planning goals. 

As we head into this Annual Election Period, the biggest mistake you can make is to assume a plan that fit a client last year will still fit this year.

When a client expresses interest in a life insurance loan, an advisor must clearly lay out the pros and cons.

Advisors say their clients deserve a clear picture of what their policy covers and what it does not, and why that information matters.

The Insured Retirement Institute is urging Senate leaders to move forward with legislation that would expand investment options for people saving in 403(b) retirement plans.

The working group is weighing revisions addressing how insurers present non-guaranteed crediting rates and other issues.

A basic estate plan can easily cost thousands of dollars, yet many families never take the next step to address the unique circumstances surrounding their wealth and family.

The supplemental claims process remains a challenge for many employees. Insurers are testing ways to help workers access missed benefits.

Annuity sales seem to be settling at a level the industry can sustain, with second-quarter sales again topping $100 billion.

CareFirst alleges that defendants enrolled hundreds of ineligible individuals in health insurance plans reserved for Maryland residents.

More insurance shoppers are turning to AI. The trend could reshape the role of agents, but not in the way many expect.

As insurers invest in automation and generative AI, routine administrative work is expected to decline. Experts say human judgment, compliance expertise and customer relationships will remain essential to the industry’s future.

Marketed to high earners as a powerful, tax-free vehicle for building retirement wealth, indexed universal life insurance now faces intense scrutiny over hidden fees and complex structures.

John Nichols knows that no one achieves success alone; it takes mentorship to survive and thrive in a business that’s tough to break into.

After an eight-year NFL career, Patrick Crayton is tackling the entrepreneurial world by launching his own Farmers Insurance agency from the ground up in Carrollton, Texas.

Being independent enhances the producer’s ability to respond quickly to client needs and emerging market trends.

The industry must combine innovative technology with trusted professional guidance and a renewed commitment to consumer education.