Long-term care in the U.S. is in crisis, and one way to help more Americans prepare for future care needs is for LTC insurance carriers to focus on the middle market.
Tariffs have radically altered Morningstar’s second-quarter U.S. economic outlook as the organization’s chief U.S. economist said President Donald Trump’s proposed tariffs have pushed projected gross domestic product down, pushed projected inflation rates up and increased the risk of a recession to 40%.
Do they bite the bullet and pay more for their coverage? Do they opt to reduce their benefits in an attempt to save money? Or do they choose to stop paying on their policies altogether?
Plaintiffs claim that Cigna is using AI to deny claims.
A California judge is giving plaintiffs until late April to file a fourth amended complaint alleging that Cigna used a computer algorithm to improperly deny claims.
Inflation is persisting, interest rates are still high and economic uncertainty is all around. Consumers need their advisors to help them navigate this terrain.
Five years after COVID-19 disrupted the world, the effects are still being felt. One of the biggest effects to impact the world of health insurance and benefits is greater awareness around mental health.