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May 27, 2025
Financial advisor with clients.
Financial advisor with clients.

Most financial advisors compensated using fee-based models

The movement to fee-based services is being driven by a move from commissions to asset-based fees among wirehouse and broker/dealer channels.

May 27, 2025

Annuity laddering strategies that should be in every advisor’s toolkit

Annuity laddering is a simple concept that most agents can understand and share with ease.

May 26, 2025
Illustration showing a ticking clock and asking "Is it time?"

Is long-awaited insurance industry transformation arriving — finally?

According to two new reports, with a near-term market in flux, the moment of insurance industrty transformation may be arriving.

May 23, 2025
Image of President Trump speaking with the House Speaker behind him and a pile of prescription drugs in front of him. Medicaid-cuts,-prescription-drugs-among-issues-during-first-100-days-of-Trump-administration.

Medicaid cuts, prescription drugs among health care issues in DC

Medicaid cuts and prescription drug costs are among the health-related issues to take flight in the first 100 days of the Trump administration.

May 23, 2025
Image shows the 5-minute finance logo
Insurance riders can solve a lot of issues for clients.

How insurance riders maximize coverage without breaking budgets

When evaluating different risk management options, insurance riders that offer additional benefits have become increasingly popular.

May 23, 2025
Illustration showing comsumers looking thoughtful with a thought balloon that says "Long-term care." What-do-consumers-think-about-the-need-for-long-term-care.

What do consumers think about the need for long-term care?

We often read about consumers’ need for long-term care,  but what do consumers think about the need for such protection?

May 22, 2025
Image shows advisor Jeffrey Cutter and the SEC logo
Advisor Jeffrey Cutter is appealing a jury verdict in his SEC civil trial.

Jeffrey Cutter files appeal from guilty verdict on Advisors Act disclosures

Advisor Jeffrey Cutter is appealing the lone guilty verdict handed down last month in his trial in a Securities and Exchange Commission civil case.

May 22, 2025
Image shows several arms and the letters, "PHL"
Connecticut regulators are courting a buyer for PHL Variable policies.

Connecticut regulators court potential buyers for PHL Variable blocks

Thirteen companies are studying confidential financial information as Connecticut regulators pursue the sale or reinsurance of PHL, or its blocks of business.

May 22, 2025
Illustration of a young investor with a blindfold on. A-blind-spot-for-younger-Americans--Prioritizing-investing-over-insurance.

A blind spot for younger Americans: Prioritizing investing over insurance

The majority of young Americans are placing too much emphasis on building wealth without dedicating enough to protecting those assets.

May 21, 2025
Image shows the Prudential logo
Shareholders say they are satisfied with a $10 million settlement over claims that Prudential executives withheld adverse mortality information.

Prudential shareholders ask court to OK $10M derivative suit settlement

Prudential Financial shareholders are asking a New Jersey judge to approve a $10 million settlement to end a derivative lawsuit over allegedly withheld mortality data.

May 21, 2025
Image of patient receiving a dose of a GLP-1 drug. Insurance-companies-scrambling-to-support-need-for-GLP-1-drugs.

Insurance companies scrambling to support need for GLP-1 drugs

The overwhelming popularity of GLP-1 drugs – what President Trump calls “the fat shot” – has insurance companies scrambling to…

May 20, 2025
Image shows a building and a stock ticker
UnitedHealth Group is rallying shareholders to support a compensation package for CEO Stephen Hemsley.

UnitedHealth asks shareholders to support CEO’s $60M stock options

UnitedHealth Group is urging shareholders to reject a proxy alert and support a compensation package, including $60 million in stock options, for returning CEO Stephen Hemsley.

May 20, 2025

UnitedHealthcare eliminating commissions on Medicare drug plans

UnitedHealthcare dealt another blow to its Medicare agents when it announced last week it will not pay commissions on Medicare prescription drug plans sold after June 1.

May 19, 2025
Image of a senior couple with a row of arrows showining a fork in the road, and a decision to be made. Retirement-confidence-and-the-great-decide.

Retirement confidence and ‘the great decide’

Americans are on the precipice of huge financial choices as they prepare for retirement – a phenomenon described as “the great decide.”

May 19, 2025
Image shows a gavel and the UnitedHealth logos
UnitedHealth Group is being sued by current and former employees who claim the insurer did not lawfully manage their 401(k) plan.

Ex-employees sue UnitedHealth for alleged 401(k) chicanery

Four current and former UnitedHealth Group employees are suing the embattled insurer for allegedly using forfeiture funds to pay the corporate match for 401(k) plan participants.

May 19, 2025
Insurtech symbols overlapped with a $100 bill. Insurtech-investment-roars-back-in-Q1.

Insurtech investment roars back in Q1

After several quarters of stagnant growth and investor fatigue, the insurtech sector roared into 2025 with renewed purpose.

May 19, 2025

How insurance agencies can optimize SEO using AI and Custom GPTs

SEO expert John Dietrich explains how insurance agencies can use AI tools, including custom GPTs, to improve their site’s SEO.

May 16, 2025
Image shows Jeffrey Cutter and the SEC
The SEC has to decide whether to apply its rules to advisors who sell insurance annuities in the future.

SEC needs to show its hand on disclosures after Cutter verdict, analysts say

The Securities and Exchange Commission has some work to do following the recent guilty verdict against a Massachusetts advisor for insufficient disclosures.

May 15, 2025
Image of the U.S. Capitol with the word "MEDICAID" overlapping. Medicaid-cuts-move-closer-to-reality.

Medicaid cuts move closer to reality

The House Budget Committee will meet Friday in the next step toward passage of a massive bill that would extend tax cuts, establish new tax breaks and potentially take health coverage from  millions of Americans.

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