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November 25, 2025
Illustration of older investors at a roulette wheel. Older-Investors-Wider-Bets-How-retirement-portfolios-change-with-age.
A T. Rowe Price/MIT study reveals how retirement investors' allocation preferences and accumulated savings become more diverse with age. (AI-generated image}

Older Investors, Wider Bets: How retirement portfolios change with age

A T. Rowe Price/MIT study reveals how retirement investors’ allocation preferences and accumulated savings become more diverse with age.

November 25, 2025
Illustration showing a couple standing in front of their home saying: "Just think, 599 more payments and she's all ours. 45-percent-of-Americans-Would-Consider-a-50-Year-Mortgage

Study: Nearly half of Americans would consider a 50-year mortgage 

A recent study of 1,000 Americans found that almost half of Americans (45%)  would consider a 50-year mortgage if it were available.

November 24, 2025

As ACA collapse nears, announcement of Trump plan postponed

A White House official said President Donald Trump will postpone his announcement of a new proposal to address health care costs and averting a spike in premiums driven by the expiration of enhanced Affordable Care Act subsidies.

November 24, 2025

Insurers of last resort are failing households

FAIR Plans were created in the 1960s as a temporary public policy response to a market failure.

November 24, 2025
Constitution, Gavel and stethoscope. Republicans scrambling for plan to fix healthcare, DC insider says

Republicans scrambling for plan to fix healthcare, DC insider says

Republicans likely want to have a healthcare plan to present to Americans by the State of the Union address in late January, Jeff Bush predicted.

November 24, 2025
ACA

New ACA proposals in the works as ‘subsidy cliff’ looms

As the Affordable Care Act “subsidy cliff” looms, reports say President Donald Trump plans to announce a new proposal for addressing health care costs.

November 24, 2025
Illustration of insurance performence illustrations using 3D objects. 'Take this as a win': NAIC creates new life insurance illustration group.

‘Take this as a win’: NAIC creates new life insurance illustration group

The National Association of Insurance Commissioners is creating a new working group to address life insurance and annuity illustrations.

November 24, 2025
Image of Florida homes with large arrows superimposed pointing upward. Florida-homeowners-continue-to-face-insurance-affordability-crisis,-report-says.

Florida homeowners continue to face insurance affordability crisis, report says

A report finds that the “rebuilding” of Florida’s property insurance market after Hurricane Ian struck the state in 2022 has reproduced many of the same conditions that left homeowners exposed in the last crisis.

November 21, 2025
Kyle Busch

Kyle Busch IUL lawsuit moved to federal court at PacLife’s request

A lawsuit by NASCAR star Kyle Busch against Pacific Life and an advisor over a poorly performing indexed universal life insurance policy moved to federal court Thursday.

November 21, 2025
Image shows a dollar sign
Regulators are being urged to explore ways to ensure fair access to health insurance coverage. (AI-generated image)

NAIC health panel to study ‘affordability,’ other disparities in 2026

State health insurance regulators agreed Thursday to beef up their 2026 charges to include a bigger focus on disparities in health insurance.

November 20, 2025

Why the Kyle Busch IUL lawsuit signals the industry’s moment of reckoning

The solution the industry needs now doesn’t require eliminating IUL. It requires fixing IUL.

November 20, 2025
Image shows the words, "Systems Evaluation."
Insurance companies are ramping up the use of AI to support business growth. (AI-generated image)

NAIC regulators to pilot an AI evaluation tool for insurer conduct exams

State insurance regulators are about to receive a new AI evaluation tool to help them better understand how insurance companies are utilizing artificial intelligence.

November 19, 2025
The California Department of Insurance to require insurers to engage in long-term solvency planning. (AI-generated image)

California proposes greater ‘solvency’ oversight of insurers; industry balks

In a year that began with devastating wildfires, California is proposing a disclosure regime to address the long-term solvency of insurance companies.

November 19, 2025
AI robot removes a barrier in front of a speeding train labeled "Annuities".
Annuities, at times, has had a reputation as a complex, difficult product for advisors to sell. Can AI break remove that barrier? (AI-generated image)

How AI is lowering the barrier for annuities sales

Annuities, at times, has had a reputation as a complex, difficult product for advisors to sell. Can AI break that barrier down?

November 18, 2025

Senator proposes swapping ACA tax credits for prepaid HSAs

Sen. Bill Cassidy, (R-La.), introduced a plan that could significantly shift the landscape for those who obtain health insurance through the Affordable Care Act marketplace.

November 17, 2025

Annuity regulations and products will evolve in 2026

As complexity rises, some financial professionals may scale back, leaving households without the support they depend on.

November 17, 2025
Illustration of a consumer pushing a supermarket carries up a steep hill. Consumer-confidence-recovering-as-economic-growth-softens.

Consumer confidence recovering as economic growth softens

Consumer confidence is beginning to recover after a slump over the past few months, while economists forecast a softening of U.S. economic growth in 2026.

November 17, 2025
Image says, "AG 49-A Revisions"
Regulators are again trying to tamp down life insurance illustrations.

NAIC task force recommends 10-year data history for index illustrations

A National Association of Insurance Commissioners task force agreed Thursday to recommend that 10 years of historical data be required to illustrate index components.

November 17, 2025
Photo illustration showing senior couple looking at the One Big Beautiful Bill. Big-Beautiful-Bill-is-big-news-for-estate-planners.

Big Beautiful Bill is big news for estate planners

The One Big Beautiful Bill Act is big news for estate planners, an estate planning attorney said during a recent webinar.

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